Public Notices

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by DAVID T. HAMM AND R. MICHELLE HAMM, AS TENANTS BY THE ENTIRETY, IN FEE SIMPLE ESTATE, as grantor(s), to COLUMBIA COUNTY TITLE & ESCROW SERVICES, INC., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 02/04/2008, recorded 02/11/2008, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2008-001289, and subsequently assigned to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP by Assignment recorded 07/20/2010 in Book/Reel/Volume No. at Page No. as recorder’s fee/file/instrument/microfilm/reception No. 2010-005929, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: BEGINNING AT A POINT WHICH IS SOUTH 67 DEGREES 49′ WEST, 37.96 FEET AND NORTH 33 DEGREES 34′ 28″ WEST, 100.79 FEET FROM THE SOUTHWEST CORNER OF BLOCK 101, GILTNER’S ADDITION TO COLUMBIA CITY, AS PER PLAT ON FILE AND OF RECORD IN THE CLERK’S OFFICE OF COLUMBIA COUNTY, OREGON, SAID POINT BEING THE NORTHWEST CORNER OF THE WALTER CHAYS TRACT, AS DESCRIBED IN DEED BOOK 161 AT PAGE 68; THENCE SOUTH 67 DEGREES 49′ WEST A DISTANCE OF 309.66 FEET TO THE WEST LINE OF SAID GILTNER’S ADDITION; THENCE NORTH 01 DEGREE 01′ 56″ EAST ALONG SAID WEST LINE A DISTANCE OF 108.82 FEET TO THE TRUE POINT OF BEGINNING OF THE PARCEL HEREIN DESCRIBED; THENCE NORTH 67 DEGREES 49′ EAST A DISTANCE OF 252.10 FEET TO THE SOUTHWEST CORNER OF THE FINOS LUNDSFORD TRACT, AS DESCRIBED IN DEED BOOK 180 AT PAGE 58; THENCE NORTH 32 DEGREES 03′ 11″ WEST A DISTANCE OF 102.70 FEET TO THE NORTHWEST CORNER OF SAID LUNDSFORD TRACT; THENCE SOUTH 67 DEGREES 49′ WEST ALONG THE SOUTHERLY RIGHT OF WAY LINE OF JAMES STREET A DISTANCE OF 191.09 FEET TO THE WEST LINE OF GILTNER’S ADDITION; THENCE SOUTH 01 DEGREE 01′ 56″ WEST A DISTANCE OF 110.10 FEET TO THE TRUE POINT OF BEGINNING. PROPERTY ADDRESS: 705 JAMES STREET COLUMBIA CITY, OR 97018 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,572.13 beginning 02/01/2010; plus late charges of $58.94 each month beginning with the 02/01/2010 payment plus prior accrued late charges of $-235.76; plus advances of $1,397.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $205,042.59 with interest thereon at the rate of 5.38 percent per annum beginning 01/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Thursday, October 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: June 20, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 10-0079469) 1006.106657-FEI Publish 8/8, 8/15, 8/22, 8/29/2012 CNI1015COL