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Milwaukie

PUBLIC NOTICE

PUBLIC NOTICE
As of June 1, 2013, Providence Milwaukie Hospital will no longer be providing in-patient labor and delivery services. Providence Milwaukie Hospital is located at 10150 SE 32nd Ave., Milwaukie, Ore. Medical records can be requested on-line at www.providence.org/oregon or at the admitting desk in the main lobby of the hospital Monday through Friday, 8 a.m. to 4 p.m.
Publish 05/01/2013                                    CLK12811]

NOTICE OF SUPPLEMENTAL BUDGET

Click here to view City of Milwaukie Supplemental Budget Hearing.

Publish 01/30/2013.                                         CLK12736

Trustee Notice

Trustee Sale No. OR08000255-11-1 APN 05007841 Title Order No 6379876 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, CYNTHIA L. MOUDY, A MARRIED WOMAN AS HER SEPARATE ESTATE as Grantor to FIDELITY NATIONAL TITLE COMPANY OF OREGON as Trustee, in favor of AMERICAN BROKERS CONDUIT as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, acting solely as a nominee for Lender and recorded on 08/24/2006, as Instrument No. 2006-078027 of Official Records in the office of the Recorder of Clackamas County, OR to-wit: APN: 05007841 PARCEL 2, PARTITION PLAT NO. 2004-053, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON Commonly known as: 2407 SOUTHEAST CHESTNUT STREET , MILWAUKIE, OR 97267  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: failed to pay payments which became due: Monthly Payment $949.16 Monthly Late Charge $32.44 By this reason of said default the beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $230,717.72 together with interest thereon at the rate of 3.37500% per annum from April 1, 2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, the undersigned trustee will on October 16, 2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, at the arbor closest to Main Street in the courtyard directly north of the Clackamas County Courthouse, 807 Main Street, Oregon City, OR 97045 County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: May 30, 2012 First American Title Insurance Company By: Laura Soza, Authorized Authorized Signatory First American Title Insurance Company c/o TRUSTEE CORPS 17100 GILLETTE AVENUE, IRVINE, CA 92614 949-252-8300 SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P956774 6/21, 6/28, 7/5, 07/12/2012 CNI8931VT

NOTICE OF PUBLIC HEARING

CITY OF MILWAUKIE

The Milwaukie City Council will hold a public meeting on June 5, 2011, at 6:00 p.m. at 10722 SE Main Street, Milwaukie, Oregon 97222. The purpose of this meeting is to declare the City’s election to receive state revenue sharing funds, to levy and classify property taxes, and to consider adoption of the Budget Committee’s approved budget for the 2013-2014 biennium.

The BN 2013-2014 budget was prepared in accordance with the basis of accounting used in the preceding year and includes levying a property tax rate for general purposes of $4.0731 for FY 2012-2013 and $4.0744 for FY 2013-2014 per $1,000 of taxable assessed value. Copies of the budget document are available online at http://www.ci.milwaukie.or.us/finance and/or at Milwaukie City Hall between the hours of 8:00 am and 5:00 p.m.

Narrative Summary of the BN 2013-2014 Budget:

To the Citizens of the City of Milwaukie,

Every city has its unique set of challenges and Milwaukie is no different. Today’s economy continues to challenge everyone and every organization. Most recently, we are seeing rising gas prices and cities such as Stockton, CA and Harrisburg, PA start exploring drastic action in an attempt to right their financial situations. Since being appointed as City Manager in October 2010, I have focused on Milwaukie’s financial and operating challenges.

The process and development of last year’s budget was a daunting task. Since then we have worked tirelessly at improving the process even more, communicating results, and empowering Department Heads with the task of identifying areas where we can make cuts in this budget while delivering quality service. This budget, as directed by Council last year, contains cuts in strategic ways which I feel best allocates our financial resources while meeting the community needs.

Biennial Budgeting

One of the first things you will notice with this budget is that it is prepared on a biennial basis. The Budget Committee moved to approve biennial budgeting and the Council passed a resolution providing this direction. One advantage of biennial budgeting is that it allows us to focus on longer-range financial planning. Credit rating agencies favor this long-term focus. If and when the City is prepared to issue more debt, this will be crucial.

Obligation to TriMet

The other new item with this budget is less about the format and more about addressing a financial obligation. In 2008 the Council contractually obligated the City to a $5 million pledge to TriMet to help fund the Light Rail project. We have studied all options on this commitment and have developed a framework for compromise with TriMet through the past year. To that end, we have worked with TriMet so that the entire $5 million will not have to come out of the City’s General Fund reserves this summer, but rather the obligation can be spread out over twenty years to better align with the economic return that the City will hopefully incur once the project is completed. However, because of budgetary regulations, in FY 2013 the total loan proceeds and capital outlay for the project are included in budgetary totals accompanied by the start of the obligation payments in debt service. This budgetary presentation causes a spike in expenditures.

Overall City Budget

For the biennium period beginning July 1, 2012, the budget totals $88 million and is balanced, as required by the statutory limits of Oregon budget law. Personnel services represent 31% of the total budgeted expenditures at $28 million, materials and services represent 22% of total expenditures at $19 million, debt service represents 2% of total expenditures at $2 million, and capital outlay makes up 24% of the total budgeted expenditures at $21 million. Transfers, contingency, and ending fund balances comprise the remaining portion of the budget, balancing it at $88 million.

City-wide Spend Down of Reserves

Although overall reserves are projected to be spent down, note that this spend down relates to the spending of capital and utility reserves built up over required policy minimums in prior years. We are actually showing an increase in our minimum policy requirements from $5.1 million in FY 2012 to $5.5 million in FY 2014 as the summary chart below illustrates. The true challenge for the City, as the below summary chart also illustrates, is two years out in FY 2016 where it is projected that the City may also spend down our minimum policy requirements if additional solutions are not identified and utilized.

Personnel and Full-time Equivalent (FTE) Changes

The City has two collective bargaining arrangements: the Milwaukie Police Employees Association (MPEA) and the Milwaukie Employees Association (AFSCME). Considering that personnel costs are almost half of the City budget, funding in this area is integral to balancing the budget while continuing services at a level to meet community expectations.

In 2011, we implemented processes to ensure that any vacant position within the City is closely scrutinized before any plan to fill the position commences. Through this process, there is an overall decrease of 3.57 FTE proposed in the present budget.

There are several smaller changes in the FTE positions which are highlighted in the Positions and Salary Ranges section in the budget document. Two of the larger positional changes include the discontinuation of an FTE in Community Development for the Resource & Economic Development Specialist and the discontinuation of an FTE between the three utility Funds for a Utility Worker I position.

We believe that despite these reductions the City can maintain an efficient and effective work force, adequately maintain current service levels and complete the planning and capital projects that have been funded. We recognize that adjustments may be necessary during the fiscal year as labor agreements are negotiated and completed, and as the economic situation changes. In addition, we will watch carefully for any opportunities that may be presented where we can consider restructuring positions when vacancies occur. Some savings may be possible.

Debt Overview

Our City-wide outstanding debt is relatively low at $7 million in comparison to total assets with a historic accounting cost of $79 million. The City has an additional obligation to TriMet for the Portland-Milwaukie Light Rail project for $4 million that is authorized but not yet incurred. As we have developed a framework for compromise it is expected that this obligation will be incurred on July 1, 2012.

Our credit rating is fairly solid at the AA level. However, with emergency reserves in our General Fund ranging from $2 to $4 million, dependent upon the time of year they are measured, the City’s finances are lean in comparison to other cities. Measures 5 and 50 have a significant impact on our community by restricting our property tax rates. Furthermore, the action by the City to annex into Clackamas County Fire District #1 in 2005 included a transfer of one-third of our property tax rate to the District, further decreasing our taxing ability.

Five Year Financial Forecasting

Our Five Year Financial Forecast, which is the cornerstone in preparing this budget document, is replicated in the Appendix of this budget document. Please understand that the quickest path to financial balance is usually the curtailment of services – cuts which the public may not find acceptable or which may even endanger the community’s basic health, safety, and welfare. At the same time, providing public services to the full extent desired and deserved by the community may not be financially feasible. Hence, a good financial forecast requires balance and compromise between the public services provided by the government and the debt and tax burden supported by the community.

Conclusion

In closing I want to thank all of the staff who had input into the budget document. In particular, I want to acknowledge the department directors who conceded some of their own department’s interests in an effort to ensure success city-wide. To all of you, thank you and know that in the end we were able to maintain all of our services at high levels while significantly improving our budget process.

Respectfully,

Bill Monahan
City Manager

Adopted Budget and Estimated Actuals for FY 2012
compared with Budget for BN 2013-2014:

****please insert CLK12576 graph 05-30-2012*****

Publish 05/30/2012. CLK12576

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE File No. 7314.01636 Reference is made to that certain trust deed made by Joseph Paola and Pamela Sue Paola, as tenants by the entirty, as grantor, to Fidelity National Title Company of Oregon, as trustee, in favor of GMAC Mortgage Corporation, as beneficiary, dated 12/10/98, recorded 12/16/98, in the mortgage records of Clackamas County, Oregon, as 98-120042, covering the following described real property situated in said county and state, to wit: Parcel 1, Partition Plat No. 1995-56, in the City of Gladstone, Clackamas County, Oregon. PROPERTY ADDRESS: 16433 Southeast Ormae Road Milwaukie, OR 97267 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,530.87 beginning 10/01/11; plus late charges of $57.90 each month beginning 10/16/11; plus prior accrued late charges of $0.00; plus advances of $2,137.60; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $138,045.88 with interest thereon at the rate of 7.125 percent per annum beginning 09/01/11; plus late charges of $57.90 each month beginning 10/16/11 until paid; plus prior accrued late charges of $0.00; plus advances of $2,137.60; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on August 21, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: in the courtyard located directly to the north of the main entrance of the Clackamas County Courthouse near the arbor, 807 Main St., in the City of Oregon City, County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Paola, Joseph and Pamela S (TS# 7314.01636) 1002.213635-File No CNI12921CLK 5/24, 5/31, 6/7, 6/14/12.

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by KELLY R PASSMORE AND RONALD D PASSMORE, as grantor(s), to REGIONAL TRUSTEE SERVICES CORP., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 11/24/2008, recorded 12/01/2008, in the mortgage records of Clackamas County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2008-079815, and subsequently assigned to BANK OF AMERICA, N.A. by Assignment recorded 10/12/2011 in Book/Reel/Volume No. at Page No. as Recorder’s fee/file/instrument/microfilm/reception No. 2011-058278, covering the following described real property situated in said county and state, to wit: LOT 1, EXCEPT THE SOUTH 7 FEET, BLOCK 3, MILWAUKIE PARK, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON. PROPERTY ADDRESS: 12649 SE 23RD AVE MILWAUKIE, OR 97222 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,839.56 beginning 06/01/2010; plus late charges of $73.58 each month beginning with the 06/01/2010 payment plus prior accrued late charges of $-220.74; plus advances of $1,095.80; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $236,448.46 with interest thereon at the rate of 6.00 percent per annum beginning 05/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Wednesday, August 15, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: in the courtyard located directly to the north of the main entrance of the Clackamas County Courthouse near the arbor, 807 Main St., Oregon City, Clackamas County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: April 06, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0023931) 1006.157137-FEI CNI12917CLK 5/24, 5/31, 6/7, 6/14/12.

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by RONALD JOHNSON AND JANIS JOHNSON, as grantor(s), to TICOR TITLE COMPANY, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 06/02/2008, recorded 06/05/2008, in the mortgage records of Clackamas County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2008-040934, and subsequently assigned to BANK OF AMERICA, N.A. by Assignment recorded 06/03/2011 in Book/Reel/Volume No. at Page No. as Recorder’s fee/file/instrument/microfilm/reception No. 2011-032285, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: LOT 9 IN BLOCK 1 OF SUNNYLAND, A RESUBDIVISION OF THE SOUTH 10 ACRES OF TRACT 31 OF ENTERPRISE TRACTS, ACCORDING TO THE OFFICIAL PLAT THEREOF ON FILE IN THE OFFICE OF THE COUNTY CLERK OF KLAMATH COUNTY, OREGON. PROPERTY ADDRESS: 11633 SE FULLER RD MILWAUKIE, OR 97222 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,007.89 beginning 11/01/2009; plus late charges of $40.32 each month beginning with the 11/01/2009 payment plus prior accrued late charges of $-201.60; plus advances of $120.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $126,254.58 with interest thereon at the rate of 7.00 percent per annum beginning 10/01/2009 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Wednesday, August 15, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: in the courtyard located directly to the north of the main entrance of the Clackamas County Courthouse near the arbor, 807 Main St., Oregon City, Clackamas County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: April 09, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0023918) 1006.157141-FEI CNI12916CLK 5/24, 5/31, 6/7, 6/14/12.

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE File No. 7042.25182 Reference is made to that certain trust deed made by Christopher L. Mcleod and Jessica E. Mcleod, Married to Each Other, as grantor, to First American Title Insurance Company, as trustee, in favor of Bank of America, N.A, as beneficiary, dated 06/29/06, recorded 06/29/06, in the mortgage records of Clackamas County, Oregon, as 2006-059871 and subsequently assigned to Green Tree Servicing LLC by Assignment recorded as 2011-074874, covering the following described real property situated in said county and state, to wit: Lot 4, Five Faris-Heights, Clackamas County, Oregon PROPERTY ADDRESS: 17733 Southeast Cook Street Milwaukie, OR 97267 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,556.13 beginning 05/01/11; plus late charges of $0.00 each month beginning 05/16/11; plus prior accrued late charges of $166.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $225,113.54 with interest thereon at the rate of 3.375 percent per annum beginning 04/01/11; plus late charges of $0.00 each month beginning 05/16/11 until paid; plus prior accrued late charges of $166.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on August 8, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: in the courtyard located directly to the north of the main entrance of the Clackamas County Courthouse near the arbor, 807 Main St., in the City of Oregon City, County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Mcleod, Chirstopher and Jessica E. (TS# 7042.25182) 1002.212572-FEI CNI12845CLK 5/10, 5/17, 5/24, 5/31/12.

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE File No. 7023.99575 Reference is made to that certain trust deed made by Nick A. Flues and Denise M. Flues as tenants by the entirety, as grantor, to Ticor Title, as trustee, in favor of Eldorado Bank dba Commerce Secureity Bank, its successors and or assigns, as beneficiary, dated 12/14/98, recorded 12/22/98, in the mortgage records of Clackamas County, Oregon, as 98-122199 and subsequently assigned to Norwest Mortgage Inc. by Assignment recorded as 99-033653, covering the following described real property situated in said county and state, to wit: Lot 13, Block 1, Tarrybrooks, in the City of Milwaukie, County of Clackamas and State of Oregon. PROPERTY ADDRESS: 5476 SE RAINBOW LANE MILWAUKIE, OR 97222 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $881.18 beginning 12/01/11 and $998.17 beginning 03/01/12; plus late charges of $31.39 each month beginning 12/16/11; plus prior accrued late charges of $0.00; excepting therefrom a credit of ($344.93); together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $76,939.56 with interest thereon at the rate of 6.625 percent per annum beginning 11/01/11; plus late charges of $31.39 each month beginning 12/16/11 until paid; plus prior accrued late charges of $0.00; excepting therefrom a credit of ($344.93); together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on August 6, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: in the courtyard located directly to the north of the main entrance of the Clackamas County Courthouse near the arbor, 807 Main St., in the City of Oregon City, County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 FLUES, NICK A. and DENISE M. (TS# 7023.99575) 1002.211969-FEI CNI12843CLK 5/10, 5/17, 5/24, 5/31/12.

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE File No. 7023.99714 Reference is made to that certain trust deed made by Marcia J Busken, A single person, as grantor, to Fidelity National Title Insurance Company, as trustee, in favor of Wells Fargo Bank, N.A., as beneficiary, dated 02/06/08, recorded 02/11/08, in the mortgage records of CLACKAMAS County, Oregon, as 2008-009284, covering the following described real property situated in said county and state, to wit: That portion of Lot 1 and Lot 2, Block 1, Alder Crest Acres, in the County of Clackamas and State of Oregon, described as follows: Beginning at the most Easterly corner of Lot 1, Alder Crest Acres; thence Northwesterly along the Northeasterly line of said Lot 1 and Lot 2, a distance of 166.42 feet, more of less, to a point which is 62.14 feet Northwesterly from the most Northerly corner of said Lot 1, said point being the most Northerly corner of a tract conveyed to Galen Van Valkenburg and Winifred Evelyn Van Valkenburg, recorded November 18, 1955 in Book 504 Page 97, Deed Records; thence Southwesterly along the Northwesterly line of said Van Valkenburg Tract a distance of 90 feet to a point; thence Southeasterly parallel with the Southwesterly line of said Block 1 a distance of 166.42 feet, more or less, to a point in the Southeasterly line of said Lot 1; thence Northeasterly along said Lot 1 a distance of 90 feet to the point of beginning. PROPERTY ADDRESS: 5415 SE THIESSEN ROAD MILWAUKIE, OR 97267 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,943.39 beginning 12/01/11 and $1,955.13 beginning 03/01/12; plus late charges of $81.59 each month beginning 12/16/11; plus prior accrued late charges of $81.59; plus advances of $50.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $157,368.90 with interest thereon at the rate of 5.25 percent per annum beginning 11/01/11; plus late charges of $81.59 each month beginning 12/16/11 until paid; plus prior accrued late charges of $81.59; plus advances of $50.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on August 6, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: in the courtyard located directly to the north of the main entrance of the Clackamas County Courthouse near the arbor, 807 Main St., in the City of Oregon City, County of CLACKAMAS, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 BUSKEN, MARCIA J. (TS# 7023.99714) 1002.212182-FEI CNI12841
CLK 5/10, 5/17, 5/24, 5/31/12.