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Posts Tagged ‘Gresham’

Trustee Notice

TS# 12-21599 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Deed of Trust (hereafter referred to as the Trust Deed) made by: Daniel J. Hotchkiss, as the Grantor, and Chicago Title Insurance Company of Oregon, as the Trustee, and Lehman Brothers Bank, FSB, as the Beneficiary, dated November 9, 2005, and recorded November 15, 2005, in the Mortgage Records of Multnomah County, Oregon as Document No. 2005-221799, covering the following described real property situated in said county and state, to-wit: That part of the South half of Block “W”, CITY OF PORTLAND, in the County of Multnomah and State of Oregon, described as follows:
Beginning at a point on the Northerly line of SW Columbia Street which is 102.0 feet Westerly from its intersection with the Westerly line of SW 14th Avenue; said point being the true place of beginning of the herein described tract; thence Northerly parallel with the Westerly line of SW 14th Avenue, a distance of 81.0 feet to the Southerly line of that tract conveyed to Joseph P. McLaughlin and Anna M. McLaughlin, husband and wife, by Deed recorded April 21, 1954 in Book 1655, Page 196, Deed Records; thence Westerly along the Southerly line of said McLaughlin Tract, being parallel with the Northerly line of said South one-half of Block “W”, a distance of 92.0 feet; thence Southerly parallel with the Westerly line of said SW 14th Avenue, 81.0 feet to the Northerly line of SW Columbia Street; thence Easterly along said Northerly line, 92.0 feet to the true point of beginning. The street address or other common designation, if any, for the real property described above is purported to be: 1423 SW Columbia Street, Portland, Oregon 97201. The Tax Assessor’s Account ID for the Real Property is purported to be: R246895. Both the beneficiary and the trustee, Sia Rezvani, have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.735(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations secured by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee’s attorneys. The default(s) for which foreclosure is/are made is/are (1) the grantor’s failure to make regular payments to the beneficiary, such default beginning February 1st, 2012, and continuing through the date of this Notice, and (2) failure to carry, and/or provide evidence of, extended coverage hazard insurance, in violation of the Trust Deed, and (3) failure to pay county property taxes when due, and (4) any defaults or breaches occurring after the date of this document. The current balance of payments now due, together with late charges, attorney and trustee fees, costs, title expenses, and other allowed charges is approximately $41,073.57 together with any default in the payment of recurring obligations as they become due, periodic adjustments to the payment amount, any further sums advanced by the beneficiary to protect the property or its interest therein, additional costs and attorney fees as provided by law, and prepayment penalties/premiums, if any, together with defaulted amounts owed to senior lienholders. The amount required to cure the default in payments to date is calculated as follows: † If rate is variable, amount stated is an estimate From: February 1st, 2012; No. Payments: 11 ; Amount per: $2,365.00†>>> Total of past-due payments : $26,015.00† Late charges: $1,063.18 Escrow Items* (taxes/insurance), fees/costs/expenses per lender: $13,533.27 Other lender fees/cost-items (per lender) $511.12 Trustee’s/Attorney’s Fees and Costs: $1,951.00 LESS $2,000 funds held in suspense: -$2,000.00 Total necessary to cure default in payments to date: $41,073.57 + proof of insurance* + proof taxes* are current + proof senior liens are current or tender of sufficient funds to cure any/all senior defaults. *Note: Charges for taxes and insurance may or may not already be included in the “escrow items” category. Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee, Sia Rezvani, to obtain a “reinstatement” and/or “payoff” quote prior to remitting funds. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $369,631.19 Said sale shall be held at the hour of 11:00 a.m. on April 16th, 2013 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.745(7) shall occur at the following designated place: BETWEEN THE INNER AND OUTER DOORS OF THE MAIN ENTRANCE OF THE MULTNOMAH COUNTY COURTHOUSE, 1021 SW 4th AVE., PORTLAND, OREGON Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: N/A. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.753. The mailing address of the trustee is Sia Rezvani, Warren Allen LLP, 850 NE 122nd Ave., Portland, Oregon 97230; the telephone number of the trustee is 503-255-8795. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “grantor” and/or “grantors” includes any successor in interest to the grantor as well as any other person owing an obligation the performance of which is secured by the Trust Deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Dated December 10th, 2012. By: /s/ Sia Rezvani, Successor Trustee P1020580 2/22, 3/1, 3/8, 03/15/2013 CNI3386GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE Loan No.: 0000002293 T.S. No.: 11-04246-6 Reference is made to that certain Deed of Trust dated as of April 22, 1999 made by, NANCY A. LUNCEFORD, A SINGLE WOMAN, as the original grantor to CHICAGO TITLE COMPANY, as the original trustee, in favor of GREENPOINT MORTGAGE CORP., as the original beneficiary, recorded on April 30, 1999, as Instrument No. 99087202 of Official Records in the Office of the Recorder of Multnomah County, Oregon (the “Deed of Trust”). The current beneficiary is: ROUNDPOINT MORTGAGE SERVICING CORPORATION , (the “Beneficiary”). APN: R233200 LOT 10, BLOCK 1, PALOMAR, IN THE CITY OF GRESHAM, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 250 SE LIBERTY COURT  GRESHAM, OR  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and  notice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclosure is made is the grantor’s: failed to pay payments which became due; together with late charges due; and which defaulted amounts total: $28,194.31 as of April 4, 2012. By this reason of said default the Beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit:  The sum of $77,964.12 together with interest thereon at the rate of 3.62500% per annum from July 1, 2009 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee under the Deed of Trust will on August 16, 2012 at the hour of 10:00 AM, Standard of Time as established by section 187.110, Oregon Revised Statues, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR, County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash, the interest in the said described real property which the grantor had or had power to convey at the time of execution of the Deed of Trust, together with any interest which the grantor or his successor(s) in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occured), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. FOR FURTHER INFORMATION,  PLEASE CONTACT FIDELITY NATIONAL TITLE INSURANCE COMPANY, 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 FOR SALE INFORMATION CALL: 714-573-1965 Website for Trustee’s Sale Information: www.priorityposting.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said Deed of Trust, the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: April 18, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, Trustee Michael Busby, Authorized Signature State of California County of Orange I, the undersigned certify that I am the Trustee Sale Officer, and that the foregoing is a complete and exact copy of the original Trustee’s Notice of Sale. Michael Busby, Authorized Signature P942627 4/28, 5/5, 5/12, 05/19/2012 CNI3353GO

Trustee Notices

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-475039-NH Reference is made to that certain deed made by JENNIFER ANDREA PELLECER & PERRY SCOTT PELLECER as Grantor to LAWYERS TITLE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK N.A., as Beneficiary, dated 4/22/2008, recorded 04/24/2008, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2008-062704, , covering the following described real property situated in said County and State, to wit: APN: R532965 LOT 38, HOODLAND ESTATES, GRESHAM, MULTNOMAH COUNTY, OREGON. Commonly known as: 5671 SE CHASE LOOP, GRESHAM, OR 97080  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 4/1/2011, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $2,070.89 Monthly Late Charge $103.54 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $243,520.09 together with interest thereon at the rate of 6.5000 per annum from 3/1/2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 7/11/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of MULTNOMAH, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/6/2012 Quality Loan Service Corp. of Washington, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 7/11/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P929670 3/21, 3/28, 4/4, 04/11/2012 CNI3336GO

TRUSTEE NOTICE

TRUSTEE’S NOTICE OF SALE File No. 7021.10893 Reference is made to that certain trust deed made by Daniel Gresham, III, as grantor, to Fidelity national Title Company of Oregon, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Pacific Residential Mortgage, LLC, its successors and assigns, as beneficiary, dated 10/16/07, recorded 10/23/07, in the mortgage records of WASHINGTON County, Oregon, as 2007-112539 and re-recorded 9/12/08 under AF# 2008-077818 and subsequently assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by Assignment, covering the following described real property situated in said county and state, to wit: Lot 42, Dakota Hills No. 1, in the City of Tualatin, Washington County, Oregon. PROPERTY ADDRESS: 21954 Southwest Creek Drive Tualatin, OR 97062 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,656.02 beginning 09/01/11; plus late charges of $82.80 each month beginning 09/16/11; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $249,643.73 with interest thereon at the rate of 6.5 percent per annum beginning 08/01/11; plus late charges of $82.80 each month beginning 09/16/11 until paid; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on June 4, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Washington County Courthouse, 145 N.E. 2nd Avenue, in the City of Hillsboro, County of WASHINGTON, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Winston Khan Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425) 586-1900 Gresham, Daniel (TS# 7021.10893) 1002.207735-FEI. Publish 03/08, 03/15, 03/22, 03/29/2012 CNI12279WSH

Trustee Notice

Trustee Sale No. OR07000039-10-3 APN R321848 Title Order No 6459599 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, GERARDO MORA CONTRERAS AND ANGELICA SANTIAGO DE MORA, HUSBAND AND WIFE as Grantor to LANDAMERICA LAWYERS TITLE COMPANY as Trustee, in favor of FLAGSTAR BANK, FSB, A FEDERALLY CHARTERED SAVINGS BANK as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, acting solely as a nominee for Lender and recorded on 10/01/2008 as Instrument No. 2008-138801 of Official Records in the office of the Recorder of Multnomah County, OR to-wit: APN: R321848 A tract of land in the Southwest one-quarter of Section 32, Township 1 North, Range 3 East of theWiliamette Meridian, in the City of Gresham, County of Multnomah, and State of Oregon.Beginning at the intersection of the East line of that certain street conveyed to Multnomah County bydeed recorded June 13; 1950, in Book 1410, page 597, Deed Records, now known as NE 186th Avenue,with the North line of that certain street conveyed to Multnomah County by deed recorded October 5,1948 in Book 1296 page 10, and now known as NE Everett Court; running thence East along the saidNorth line of NE Everett Court a distance of 69 feet to the true point of beginning hereof; thencecontinuing East along the North line of said street, 69 feet; thence North, parallel with the East line of said NE 186th Avenue, 93 feet to a point; thence West, parallel with the North line of said NE EverettCourt, 69 feet; thence South, parallel with the said East line of NE 186th Avenue, 93 feet to the truepoint of beginning. Commonly known as: 18641 NE EVERETT CT , PORTLAND, OR 97230-7636 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: failed to pay payments which became due: Monthly Payment $1424.58 Monthly Late Charge $71.23 By this reason of said default the beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $184,732.56 together with interest thereon at the rate of 6.25000% per annum from 1/1/2010 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, the undersigned trustee will on 6/26/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 2/13/2012 First American Title Insurance Company By: LAURA M. SOZA Authorized Signatory First American Title Insurance Company C/O TRUSTEE CORPS 17100 GILLETTE AVENUE IRVINE, CA 92614 949-252-8300 SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P926744 3/14, 3/21, 3/28, 04/04/2012 CNI3331GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by THERESA S HARRISON, as grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 05/25/2006, recorded 09/10/2007, in the mortgage records of Multnomah County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2007-160970, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-12 by Assignment recorded 09/07/2011 in Book/Reel/Volume No. N/A at Page No. N/A as recorder’s fee/file/instrument/microfilm/reception No. 2011-098820, covering the following described real property situated in said county and state, to wit: LOT 1, BLOCK 2, SLEEPY HOLLOW, IN THE CITY OF GRESHAM, MULTNOMAH COUNTY, OREGON. PROPERTY ADDRESS: 105 SE 195TH AVE PORTLAND, OR 97233-5729 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,136.91 beginning 02/01/2010; plus late charges of $43.95 each month beginning with the 02/01/2010 payment plus prior accrued late charges of $-318.21; plus advances of $555.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $168,785.67 with interest thereon at the rate of 6.25 percent per annum beginning 01/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Friday, May 11, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: between the inner and outer doors of the main entrance of the Multnomah County Courthouse, 1021 S.W. 4th Ave., Portland, Multnomah County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: January 06, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA. 93063 (800) 281-8219 (TS# 10-0117656) 1006.143250-FEI. Publish 02/22, 02/29, 03/07, 03/14/2012 CNI10914MLT

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-429245-NH Reference is made to that certain deed made by JON TURCOTTE & ALICE TURCOTTE, as Grantor to STEWART TITLE & ESCROW, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF MET LIFE BANK, N.A., as Beneficiary, dated 3/25/2009, recorded 03/31/2009, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2009-042377, , covering the following described real property situated in said County and State, to wit: APN: R238104 PARCEL 1, PARTITION PLAT NO. 1993-151, IN THE CITY OF GRESHAM, COUNTY OF MULTNOMAH, AND STATE OF OREGON. Commonly known as: 843 POWELL BOULEVARD W , GRESHAM, OR 97030  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 10/1/2010, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $2,292.11 Monthly Late Charge $91.68 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $321,250.87 together with interest thereon at the rate of 5.5000 per annum from 9/1/2010 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 7/2/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/27/2012 Quality Loan Service Corporation of Washington, as trustee Signature By Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corporation of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 7/2/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P927584 3/7, 3/14, 3/21, 03/28/2012 CNI3333GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-441422-NH Reference is made to that certain deed made by JON E BACKA AND MARIA L BACKA, HUSBAND & WIFE as Grantor to FIDELITY NATIONAL TITLE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A., as Beneficiary, dated 4/8/2009, recorded 04/10/2009, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2009-048897, , covering the following described real property situated in said County and State, to wit: APN: R162832 LOT 8, BLOCK 8, FILBERT HILL, IN THE CITY OF GRESHAM, COUNTY OF MULTNOMAH AND THE STATE OF OREGON Commonly known as: 2616 SW BRIXTON DRIVE. , GRESHAM, OR 97080  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 12/1/2010, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $2,294.67 Monthly Late Charge $91.79 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $303,503.33 together with interest thereon at the rate of 5.3750 per annum from 11/1/2010 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 6/21/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington .  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/14/2012 Quality Loan Service Corporation of Washington, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corporation of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 6/21/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P924514 2/29, 3/7, 3/14, 03/21/2012 CNI3325GO

Trustee Notice

Trustee Sale No. OR05000049-11-1 APN R118018 Title Order No 6174572 TRUSTEE’S NOTICE OF SALE Reference is made to that certain deed made by, JONATHAN JAMES THOMAS AND ANGELA L. F. THOMAS, AS TENANTS BY THE ENTIRETY as Grantor to PACIFIC NORTHWEST TITLE OF OREGON as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, recorded on 09/14/2007, as Instrument No. 2007-164255 of Official Records in the office of the Recorder of Multnomah County, Oregon to-wit: APN: R118018 LOT 2, BLOCK 2, BON-AL PARK, IN THE CITY OF GRESHAM, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 3630 SW 2ND ST , GRESHAM, OR 97030 6316 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: failed to pay payments which became due: Monthly Payment $1856.04 Monthly Late Charge $92.80 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to-wit: The sum of $225,241.62 together with interest thereon at the rate of 6.75000% per annum from January 1, 2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, the undersigned trustee will on 5/31/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, at the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: January 16, 2012 First American Title Insurance  Company By: Jame M. Davis Authorized Signatory – Jame M. Davis First American Title Insurance Company c/o TRUSTEE CORPS 17100 GILLETTE AVENUE IRVINE, CA 92614 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P917944 2/1, 2/8, 2/15, 02/22/2012 CNI3318GO