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Posts Tagged ‘Priority’

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-14-639721-NH Reference is made to that certain deed made by MARIA BOWEN AND BRIAN M BOWEN as Grantor to PACIFIC NW TITLE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR M&T BANK, as Beneficiary, dated 10/24/2008, recorded 10/31/2008, in official records of MULTNOMAH County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2008-151671 covering the following described real property situated in said County and State, to wit: APN: 1N2E35BC -08400 LOT 26, BLOCK 5, PEACH TREE PARK, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 701 NE 127TH AVENUE , PORTLAND, OR 97230 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 4/1/2014, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $233,627.04 together with interest thereon at the rate of 5.7500 per annum from 3/1/2014 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION OF WASHINGTON, the undersigned trustee will on 3/19/2015 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204 County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION OF WASHINGTON. If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chelllieal components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. QUALITY MAYBE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TS No: OR-14-63972I-NH Dated: 11/4/2014 Quality Loan Service Corporation of Washington, as Trustee Signature By: Nina Hernandez, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 P1120310 11/18, 11/25, 12/2, 12/09/2014 CNI3417GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-14-637569-NH Reference is made to that certain deed made by NICHOLAS F. PRANZETTI, A SINGLE MAN AND LEEANN M. PRANZETTI, A MARRIED WOMAN as Grantor to SAMANTHA HAZEL, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIRST MORTGAGE COPPRATION, CALIFORNIA CORPORATION, D/B/A FIRST MORTGAGE CORPORATION OF CALIFORNIA., as Beneficiary, dated 7/29/2013, recorded 7/31/2013, in official records of MULTNOMAH County, Oregon, in book/reel/volume No. fee/file/instrument/microfile/reception number 2013-104907 covering the following described real property situated in said County and State, to wit: APN: R338598/ 1S3E08DA-00300 A TRACT OF LAND IN SECTION 8, TOWNSHIP 1 SOUTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN, IN THE COUNTY OF MULTNOMAH, OREGON, MORE PARTICULARLY AS FOLLOWS: COMMENCING AT AN IRON PIPE SET AT THE INTERSECTION OF THE SOUTH LINE OF POWELL VALLEY ROAD AS LAID OUT, AND THE SECTION LINE BETWEEN SECTIONS 8 AND 9, TOWNSHIP 1 SOUTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN, WHICH SAID IRON PIPE IS 43.1 FEET SOUTH FROM THE ONE-QUARTER SECTION CORNER; THENCE WESTERLY ALONG THE SOUTH LINE OF POWELL VALLEY ROAD AS LAID OUT, 162 FEET TO AN IRON PIPE SET IN SAID SOUTH LINE OF POWELL VALLEY ROAD, WHICH SAID IRON PIPE IS THE TRUE POINT OF BEGINNING; THENCE WESTERLY ALONG THE SOUTH LINE OF POWELL VALLEY ROAD AS LAID OUT, 180 FEET TO A POINT; THENCE SOUTHERLY AND PARALLEL TO THE EASTERLY LINE OF THE TRACT CONVEYED TO JACK C. STRONG BY DATE DATED MAY 9, 1947 AND RECORDED IN BOOK 1170, PAGE 396, DEED RECORDS OF MULTNOMAH COUNTY, 150 FEET TO A POINT; THENCE EASTERLY AND PARALLEL TO THE SOUTH LINE OF POWELL VALLEY ROAD AS LAID OUT, 180 FEET TO A POINT; THENCE NORTHERLY APPROXIMATELY 150 FEET TO THE IRON PIPE WHICH MARKS THE TRUE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION DESCRIBED IN STIPULATED FINAL JUDGMENT, IN THE CIRCUIT COURT IN MULTNOMAH COUNTY, OREGON, CASE NO. A8605-02773, FILED JANUARY 6,1988. Commonly known as: 2230 WEST POWELL BOULEVARD, GRESHAM, OR 97030 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 4/1/2014, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $189,406.64 together with interest thereon at the rate of 4.2500 per annum from 3/1/2014 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 3/16/2015 at the hour of 10:00 am, Standard of Time, as established by section 187.110, Oregon Revised Statutes, At the east steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204 County of MULTNOMAH, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington. If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TS No: OR-14-637569-NH Dated: 10-31-14 Quality Loan Service Corporation of Washington, as Trustee Signature By: Nina Hernandez, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 P1120309 11/18, 11/25, 12/2, 12/09/2014 CNI3416GO

Trustee Notice

FHA # 4313318864 TS#14-12967-25 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 04/03/1999, a certain (Deed of Trust) was executed by Evelyn B. Alexander, as Trustor, in favor of Norwest Mortgage, Inc., as Beneficiary, and First American Title Insurance Company of Oregon, as Trustee and was Recorded on 4/9/1999 as Instrument No. 99-036031, in the office of the Clackamas County, Oregon Recorder, and WHEREAS, the Deed of Trust was insured by the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT, (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on 7/26/2010, as Instrument # 2010-044563 in the office of the Clackamas County, Oregon Recorder, and WHEREAS, a default has been made by reason of failure to pay all sums due under the Deed of Trust, pursuant to Paragraph 9 Subsection (i) of said deed of Trust and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable, NOW THEREFORE, pursuant to power vesting in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of us as Foreclosure Commissioner” notice is hereby given that on 11/19/2014 at 10:00 a.m. local time, all real and personal property at or used in connection with following described premises (“Property”) will be sold at public auction to the highest bidder: Commonly known as: 15390 SE La Bonita Way, Milwaukie, OR 97267 APN: 22E07BC08600 More thoroughly described as: Lot 6, Block 2, Clarks’s Crest, In the County of Clackamas, State of Oregon. The sale will be held at the following location: At the arbor closest to Main Street in the courtyard directly north of the Clackamas County Courthouse, 807 Main Street, Oregon City, OR 97045. Per The Secretary of Housing and Urban Development the estimated opening bid will be $163,621.46. There will be no pro-ration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before the closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making a bid, all bidders except the Secretary must submit a deposit totaling ten percent (10%) of the Secretary’s estimated bid amount, in the form of a cashier’s check made payable to the Foreclosure Commissioner Cimarron Trustee Services. Each oral bid need not be accompanied by a deposit. If the successful bid is an oral, a deposit of $16,362.14 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a cashier’s or certified check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time with which to deliver the remainder of the payment. All extensions will be fore 9-day increments for a fee of $600.00 paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the commissioner. If the high bidder closed the sale prior to the expiration period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of HUD Field Office Representative, offer the property to the second highest bidder to an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as proved herein HUD does not guarantee that the property will be vacant. The amount that must be paid by the Mortgagor, to stop the sale prior to the scheduled sale date is $163,446.46 as of 11/18/2014, PLUS all other amounts that are due under the mortgage agreement. Plus advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents. Plus a commission for the Foreclosure commissioner and all other costs incurred in the connection with the foreclosure prior to reinstatement. Date: October 7, 2014 FORECLOSURE COMMISSIONER: CIMARRON SERVICE CORP, of NEVADA 425 Mechem Drive Ruidoso, NM 88345 Telephone No. (575) 808-8394 Facsimile No. (575) 808-8397 CATHEY E. LATNER, Vice President P1103684 11/12/2014 CNI5346SP

Trustee Notice

Trustee Sale No. OR01000030-14 APN R0407410 Title Order No 8485847 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, ELOISA BUCIO-MARTINEZ AND MANUEL TEJEDA-CAMARILLO, AS TENANTS BY THE ENTIRETY as Grantor to FIRST AMERICAN TITLE as trustee, in favor of NATIONAL CITY MORTGAGE A DIVISION OF NATIONAL CITY BANK A NATIONAL BANKING ASSOCIATION as Beneficiary and recorded on May 31, 2007 as Instrument No. 2007-060649 of official records in the Office of the Recorder of Washington County, Oregon, covering the following described real property situated in above-mentioned county and state, to-wit: LOT 4, BLOCK 13, CORNELIUS, IN THE CITY OF CORNELIUS, COUNTY OF WASHINGTON AND STATE OF OREGON, EXCEPT THAT TRACT DESCRIBED IN DEED BOOK 349, PAGE 238. ALSO PART OF LOT 3, BLOCK 13, CORNELIUS, IN THE CITY OF CORNELIUS, COUNTY OF WASHINGTON AND STATE OF OREGON, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF LOT 3, BLOCK 13, CORNELIUS; THENCE SOUTH ON THE EAST LINE OF LOT 3, A DISTANCE OF 55 FEET TO A POINT; THENCE WEST 12 INCHES; THENCE NORTH PARALLEL WITH THE EAST LINE OF LOT 3, A DISTANCE OF 55 FEET; THENCE EAST 12 INCHES TO THE PLACE OF BEGINNING. AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST AND ALL RELATED LOAN DOCUMENTS Commonly known as: 866 S BEECH ST, CORNELIUS, OR 97113 APN: R0407410 Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON June 1, 2012 AND ALL SUBSEQUENT INSTALLMENTS, ALONG WITH LATE CHARGES, PLUS FORECLOSURE COSTS AND LEGAL FEES, IN ADDITION TO ALL OF THE TERMS AND CONDITIONS AS PER THE DEED OF TRUST, PROMISSORY NOTE AND ALL RELATED LOAN DOCUMENTS. Monthly Payment $326.81 Monthly Late Charge $40.00 By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $41,643.74 together with interest thereon at the rate of 8.25000% per annum from May 1, 2012 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice hereby is given that, the undersigned Trustee will on 3/6/2015 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, Inside the main lobby of the Washington County Courthouse 145 NE 2nd Ave, Hillsboro, OR 97124 County of Washington, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/28/2014 First American Title Insurance Company By: Marie Cruz Authorized Signatory First American Title Insurance Company c/o Special Default Services, Inc. 17272 Red Hill Avenue Irvine, CA 92614 (844) 706-4182 SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 THIS COMMUNICATION MAY BE FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1118535 11/6, 11/13, 11/20, 11/27/2014 CNI8975VT

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-14-639724-NH Reference is made to that certain deed made by REID S ATLEE AND DEBRA S ATLEE as Grantor to FIDELITY NATIONAL TITLE INSURANCE COMPANY, as trustee, in favor of ALPINE MORTGAGE LLC, as Beneficiary, dated 7/29/2008, recorded 7/31/2008, in official records of WASHINGTON County, Oregon, in book/reel /volume No. fee/file/instrument/microfilm/reception number 2008-067082 covering the following described real property situated in said County and State, to wit: APN: R2058156 LOT 17, ASPEN GLEN, RECORDED IN DOCUMENT NO. 96026310, IN THE CITY OF HILLSBORO, COUNTY OF WASHINGTON AND STATE OF OREGON. Commonly known as: 858 SE 71ST AVENUE, HILLSBORO, OR 97123-7796 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 11/1/2013, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $329,722.25 together with interest thereon at the rate of 3.2500 per annum from 10/1/2013 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION OF WASHINGTON, the undersigned trustee will on 3/9/2015 at the hour of 10:00 am, Standard of Time, as established by section 187.110, Oregon Revised Statutes, Inside the main lobby of the Washington County Courthouse 145 NE 2nd Ave, Hillsboro, OR 97124 County of WASHINGTON, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION OF WASHINGTON. If any irregularities are discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limited the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in the notice that some residential property sold at the trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TS No: OR-14-639724-NH Dated: 10/23/2014 Quality Loan Service Corporation of Washington, as Trustee Signature By: Nina Hernandez, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 P1118368 11/6, 11/13, 11/20, 11/27/2014 CNI8974VT

Trustee Notice

Trustee Sale No. OR07000042-14-1 APN 01091482 Title Order No 8477032 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, Elizabeth Feathers as Grantor to Chicago Title of Oregon as Trustee, in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”), as designation nominee for Urban Financial Group, Beneficiary of the security instrument, its successors and assigns, and recorded on 12/23/2010 as Instrument No. 2010-082198 of official records in the Office of the Recorder of Clackamas County, Oregon to-wit: APN: 01091482 THE EASTERLY 125 FEET OF LOT 1, ACCORDING TO THE DULY FILED PLAT OF CASCADE ACRES NO. 1, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON, AS CUT OFF BY A LINE DRAWN PARALLEL WITH THE EASTERLY LOT LINE THEREOF. Commonly known as: 723 W Main Street, Molalla, OR 97038-9382 Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to continue to occupy the Property as Borrower’s principal residence for the term of the security instrument. By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to wit: The sum of $165,678.35 together with unpaid interest; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice hereby is given that, the undersigned Trustee will on 2/27/2015 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, at the arbor closest to Main Street in the courtyard directly north of the Clackamas County Courthouse, 807 Main Street, Oregon City, OR 97045 County of Clackamas, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/24/2014 First American Title Insurance Company By: Marie Cruz Authorized Signatory First American Title Insurance Company c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 FOR SALE PLEASE CALL: Priority Posting and Publishing at 714-573-1965 Website for Trustee’s Sale Information: www.priorityposting.com THIS COMMUNICATION MAY BE FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1118094 11/5, 11/12, 11/19, 11/26/2014 CNI5345SP

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-14-639723-NH Reference is made to that certain deed made by, HILARY K BARKER AND DANIEL R BARKER , AS TENANTS BY THE ENTIRETY as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR STEARNS LENDING, INC., as Beneficiary, dated 11/22/2011, recorded 11/30/2011, in official records of Multnomah County, Oregon, in book/reel/volume No. fee/file/instrument/microfilm/ reception number 2011-133556 covering the following described real property situated in said County and State, to-wit: APN: 1N2E27AC -02501 // R503862 PARCEL 1, PARTITION PLAT NO.2001-21, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON. TOGETHER WITH AN EASEMENT FOR INGRES AND EGRESS OVER PARCEL 2, AS SET FORTH ON SAID PARTITION PLAT. Commonly known as: 11301 NE MORRIS STREET, PORTLAND, OR 97220 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 12/1/2013, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to-wit: The sum of $210,328.33 together with interest thereon at the rate of 4.1250 per annum from 11/1/2013 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that
QUALITY LOAN SERVICE CORPORATION OF WASHINGTON, the undersigned trustee will on 3/9/2015 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, At the east steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204 County of MULTNOMAH, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION OF WASHINGTON. If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which arc known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TS No: OR-14-639723-NH Dated: 10/23/2014 Quality Loan Service Corporation of Washington, as Trustee Signature By: Nina Hernandez, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 P1118344 11/4, 11/11, 11/18, 11/25/2014 CNI3415GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-14-632833-NH Reference is made to that certain deed made by, WENDELL DAVID STOLLER AND DORINDA DORINDA STOLLER as Grantor to SAMANTHA HAZEL, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIRST MORTGAGE CORPORATION, A CALIFORNIA CORPORATION D/B/A FIRST MORTGAGE CORPORATION OF CALIFORNIA, as Beneficiary, dated 12/20/2012, recorded 12/31/2012, in official records of CLACKAMAS County, Oregon, in book / reel / volume No. fee / file / instrument / microfilm / reception number 2012-086233 covering the following described real property situated in said County, and State, to-wit: APN: 01829070 PARCEL 2, PARTITION PLAT 1988-098, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON Commonly known as: 26157 SE RUGG ROAD, DAMASCUS, OR 97089 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 2/1/2014, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $159,727.02 together with interest thereon at the rate of 4.5000 per annum from 1/1/2014 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 2/4/2015 at the hour of 10:00 am, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the arbor closest to Main Street in the courtyard directly north of the Clackamas County Courthouse, 807 Main Street, Oregon City, OR. 97045 County of CLACKAMAS, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington. If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TS No: OR-14-632833-NH Dated: 9/30/2014 Quality Loan Service Corporation of Washington Signature By: Nina Hernandez, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 P1114543 10/8, 10/15, 10/22, 10/29/2014 CNI5344SP

Trustee Notice

FHA # 4313110467 TS#14-13011-25  NOTICE OF DEFAULT AND FORECLOSURE SALE  WHEREAS, on 01/17/1997, a certain (Deed of Trust) was executed by Henry W. Schultz and Dorothy M. Schultz, as Tenants by the Entirety, as Trustor,  in favor of  Unity Mortgage Corp., dba The Reverse Mortgage Company, as Beneficiary, and Joseph A. Morris, as Trustee and was Recorded on 1/23/1997 as Instrument No. 97011629, in the office of  the Multnomah County, Oregon Recorder, and WHEREAS, the Deed of Trust was insured by the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT,  (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and                           WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on 5/2/2006, as Instrument # 2006-080269 in the office of the Multnomah County, Oregon Recorder, and                 WHEREAS, a default has been made by reason of failure to pay all sums due under the Deed of Trust, pursuant to Paragraph 9 Subsection (i) of said deed of Trust and                  WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable,               NOW THEREFORE, pursuant to power vesting in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of us as Foreclosure Commissioner” notice is hereby given that on   10/15/2014 at 10:00 a.m.  local time, all real and personal property at or used in connection with following described premises (“Property”) will be sold at public auction to the highest bidder:  Commonly known as: 2225 NE 130th Avenue, Portland, OR 97230  APN: 1N2E26CA 06300  More thoroughly described as: Lot 2, Block 5, MURIEL HEIGHTS, in the City of Portland, County of Multnomah, and State of Oregon.  The sale will be held at the following location:  At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204.   Per The Secretary of Housing and Urban Development the estimated opening bid will be $163,917.30 There will be no pro-ration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before the closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.         When making a bid, all bidders except the Secretary must submit a deposit totaling ten percent (10%) of the Secretary’s estimated bid amount, in the form of a cashier’s check made payable to the Foreclosure Commissioner Cimarron Trustee Services.  Each oral bid need not be accompanied by a deposit.  If the successful bid is an oral, a deposit of $16,391.73  must be presented before the bidding is closed.  The deposit is nonrefundable.  The remainder of the purchase price must be delivered within 30 days of the sale or at such time as the Secretary may determine for good cause shown, time being of the essence.  This amount, like the bid deposits, must be delivered in the form of a cashier’s or certified check.  If the Secretary is the high bidder, he need not pay the bid amount in cash.  The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title.   At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.          The Secretary may grant an extension of time with which to deliver the remainder of the payment.  All extensions will be fore 9-day increments for a fee of $600.00 paid in advance.  The extension fee shall be in the form of certified or cashier’s check made payable to the commissioner.  If the high bidder closed the sale prior to the expiration period, the unused portion of the extension fee shall be applied toward the amount due.      If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure.  The Commissioner may, at the direction of HUD Field Office Representative, offer the property to the second highest bidder to an amount equal to the highest price offered by that bidder.                     There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act.   Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as proved herein HUD does not guarantee that the property will be vacant. The amount that must be paid by the Mortgagor, to stop the sale prior to the scheduled sale date is $163,742.30 as of 10/14/2014, PLUS all other amounts that are due under the mortgage agreement.       Plus advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents.  Plus a commission for the Foreclosure commissioner and all other costs incurred in the connection with the foreclosure prior to reinstatement. Date: September 16, 2014  FORECLOSURE COMMISSIONER:  CIMARRON SERVICE CORP, of NEVADA 425 Mechem Drive Ruidoso, NM 88345 Telephone No. (575) 808-8394 Facsimile No.  (575) 808-8397 CATHEY E. LATNER, Vice President P1095280 10/7/2014 CNI3414GO

Trustee Notice

FHA # 431-3398714 TS# 14-13027-25 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 04/21/2000, a certain (Deed of Trust) was executed by Elsie Grace Giese, as Trustor,  in favor of  Portland Mortgage, as Beneficiary, and Robert W. Palmer, as Trustee and was Recorded on 4/28/2000 as Instrument No. 2000-058610, in the office of the Multnomah County, Oregon Recorder, and WHEREAS, the Deed of Trust was insured by the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT,  (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and                 WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on 10/7/2010, as Instrument # 2010-126144  in the office of the Multnomah County, Oregon Recorder, and WHEREAS, a default has been made by reason of failure to pay all sums due under the Deed of Trust, pursuant to Paragraph 9 Subsection (i) of said deed of Trust and         WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable,  NOW THEREFORE, pursuant to power vesting in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of us as Foreclosure Commissioner” notice is hereby given that on   10/15/2014  at 10:00 a.m.  local time, all real and personal property at or used in connection with following described premises (“Property”) will be sold at public auction to the highest bidder:   Commonly known as: 7508 SE Ogden Street, Portland, OR 97206  APN:  1S2E20AC 09800   More thoroughly described as:  West one-half of Lot 18, Block 2, Sterling, in the City of Portland, County of Multnomah and State of Oregon.  The sale will be held at the following location:  At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204   Per The Secretary of Housing and Urban Development the estimated opening bid will be $147,016.94. There will be no pro-ration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before the closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making a bid, all bidders except the Secretary must submit a deposit totaling ten percent (10%) of the Secretary’s estimated bid amount, in the form of a cashier’s check made payable to the Foreclosure Commissioner Cimarron Trustee Services.  Each oral bid need not be accompanied by a deposit.  If the successful bid is an oral, a deposit of $14,701.69 must be presented before the bidding is closed.  The deposit is nonrefundable.  The remainder of the purchase price must be delivered within 30 days of the sale or at such time as the Secretary may determine for good cause shown, time being of the essence.  This amount, like the bid deposits, must be delivered in the form of a cashier’s or certified check.  If the Secretary is the high bidder, he need not pay the bid amount in cash.  The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title.   At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.  The Secretary may grant an extension of time with which to deliver the remainder of the payment.  All extensions will be fore 9-day increments for a fee of $600.00 paid in advance.  The extension fee shall be in the form of certified or cashier’s check made payable to the commissioner.  If the high bidder closed the sale prior to the expiration period, the unused portion of the extension fee shall be applied toward the amount due.  If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure.  The Commissioner may, at the direction of HUD Field Office Representative, offer the property to the second highest bidder to an amount equal to the highest price offered by that bidder.  There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act.   Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as proved herein HUD does not guarantee that the property will be vacant. The amount that must be paid by the Mortgagor, to stop the sale prior to the scheduled sale date is $146,841.94 as of 10/14/2014, PLUS all other amounts that are due under the mortgage agreement.                           Plus advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents.  Plus a commission for the Foreclosure commissioner and all other costs incurred in the connection with the foreclosure prior to reinstatement. Date: September 17, 2014  FORECLOSURE COMMISSIONER:  CIMARRON SERVICE CORP, of NEVADA 425 Mechem Drive Ruidoso, NM 88345 Telephone No. (575) 808-8394 Facsimile No.  (575) 808-8397 CATHEY E. LATNER, Vice President P1097667 10/3/2014 CNI3412GO