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Posts Tagged ‘South County Spotlight’

Trustee Notice

TRUSTEE’S NOTICE OF SALE File No. 7314.01607 Reference is made to that certain trust deed made by Ali Stoel and Jay Stoel, as tenants by the entirety, as grantor, to Ticor Title Insurance Co., as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for GMAC Bank, as beneficiary, dated 01/11/06, recorded 01/25/06, in the mortgage records of COLUMBIA County, Oregon, as 2006-000993 and subsequently assigned to GMAC Mortgage, LLC by Assignment recorded as 2012-000512, covering the following described real property situated in said county and state, to wit: LOT 14, BLOCK 137, CITY OF ST. HELENS, COLUMBIA COUNTY, OREGON. PROPERTY ADDRESS: 225 South 16th Street St. Helens, OR 97051 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,198.51 beginning 09/01/11; plus advances of $3,615.50; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $138,032.65 with interest thereon at the rate of 6.125 percent per annum beginning 08/01/11; plus advances of $3,615.50; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on November 13, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Stoel, Ali R. and Jay A. (TS# 7314.01607) 1002.207936-FEI Publish 8/15, 8/22, 8/29, 9/5/2012 CNI1358COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by KEVIN L MCCAUSLAND AND MICHELE E MCCAUSLAND, AS TENANTS BY THE ENTIRETY, as grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 06/01/2006, recorded 06/09/2006, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2006-007584, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-7 by Assignment recorded 03/20/2012 in Book/Reel/Volume No. at Page No. as recorder’s fee/file/instrument/microfilm/reception No. 2012-001906, covering the following described real property situated in said county and state, to wit: LOT 20, OAK RIDGE ESTATES PHASE NO. 1, IN THE CITY OF ST. HELENS, COLULMBIA COUNTY, OREGON. PROPERTY ADDRESS: 35130 BURT ROAD ST. HELENS, OR 97051 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,506.96 beginning 12/01/2011; plus late charges of $75.35 each month beginning with the 12/01/2011 payment plus prior accrued late charges of $-150.70; plus advances of $75.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $213,096.61 with interest thereon at the rate of 6.95 percent per annum beginning 11/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Wednesday, October 24, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: June 19, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0054579) 1006.162038-FEI Publish 8/8, 8/15, 8/22, 8/29/2012 CNI1357COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by DAVID T. HAMM AND R. MICHELLE HAMM, AS TENANTS BY THE ENTIRETY, IN FEE SIMPLE ESTATE, as grantor(s), to COLUMBIA COUNTY TITLE & ESCROW SERVICES, INC., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 02/04/2008, recorded 02/11/2008, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2008-001289, and subsequently assigned to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP by Assignment recorded 07/20/2010 in Book/Reel/Volume No. at Page No. as recorder’s fee/file/instrument/microfilm/reception No. 2010-005929, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: BEGINNING AT A POINT WHICH IS SOUTH 67 DEGREES 49′ WEST, 37.96 FEET AND NORTH 33 DEGREES 34′ 28″ WEST, 100.79 FEET FROM THE SOUTHWEST CORNER OF BLOCK 101, GILTNER’S ADDITION TO COLUMBIA CITY, AS PER PLAT ON FILE AND OF RECORD IN THE CLERK’S OFFICE OF COLUMBIA COUNTY, OREGON, SAID POINT BEING THE NORTHWEST CORNER OF THE WALTER CHAYS TRACT, AS DESCRIBED IN DEED BOOK 161 AT PAGE 68; THENCE SOUTH 67 DEGREES 49′ WEST A DISTANCE OF 309.66 FEET TO THE WEST LINE OF SAID GILTNER’S ADDITION; THENCE NORTH 01 DEGREE 01′ 56″ EAST ALONG SAID WEST LINE A DISTANCE OF 108.82 FEET TO THE TRUE POINT OF BEGINNING OF THE PARCEL HEREIN DESCRIBED; THENCE NORTH 67 DEGREES 49′ EAST A DISTANCE OF 252.10 FEET TO THE SOUTHWEST CORNER OF THE FINOS LUNDSFORD TRACT, AS DESCRIBED IN DEED BOOK 180 AT PAGE 58; THENCE NORTH 32 DEGREES 03′ 11″ WEST A DISTANCE OF 102.70 FEET TO THE NORTHWEST CORNER OF SAID LUNDSFORD TRACT; THENCE SOUTH 67 DEGREES 49′ WEST ALONG THE SOUTHERLY RIGHT OF WAY LINE OF JAMES STREET A DISTANCE OF 191.09 FEET TO THE WEST LINE OF GILTNER’S ADDITION; THENCE SOUTH 01 DEGREE 01′ 56″ WEST A DISTANCE OF 110.10 FEET TO THE TRUE POINT OF BEGINNING. PROPERTY ADDRESS: 705 JAMES STREET COLUMBIA CITY, OR 97018 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,572.13 beginning 02/01/2010; plus late charges of $58.94 each month beginning with the 02/01/2010 payment plus prior accrued late charges of $-235.76; plus advances of $1,397.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $205,042.59 with interest thereon at the rate of 5.38 percent per annum beginning 01/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Thursday, October 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: June 20, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 10-0079469) 1006.106657-FEI Publish 8/8, 8/15, 8/22, 8/29/2012 CNI1015COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE File No. 9006.20008 Reference is made to that certain trust deed made by Arzie J. Walters and Anna P. Walters, as tenants by the entirety, as grantor, to First American Title Insurance Company, a corporation, as trustee, in favor of Bank of the West, as beneficiary, dated 05/10/04, recorded 05/20/04, in the mortgage records of Columbia County, Oregon, as 2004-006596 and subsequently assigned to Bank of the West by Assignment recorded as , covering the following described real property situated in said county and state, to wit: Parcel 1: Beginning at the Northwest corner of Tract 5, Mountain View, Columbia County, Oregon; thence along the West line of said Tract 5, South 21 degrees 05′ West a distance of 626.89 feet to the Southwest corner of said Tract 5; thence along the South line of said Tract 5, South 68 degrees 55′ East a distance of 298.0 feet; thence North 18 degrees 53′ 30″ East to the South line of tract described in deed to Gerald E. Smith and Laura Jean Smith recorded March 10, 1992, Columbia County File No. 92-1465, official records of Columbia County, Oregon; thence North 87 degrees 55′ West along the South line of said Smith Tract 100 feet to the Southwest corner thereof; thence North 18 degrees 53′ 30″ East along the West line of said Smith Tract, 356.22 feet to the North line of said Tract 5; thence along the North line of said Tract 5, North 87 degrees 55′ West 186 feet to the point of beginning. Parcel 2: Together with the Southerly 25 feet as reserved in Deed to Gerald E. & Laura Jean Smith on March 10, 1992 in Fee Number 92-1465, records of Columbia County, Oregon. Excepting threfrom that portion of the above described Parcel 1, now known as Parcel 1 of Partition Plat No. 2006-35, Columbia County, Oregon, as released from the Deed of Trust recorded May 20, 2004 as Fee No. 2004-006596, Deeds records of Columbia County, by Partial Reconveyance recorded March 26, 2007 as Fee No. 2007-004210, Deed records of Columbia County, Oregon. PROPERTY ADDRESS: 58163 N. Morse Rd., Warren, OR 97053 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $841.08 beginning 01/01/12; plus late charges of $42.05 each month beginning 01/16/12; except a late charge credit of ($126.15); plus advances of $130.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $164,990.64 with interest thereon at the rate of 3 percent per annum beginning 12/01/11; plus late charges of $42.05 each month beginning 01/16/12 until paid; except a late charge credit of ($126.15); plus advances of $130.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on October 31, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Amy Rigsby Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Walters, Arzie J. and Anna P. (TS# 9006.20008) 1002.221397-FEI Publish 8/1, 8/8, 8/15, 8/22/2012 CNI1355COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE File No. 7023.101446 Reference is made to that certain trust deed made by Terri L Umali, as grantor, to Fidelity National Title Insurance Company, as trustee, in favor of Acceptance Capital Mortgage Co., as beneficiary, dated 03/06/08, recorded 03/17/08, in the mortgage records of COLUMBIA County, Oregon, as 2008-002561 and subsequently assigned to Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by Assignment recorded as 2008-011447, covering the following described real property situated in said county and state, to wit: Lot 19, Havlik Estates, in the City of Scappoose, Columbia County, Oregon. PROPERTY ADDRESS: 51674 Southeast 5th Street Scappoose, OR 97056-4409 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $979.96 beginning 03/01/12; plus late charges of $31.78 each month beginning 03/16/12; plus prior accrued late charges of $254.24; excepting therefrom a credit of ($695.00); together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $207,697.13 with interest thereon at the rate of 2 percent per annum beginning 02/01/12; plus late charges of $31.78 each month beginning 03/16/12 until paid; plus prior accrued late charges of $254.24; excepting therefrom a credit of ($695.00); together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on October 31, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 UMALI, TERRI L. (TS# 7023.101446) 1002.221256-FEI Publish 8/1, 8/8, 8/15, 8/22/2012 CNI1355COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE File No. 7023.100801 Reference is made to that certain trust deed made by Richard L. Browning and Tasjia C. Sellers, Not as Tenants in common, but with Rights of Survivorship, as grantor, to Fidelity National Title Insurance Company, as trustee, in favor of Wells Fargo Bank, N.A., as beneficiary, dated 06/30/09, recorded 07/07/09, in the mortgage records of COLUMBIA County, Oregon, as 2009-006528, covering the following described real property situated in said county and state, to wit: Lot 5, Block 2, Riverview Heights, Columbia County, State of Oregon. PROPERTY ADDRESS: 1755 6TH STREET COLUMBIA CITY, OR 97018-9731 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,606.61 beginning 02/01/12 and $1,594.06 beginning 03/01/12; plus late charges of $67.78 each month beginning 02/16/12; plus prior accrued late charges of $0.00; plus advances of $30.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $236,495.59 with interest thereon at the rate of 5.25 percent per annum beginning 01/01/12; plus late charges of $67.78 each month beginning 02/16/12 until paid; plus prior accrued late charges of $0.00; plus advances of $30.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on October 31, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 SELLERS, TASJIA C. and BROWNING, RICHARD L. (TS# 7023.100801) 1002.221266-FEI Publish 8/1, 8/8, 8/15, 8/22/2012 CNI1354COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by STEPHEN J MEAD, as grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO., AN ARIZONA CORPORATION, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 12/22/2004, recorded 12/28/2004, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2004-016035, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-3CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3CB by Assignment recorded 05/27/2010 in Book/Reel/Volume No. at Page No. as Recorder’s fee/file/instrument/microfilm/reception No. 2010-004436, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: A TRACT OF LAND IN THE NORTHWEST QUARTER OF SECTION 3, TOWNSHIP 4 NORTH, RANGE 4 WEST, WILLAMETTE MERIDIAN, COLUMBIA COUNTY, MORE PARTICULARLY DESCRIBED AS THE FOLLOWING TWO PARCELS OF LAND; PARCEL 1: BEGINNING AT A POINT THAT IS SOUTH 89 DEGREES 34′ 00″ EAST 610.55 FEET AND SOUTH 02 DEGREES 23′ 00″ EAST 205.8 FEET FROM THE SOUTHWEST CORNER OF SECTION 34, TOWNSHIP 5 NORTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON; THENCE FROM THIS PLACE OF BEGINNING, SOUTH 89 DEGREES 34′ 00″ EAST 200.0 FEET; THENCE NORTH 02 DEGREES 23′ 00″ WEST 185.8 FEET; THENCE NORTH 89 DEGREES 34′ 00″ WEST 237.8 FEET; THENCE SOUTH 00 DEGREES 17′ 00″ WEST 185.8 FEET; THENCE SOUTH 89 DEGREES 34′ 00″ EAST 46.5 FEET TO THE PLACE OF BEGINNING. PARCEL 2: BEGINNING AT A POINT THAT IS SOUTH 89 DEGREES 34′ 00″ EAST 610.55 FEET AND SOUTH 02 DEGREES 23′ 00″ EAST 205.8 FEET FROM THE SOUTHWEST CORNER OF SECTION 34, TOWNSHIP 5 NORTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON; THENCE FROM THIS PLACE OF BEGINNING, SOUTH 89 DEGREES 34′ 00″ WEST 46.5 FEET; THENCE SOUTH 02 DEGREES 23′ 00″ EAST 206.9 FEET; THENCE NORTH 87 DEGREES 37′ 00″ EAST 246.5 FEET; THENCE NORTH 02 DEGREES 23′ 00″ WEST 197.05 FEET; THENCE NORTH 89 DEGREES 34′ 00″ WEST 200.0 FEET TO THE PLACE OF BEGINNING. PROPERTY ADDRESS: 1181 KNOTT ST VERNONIA, OR 97064-9730 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,510.95 beginning 02/01/2010; plus late charges of $67.26 each month beginning with the 02/01/2010 payment plus prior accrued late charges of $-201.78; plus advances of $515.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $98,034.30 with interest thereon at the rate of 5.75 percent per annum beginning 01/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, October 22, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: June 15, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 11-0089789) 1006.143808-FEI Publish 8/1, 8/8, 8/15, 8/22/2012 CNI1241COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by COREY BOSER, as grantor(s), to TICOR TITLE INSURANCE COMPANY, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 05/18/2004, recorded 05/21/2004, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2004-006679, and subsequently assigned to BANK OF AMERICA, N.A SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP by Assignment recorded 10/12/2011 in Book/Reel/Volume No. at Page No. as Recorder’s fee/file/instrument/microfilm/reception No. 2011-007532, covering the following described real property situated in said county and state, to wit: LOT 5, COUNTRY MEADOWS ESTATES, IN THE CITY OF ST. HELENS, COLUMBIA COUNTY, OREGON PROPERTY ADDRESS: 35408 HELENS WAY ST HELENS, OR 97051 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,116.35 beginning 03/01/2010; plus late charges of $44.65 each month beginning with the 03/01/2010 payment plus prior accrued late charges of $-178.60; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $130,339.35 with interest thereon at the rate of 5.88 percent per annum beginning 02/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, October 22, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: June 12, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0053565) 1006.161700-FEI Publish 8/1, 8/8, 8/15, 8/22/2012 CNI1353COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by ERIC E SCOTT AND PATRICIA A SCOTT, as grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, in favor of BANK OF AMERICAN, N.A., as Beneficiary, dated 01/15/2009, recorded 01/26/2009, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2009-000539, covering the following described real property situated in said county and state, to wit: LOT 1, BLOCK 103, CITY OF ST. HELENS, COLUMBIA COUNTY, OREGON. PROPERTY ADDRESS: 496 S 13TH ST SAINT HELENS, OR 97051 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,066.48 beginning 11/01/2011; plus late charges of $42.66 each month beginning with the 11/01/2011 payment plus prior accrued late charges of $-207.56; plus advances of $15.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $148,188.19 with interest thereon at the rate of 5.00 percent per annum beginning 10/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Thursday, October 11, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: June 06, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0050242) 1006.161220-FEI Publish 7/25, 8/1, 8/8, 8/15/2012 CNI1351COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE File No. 7021.11788 Reference is made to that certain trust deed made by Paul McColm, as grantor, to Fidelity National Title, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB, its successors and assigns, as beneficiary, dated 10/15/07, recorded 10/19/07, in the mortgage records of Columbia County, Oregon, as 2007-013313 Re-recorded on 2/13/2009 under AFN 2009-001618 and subsequently assigned to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment recorded, covering the following described real property situated in said county and state, to wit: Lot 38, Oak Ridge Estates Phase 1, in the City of St. Helens, Columbia County, Oregon. Together with an undivided interest in and to Tracts “A”, “B”, and “C” of Oak Ridge Estates, Phase 1, in the City of St. Helens, Columbia Country, Oregon PROPERTY ADDRESS: 35126 Helens Way Saint Helens, OR 97051 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,905.59 beginning 12/01/11; plus late charges of $66.12 each month beginning 12/16/11; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $341,511.52 with interest thereon at the rate of 2 percent per annum beginning 11/01/11; plus late charges of $66.12 each month beginning 12/16/11 until paid; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on October 15, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Winston Khan Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 McColm, Paul (TS# 7021.11788) 1002.219317-FEI Publish 7/18, 7/25, 8/1, 8/8/2012 CNI1350COL