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Posts Tagged ‘Trustee Notice’

Trustee Notice

 TRUSTEE’S NOTICE OF SALE File No. 7081.23528 Reference is made to that certain trust deed made by Walt Glenn Petersen, A Single Man, as grantor, to All Star Title Inc, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Cascade Mortgage Inc, a Minnesota Corporation, as beneficiary, dated 09/14/10, recorded 09/23/10, in the mortgage records of Columbia County, Oregon, as 2010-007931 and subsequently assigned to Flagstar Bank, FSB by Assignment, covering the following described real property situated in said county and state, to wit: Lot 209, Ridgecrest Planned community Development No. 3, in the City of St. Helens, Columbia County, Oregon. PROPERTY ADDRESS: 34498 Vail Court Saint Helens, OR 97051 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,369.64 beginning 11/01/11; plus late charges of $54.79 each month beginning 11/16/11; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $210,191.38 with interest thereon at the rate of 4.625 percent per annum beginning 10/01/11; plus late charges of $54.79 each month beginning 11/16/11 until paid; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on July 13, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Petersen, Walter (TS# 7081.23528) 1002.210703-FEI Publish 04/18, 04/25, 05/02, 05/09/2012 CNI1306COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by STEPHEN J MEAD, as grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO., AN ARIZONA CORPORATION, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 12/22/2004, recorded 12/28/2004, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2004-016035, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-3CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3CB by Assignment recorded 05/27/2010 in Book/Reel/Volume No. N/A at Page No. N/A as Recorder’s fee/file/instrument/microfilm/reception No. 2010-004436, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: A tract of land in the Northwest quarter of Section 3, Township 4 North, Range 4 West, Willamette Meridian, Columbia County, more particularly described as the following two parcels of land; PARCEL 1: BEGINNING at a point that is South 89 degrees 34′ 00″ East 610.55 feet and South 02 degrees 23′ 00″ East 205.8 feet from the Southwest corner of Section 34, Township 5 North, Range 4 West of the Willamette Meridian, Columbia County, Oregon; Thence from this PLACE OF BEGINNING, South 89 degrees 34′ 00″ East 200.0 feet; Thence North 02 degrees 23′ 00″ West 185.8 feet; Thence North 89 degrees 34′ 00″ West 237.8 feet; Thence South 00 degrees 17′ 00″ West 185.8 feet; Thence South 89 degrees 34′ 00″ East 46.5 feet to the PLACE OF BEGINNING. PARCEL 2: BEGINNING at a point that is South 89 degrees 34′ 00″ East 610.55 feet and South 02 degrees 23′ 00″ East 205.8 feet from the Southwest corner of Section 34, Township 5 North, Range 4 West of the Willamette Meridian, Columbia County, Oregon; Thence from this PLACE OF BEGINNING, South 89 degrees 34′ 00″ West 46.5 feet; Thence South 02 degrees 23′ 00″ East 206.9 feet; Thence North 87 degrees 37′ 00″ East 246.5 feet; Thence North 02 degrees 23′ 00″ West 197.05 feet; Thence North 89 degrees 34′ 00″ West 200.0 feet to the PLACE OF BEGINNING. PROPERTY ADDRESS: 1181 KNOTT ST VERNONIA, OR 97064-9730 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,510.95 beginning 02/01/2010; plus late charges of $67.26 each month beginning with the 02/01/2010 payment plus prior accrued late charges of $-201.78; plus advances of $277.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $98,034.30 with interest thereon at the rate of 5.75 percent per annum beginning 01/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, July 09, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: March 01, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 11-0089789) 1006.143808-FEI Publish 04/18, 04/25, 05/02, 05/09/2012 CNI1241COL

Trustee Notice

TRUSTEE’S NOTICE OF SALE Loan No.: 0000002293 T.S. No.: 11-04246-6 Reference is made to that certain Deed of Trust dated as of April 22, 1999 made by, NANCY A. LUNCEFORD, A SINGLE WOMAN, as the original grantor to CHICAGO TITLE COMPANY, as the original trustee, in favor of GREENPOINT MORTGAGE CORP., as the original beneficiary, recorded on April 30, 1999, as Instrument No. 99087202 of Official Records in the Office of the Recorder of Multnomah County, Oregon (the “Deed of Trust”). The current beneficiary is: ROUNDPOINT MORTGAGE SERVICING CORPORATION , (the “Beneficiary”). APN: R233200 LOT 10, BLOCK 1, PALOMAR, IN THE CITY OF GRESHAM, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 250 SE LIBERTY COURT  GRESHAM, OR  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and  notice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclosure is made is the grantor’s: failed to pay payments which became due; together with late charges due; and which defaulted amounts total: $28,194.31 as of April 4, 2012. By this reason of said default the Beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit:  The sum of $77,964.12 together with interest thereon at the rate of 3.62500% per annum from July 1, 2009 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee under the Deed of Trust will on August 16, 2012 at the hour of 10:00 AM, Standard of Time as established by section 187.110, Oregon Revised Statues, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR, County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash, the interest in the said described real property which the grantor had or had power to convey at the time of execution of the Deed of Trust, together with any interest which the grantor or his successor(s) in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occured), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. FOR FURTHER INFORMATION,  PLEASE CONTACT FIDELITY NATIONAL TITLE INSURANCE COMPANY, 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 FOR SALE INFORMATION CALL: 714-573-1965 Website for Trustee’s Sale Information: www.priorityposting.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said Deed of Trust, the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: April 18, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, Trustee Michael Busby, Authorized Signature State of California County of Orange I, the undersigned certify that I am the Trustee Sale Officer, and that the foregoing is a complete and exact copy of the original Trustee’s Notice of Sale. Michael Busby, Authorized Signature P942627 4/28, 5/5, 5/12, 05/19/2012 CNI3353GO

Trustee Notice

 Trustee Sale No. OR07000058-10-1 APN R311582 Title Order No 6197330 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, DELL O’NEAL AND FRANCES JEAN O’NEAL, HUSBAND AND WIFE as Grantor to FIDELITY NATIONAL TITLE INSURANCE COMPANY., as trustee, in favor of FIRST OHIO BANC & LENDING, INC, A OHIO CORPORATION as Lender and MORTGAGE ELECTRONIC REGISTRATION  SYSTEMS, INC as Beneficiary, recorded on 01/13/2009, as Instrument No. 2009-004246 of Official Records in the office of the Recorder of Multnomah County, OR to-wit: APN: R311582 THE SOUTH ONE-HALF LOTS 1 AND 2, BLOCK 21, WOODLAWN, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 6552 NE 6TH AVE , PORTLAND, OR 97211 3046 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: failed to pay payments which became due: Monthly Payment $1746.93 Monthly Late Charge $87.35 By this reason of said default the beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $256,562.59 together with interest thereon at the rate of 5.50000% per annum from April 1, 2010 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, the undersigned trustee will on 8/20/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 4/3/2012 First American Title Insurance Company, By: Laura M. Soza Authorized Signatory First American Title Insurance Company c/o TRUSTEE CORPS 17100 GILLETTE AVENUE IRVINE, CA 92614 949-252-8300 SALE INFORMATION CAN BE OBTAINED ON LINE AT  www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-583-1965 P941288 4/25, 5/2, 5/9, 05/16/2012 CNI3352GO

Trustee Notice

Trustee Sale No. OR09000001-12-1 APN R166302 Title Order No 6463197 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, ANTHONY THROWER, SHEILA THROWER AS TENANTS BY THE ENTIRETY as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee, in favor of ADVANTIS CREDIT UNION as Lender and ADVANTIS CREDIT UNION as Beneficiary, acting sole as a nominee for Lender and recorded on 7/26/2006 as Instrument No. 2006-137409 of official records in the Office of the Recorder of Multnomah County, Oregon to-wit: APN: R166302 LOTS 36, 37 AND 38, BLOCK 1, FRANCE`S ADDITION TO ALBINA, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 2610 N RUSSET ST, PORTLAND, OR 97217 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: failed to pay payments which became due: Monthly Payment $1315.43 Monthly Late Charge $65.77 By this reason of said default the beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $146,319.10 together with interest thereon at the rate of 6.75000% per annum from 10/1/2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, the undersigned trustee will on 8/16/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 3/30/2012 First American Title Insurance Company By: LAURA M. SOZA Authorized Signatory First American Title Insurance Company c/o TRUSTEE CORPS 17100 GILLETTE AVENUE IRVINE, CA 92614 949-252-8300 SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P941260 4/25, 5/2, 5/9, 05/16/2012 CNI3351GO

Trustee Notice

 TRUSTEE’S NOTICE OF SALE T.S. No.: OR-10-410020-NH Reference is made to that certain deed made by MICHAEL TURVEY AND TINE M. TURVEY AND EDITH P. SEELBINDER, AS TENANTS IN COMMON as Grantor to OREGON TITLE INSURANCE COMPANY, as trustee, in favor of UNITED COMPANIES LENDING CORPORATION, A CORPORATION, as Beneficiary, dated 12/18/1997, recorded 12/24/1997, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 97198757, , covering the following described real property situated in said County and State, to wit: APN: R145067 R197906980 1S2E19DD-10500 See Attached Exhibit A   ORDER NO: 100746636 POLICY NO: OR2052-10-100746636-2010.2708637-82311002 EXHIBIT “A” REF. NO.: OR-10-410020-NH A PORTION OF LOT 13, BLOCK 24, DARLINGTON PLAT 3, IN THE CITY OF PORTLAND, COUNTY OR MULTNOMAH AND STATE OF OREGON, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST EASTERLY CORNER OF SAID LOT 13; THENCE SOUTHWESTERLY ALONG THE SOUTEASTERLY LINE OF SAID LOT 13,  A DISTANCE OF 104 FEET; THENCE NORTHWESTERLY AT RIGHT ANGLE TO THE SOUTHEASTERLY LOT LINE 85 FEET; THENCE NORTHEASTERLY ON A LINE PARALLEL WITH THE SOUTHEASTERLY LINE OF SAID LOT 13 TO THE SOUTHERLY RIGHT-OF-WAY LINE OF S.E. FLAVEL DRIVE; THENCE SOUTHEASTERLY ALONG S.E. FLAVEL DRIVE TO THE PLACE OF BEGINNING. Commonly known as: 5770 SE FLAVEL DRIVE, Portland, OR 97206  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 1/1/2010, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $756.83 Monthly Late Charge $37.84 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $112,466.01 together with interest thereon at the rate of 7.5000 per annum from 12/1/2009 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION OF WASHINGTON, the undersigned trustee will on 8/10/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204 County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION OF WASHINGTON.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/9/2012 QUALITY LOAN SERVICE CORPORATION OF WASHINGTION, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: QUALITY LOAN SERVICE CORPORATION OF WASHINGTON c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 8/10/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P939741 4/18, 4/25, 5/2, 05/09/2012 CNI3350GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-450627-NH Reference is made to that certain deed made by TIMI C WALTERS as Grantor to FIRST AMERICAN TITLE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A, as Beneficiary, dated 12/19/2008, recorded 12/29/2008, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2008-171197, , covering the following described real property situated in said County and State, to wit: APN: R204675 LOT 1 AND THE NORTH ONE-HALF OF LOT 2, BLOCK 2, LAURELWOOD NO. 2, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON. Commonly known as: 4708 SE 60TH AVE. , PORTLAND, OR 97206  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 3/1/2011, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $1,559.91 Monthly Late Charge $44.61 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $150,615.72 together with interest thereon at the rate of 5.6250 per annum from 2/1/2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION OF WASHINGTION, the undersigned trustee will on 8/15/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR 97204 County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION OF WASHINGTION.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/3/2012 Quality Loan Service Corporation of Washingtion, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington  c/o Quality Loan Service Corp 2141 5th Avenue San Diego, CA 92101  For Non-Sale Information: Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 8/15/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P938338 4/18, 4/25, 5/2, 05/09/2012 CNI3349GO

Trustee Notice

TRUSTEE’S NOTICE OF SALE Loan No:588115 T.S. No.: 1205402OR Reference is made to that certain deed made by, Robert W Parry and Diane M Parry as Grantor to FIRST AMERICAN TITLE INSURANCE CO, as trustee, in favor of Mortgage Electronic Registration Systems, Inc., acting Solely as nominee for BNC Mortgage, Inc.  a Delaware Corporation, its successors and assigns, as Beneficiary, dated 12/4/2006, recorded 12/11/2006, in official records of Clackamas County, Oregon in book/reel/volume No. xx at page No. xx fee/file/instrument/microfile/reception No. 2006-114029 (indicated which), covering the following described real property situated in said County and State, to wit: APN: 00328229 Lot 4, Block 2, Oxford Downs, in the City of Lake Oswego Clackamas County, Oregon Commonly known as: 18405 Deerbrush Ave , Lake Oswego, OR 97035  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor’s: Installment of Principal and Interest plus impounds and/or advances which became due on 11/1/2011 plus late charges and all subsequent installments of principal, interest, balloon payments, plus impounds and/or advances and late charges that become payable. Monthly Payment $1,816.59 Monthly Late Charge $90.83 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to-wit: The sum of $397,319.99 together with interest thereon at the rate of 2% per annum from 10/1/2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that First American Title Company, the undersigned trustee will on 8/20/2012 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, At the main entrance of Clackamas County Courthouse, 807 Main Street, Oregon City, OR County of Clackamas, State of Oregon, sell at public auction  to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest  to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 4/12/2012 First American Title Company c/o Seaside Trustee, Inc 3 First American Way Santa Ana, California 92707 (805) 644-9300 Signature By: Laura M. Soza, Auth Signer P941380 4/25, 5/2, 5/9, 05/16/2012 CNI5299SP

Trustee Notice

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-427281-NH Reference is made to that certain deed made by PHUONG T. THAI as Grantor to FIRST AMERICAN TITLE INSURANCE CO. OF OR., as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR SUNTRUST MORTGAGE, INC., as Beneficiary, dated 8/16/2007, recorded 08/21/2007, in official records of CLACKAMAS County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2007-072544, , covering the following described real property situated in said County and State, to wit: APN: 00122735 PLEASE SEE ATTACHED LEGAL Exhibit “A” Real property in the County of Clackamas, State of Oregon, described as follows: A TRACT OF LAND IN THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 34, TOWNSHIP 1 SOUTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIPE THAT BEARS EAST 1,614.52 FEET; THENCE NORTH 510.80 FEET; THENCE NORTH 0°37′ EAST, 250.00 FEET; THENCE SOUTH 80°55′ EAST, 401.1 FEET; THENCE NORTH 15°45′ EAST, 112.28 FEET FROM THE SOUTHWEST CORNER OF SAID SECTION 34, SAID IRON PIPE BEING THE NORTHWEST CORNER OF THE TRACT OF LAND DESCRIBED IN DEED TO ROBERT LEWIS LARSON AND EDITH MARY LARSON, RECORDED JUNE 26, 1962 IN BOOK 605, PAGE 825, RECORDS OF CLACKAMAS COUNTY; THENCE SOUTH 2°52’35″ EAST ALONG THE WESTERLY LINE OF SAID LARSON TRACT (SOUTH 3°00′ EAST PER DEED) A DISTANCE OF 154.30 FEET TO THE TRUE POINT OF BEGINNING OF THE TRACT HEREIN TO BE DESCRIBED; THENCE NORTH 87°17’30″ EAST, A DISTANCE OF 108.44 FEET TO A POINT IN THE EASTERLY LINE OF SAID LARSON TRACT; THENCE SOUTH 6°22’00″ WEST ALONG SAID EASTERLY LINE, A DISTANCE OF 194.27 FEET TO A POINT IN A LINE WHICH IS 10.00 FEET NORTHERLY OF THE NORTH RIGHT-OF-WAY LINE OF SUNNYSIDE ROAD WHEN MEASURED AT RIGHT ANGLES THEREOF (AS EXISTED PRIOR TO 2001); THENCE NORTH 79°00’30″ WEST PARALLEL WITH SAID NORTH RIGHT-OF-WAY LINE A DISTANCE OF 79.55 FEET TO A POINT IN THE WESTERLY LINE OF SAID LARSON TRACT; THENCE NORTH 2°52’35″ WEST ALONG SAID WESTERLY LINE (NORTH 3°00′ WEST PER DEED) A DISTANCE OF 173.00 FEET TO THE TRUE POINT OF BEGINNING; EXCEPTING THEREFROM THAT PORTION CONVEYED TO CLACKAMAS COUNTY, A POLITICAL SUBDIVISION OF THE STATE OF OREGON FOR WIDENING OF SE SUNNYSIDE ROAD, AS DESCRIBED IN INSTRUMENT RECORDED APRIL 4, 2002, IN FEE NO. 2002-032061. TOGETHER WITH THE FOLLOWING DESCRIBED EASEMENT FOR THE PURPOSES OF INGRESS AND EGRESS. BEGINNING AT THE NORTHWEST CORNER OF THE ABOVE DESCRIBED TRACT; THENCE NORTH 2°52’35″ WEST A DISTANCE OF 154.30 FEET; THENCE SOUTH 86°58’35″ WEST A DISTANCE OF 30.0 FEET; THENCE SOUTH 2°52’35″ WEST, A DISTANCE OF 330.11 FEET TO A POINT IN THE NORTHERLY RIGHT-OF-WAY LINE OF SUNNYSIDE ROAD (AS EXISTED PRIOR TO 2001); THENCE SOUTH 79°00’30″ EAST ALONG SAID RIGHT-OF-WAY A DISTANCE OF 30.90 FEET; THENCE NORTH 2°52’35″ WEST A DISTANCE OF 183.30 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION CONVEYED TO CLACKAMAS COUNTY, A POLITICAL SUBDIVISION OF THE STATE OF OREGON FOR WIDENING OF SE SUNNYSIDE ROAD, AS DESCRIBED IN INSTRUMENT RECORDED MAY 10, 2001, IN FEE NO. 2001-034298. NOTE: This legal description was created prior to January 1, 2008. Tax Parcel Number: 00122735 Commonly known as: 10961 SE SPRUCE VIEW LANE. , HAPPY VALLEY, OR 97086  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 10/1/2008, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $2,581.62 Monthly Late Charge $129.08 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $354,963.54 together with interest thereon at the rate of 6.8750 per annum from 9/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trustee will on 8/20/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the main entrance of Clackamas County Courthouse, 807 Main Street, Oregon City, OR 97045 County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by FIRST AMERICAN TITLE INSURANCE COMPANY.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/9/2012 FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: FIRST AMERICAN TITLE INSURANCE COMPANY c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 8/20/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P939803 4/18, 4/25, 5/2, 05/09/2012 CNI5298SP

Trustee Notice

 TRUSTEE’S NOTICE OF SALE File No. 7219.21202 Reference is made to that certain trust deed made by Gina M. Lende, as grantor, to First American Title Insurance Co. of OR, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., as beneficiary, dated 05/14/09, recorded 05/26/09, in the mortgage records of Columbia County, Oregon, as 2009-005145 and subsequently assigned to SunTrust Mortgage, Inc. by Assignment recorded as 2011-009252, covering the following described real property situated in said county and state, to wit: All that portion of the following described tract lying Northerly of the Northerly right of way line of Bird-Clark Road also known as Spencer County Road: Beginning at the Southeast corner of the Southeast quarter of section 28 in Township 5 North, Range 4 West of the Willamette Meridian, Columbia County, Oregon; thence North 60 rods; thence West 80 rods; thence South 60 rods; thence East 80 rods to the place of beginning; EXCEPTING that portion within the boundaries of public roads. ALSO EXCEPTING that portion conveyed to Ben J. Fowler et ux, by Deed recorded May 20, 1958 in Book 136, page 379, Deed Records of Columbia County, Oregon. PROPERTY ADDRESS: 61151 Stoney Point Road Vernonia, OR 97064 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,521.27 beginning 06/01/11; plus late charges of $0.00 each month beginning 06/15/11; plus prior accrued late charges of $59.29; plus advances of $9.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $201,209.59 with interest thereon at the rate of 5 percent per annum beginning 05/01/11; plus late charges of $0.00 each month beginning 06/15/11 until paid; plus prior accrued late charges of $59.29; plus advances of $9.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on July 5, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Lende, Gina M. (TS# 7219.21202) 1002.210051-FEI Publish 4/4, 4/11, 4/18, 4/25/2012 CNI1300COL