Trustee’s Notice of Sale

TRUSTEE’S NOTICE OF SALE Reference is made to a certain trust deed (Trust Deed) made, executed and delivered by Peter J. Luciano and Nancy L. Luciano, as tenants by the entirety, as grantor, to Ticor Title, as trustee, in favor of St. Helens Community Federal Credit Union, as beneficiary, dated August 30, 2006, and recorded on September 5, 2006, as Recording No. 2006-011647, in the mortgage records of Columbia County, Oregon. A modification of the Trust Deed was recorded as Recording No. 2010-008205 on October 1, 2010. The Trust Deed covers the following described real property (Property) situated in said county and state, to-wit: Lot 19, Block 3, RIVERVIEW HEIGHTS NO. 3, Columbia County, Oregon. There are defaults by the grantor or other person owing an obligation, the performance of which is secured by the Trust Deed, with respect to provisions therein which authorize sale in the event of default of such provision; the defaults for which foreclosure is made is grantor’s failure to pay when due the following sums: 1. Arrearage in the sum of $225,667.28 as of October 6, 2016, plus additional payments, property expenditures, taxes, liens, assessments, insurance, late fees, attorney’s and trustee’s fees and costs, and interest due at the time of reinstatement or sale. The Note became due and payable when it matured on October 1, 2012. 2. Real property taxes for 2014 and 2015. By reason of said defaults, the beneficiary has declared all sums owing on the obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: Payoff in the sum of $225,667.28 as of October 6, 2016, plus taxes, liens, assessments, property expenditures, insurance, accruing interest, late fees, attorney’s and trustee’s fees and costs incurred by beneficiary or its assigns. The Note became due and payable when it matured on October 1, 2012. WHEREFORE, notice hereby is given that the undersigned trustee will on March 15, 2017, at the hour of 11:00 a.m., in accord with the standard of time established by ORS 187.110, at the following place: West Front Entrance of the Columbia County Courthouse, 230 Strand Street, St. Helens, Oregon, sell at public auction to the highest bidder for cash the interest in the above-described Property, which the grantor had or had power to convey at the time of the execution by grantor of the said Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying said sum or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the singular includes the plural, the word grantor includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words trustee and beneficiary include their respective successors in interest, if any. The NOTICE TO RESIDENTIAL TENANTS, attached hereto as Exhibit A, is incorporated herein by reference. [Exhibit A, NOTICE TO RESIDENTIAL TENANTS, is not published pursuant to ORS 86.774(2)(b)] DATED: October 12, 2016. Michelle M. Bertolino, Successor Trustee Farleigh Wada Witt 121 SW Morrison, Suite 600 Portland, OR 97204 Phone: 503-228-6044; fax: 503-228-1741 Published Dec. 23, 30, 2016, Jan. 6 & 13, 2017. SCS15877631

ad: 15877631

Publication: Non-Judicial (Trustee Sales)

Section: Real Estate

Start Date: 12/23/2016

End Date: 01/13/2017

Owner: Farleigh Wada Witt

County: Columbia

Full Description: Lot 19, Block 3, RIVERVIEW HEIGHTS NO. 3, Columbia County, Oregon.