TRUSTEE’S NOTICE OF SALE TS NO.: 17-47714 Reference is made to that certain Deed of Trust (hereinafter referred as the Trust Deed) made by CHRISTOPHER E. KOBERNIK as Grantor to FIRST AMERICAN TITLE INSURANCE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GATEWAY BUSINESS BANK, DBA MISSION HILLS MORTGAGE BANKERS, A CALIFORNIA CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 9/16/2008, recorded 9/19/2008, in mortgage records of Marion County, Oregon Document No. 233279 in Book 2995 Page 7 covering the following described real property situated in said County and State, to-wit: LOT 5 SANTIAM GARDENS, IN THE CITY OF JEFFERSON, COUNTY OF MARION, STATE OF OREGON, AS PER MAP RECORDED NOVEMBER 20, 2007 IN VOLUME H-46, PAGE 71 OF PLAT MAPS. TOGETHER WITH THE RIGHTS OF ACCESS IN AND TO THOSE PORTION OF TRACT A SHOWN AS PRIVATE STREETS. MANUFACTURED HOME DESCRIPTION; 1995 SKYLINE HOMES, INC., MODEL #C100CT, SERIAL #8Y-91-0423-IB/A ORE298287 ORE298288 WHICH BY INTENTION OF THE PARTIES SHALL CONSTITUTE A PART OF THE REALTY AND SHALL PASS WITH IT. The street address or other common designation, if any for the real property described above is purported to be: 401 JEFFERSON-SCIO DRIVE #5 (aka 740 S GRICE LOOP) JEFFERSON, OREGON 97352. The Tax Assessor’s Account ID for the Real Property is purported to be: 103W12CC08000 / R343025. Both the beneficiary and the trustee, Amy F. Harrington, Attorney at Law have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.752(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations secured by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee’s attorneys. The default for which the foreclosure is made is: The monthly installment of principal and interest which became due on 9/1/2010, late charges, and all subsequent monthly installments of principal and interest. You are responsible to pay all payments and charges due under the terms and conditions of the loan documents which come due subsequent to the date of this notice, including, but not limited to, foreclosure trustee fees and costs, advances and late charges. Furthermore, as a condition to bring your account in good standing, you must provide the undersigned with written proof that you are not in default on any senior encumbrance and provide proof of insurance. Nothing in this notice should be construed as a waiver of any fees owing to the beneficiary under the deed of trust, pursuant to the terms and provisions of the loan documents. The amount required to cure the default in payments to date is calculated as follows as of 12/22/2017: From: 9/1/2010 to 12/22/2017. Total of past due payments: $50,504.08. Late Charges: $2,020.48. Additional charges (Taxes, Insurance): $23,909.59. Trustee’s Fees and Costs: $2,152.25. Total necessary to cure: $78,586.40. Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee Amy F. Harrington, Attorney at Law, to obtain a reinstatement’ and or payoff quote prior to remitting funds. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $173,974.03. Said sale shall be held at the hour of 11:00 AM on 5/4/2018 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.771(7) shall occur at the following designated place: At the front entrance of the Courthouse, 100 High Street N.E., Salem, OR 97301. Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: NONE Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.778. The mailing address of the trustee is: Amy F. Harrington, Attorney at Law c/o Zieve, Brodnax and Steele, LLP One World Trade Center 121 Southwest Salmon Street, 11th Floor Portland, OR 97204 (714) 848-7920 In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word grantor includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words trustee and beneficiary include their respective successors in interest, if any. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. Dated: December 15, 2017. Amy F. Harrington, Attorney at Law c/o Zieve, Brodnax and Steele, LLP Signature By: Amy F. Harrington. A-4642200 01/17/2018, 01/24/2018, 01/31/2018, 02/07/2018. Published Jan 17, 24, 31 & Feb 7, 2018 WI24095

ad: 24095

Publication: Non-Judicial (Trustee Sales)

Section: Legals

Start Date: 2018/01/17

End Date: 2018/02/07

Court Number: 1747714


County: Marion