Legal Notice: Trustee’s Notice of Sale: Grantor – Rachel L. Anderson.

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Deed of Trust made by RACHEL L. ANDERSON, as Grantor, to the Rural Housing Service or its successor agency, as the Trustee, in favor of the United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, as Beneficiary, dated July 1, 1992, recorded July 1, 1992, as Volume 271, Page 823, Records of Yamhill County Oregon, covering the following described real property situated in Yamhill County, OR, to-wit: Lot 3, Block 2, BARNUM ADDITION to the City of McMinnville, County of Yamhill, and State of Oregon. TL 4428BC-611 Commonly referred to as 636 SE Debbie St., McMinnville, OR 97128. Alan N. Stewart of Merrill O’Sullivan LLP, 805 SW Industrial Way, Bend, OR 97702, was appointed Successor Trustee by the Beneficiary on December 12, 2017. Both the Beneficiary and Trustee have elected to sell the said real property to satisfy the obligations secured by said Deed of Trust and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is Grantor’s failure to pay when due the following sums: As of December 13, 2017, pursuant to an Assumption Agreement dated July 1, 1992, and a Reamortization Agreement effective June 1, 2015, the total amount of $16,849.85, plus late charges in the amount of $333.42 and fees due in the amount of $2,510.75, for a total delinquency of $19,694.02. Also as of December 13, 2017, pursuant to a Promissory Note dated July 1, 1992, the amount of $2,643.41, plus late charges in the amount of $93.50, for a total delinquency of $2,736.91. By reason of the default, the Beneficiary has declared all sums owing on the obligation secured by the Deed of Trust immediately due and payable, those sums being the following, to-wit: As of December 13, 2017, unpaid principal in the amount of $33,033.88, accrued interest in the amount of $6,227.09, subsidy recapture in the amount of $62,126.45, assessed fees in the amount of $3,909.10, and interest on fees in the amount of $266.06, for a total amount of $105,562.58, plus interest continuing to accrue at the rate of $7.4666 per day, including daily interest on fees at the rate of $0.8835, until paid, plus any unpaid property taxes, attorney’s fees, foreclosure costs, and sums advanced by the beneficiary pursuant to the terms of said Deed of Trust. Also as of December 13, 2017, unpaid principal in the amount of $8,523.91, and accrued interest in the amount of $1,606.89, subsidy recapture in the amount of $14,957.01 for a total amount of $25,087.81, plus interest continuing to accrue at the rate of $1.9266 per day, until paid, plus any unpaid property taxes, attorney’s fees, foreclosure costs, and sums advanced by the beneficiary pursuant to the terms of said Deed of Trust. WHEREFORE, notice is hereby given that the undersigned Trustee will on July 25, 2018, at the hour of 11:00 o’clock, A.M., in accord with the standard of time established by ORS 187.110, at the following place: on the front door of the Yamhill County Courthouse, located at 535 NE 5th St., McMinnville, County of Yamhill, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor has or had power to convey at the time of the execution by Grantor of the said Deed of Trust, together with any interest which the obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five (5) days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of the principal and interest as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Deed of Trust, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust, together with Trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. In accordance with the Fair Debt Collection Practices Act, this is an attempt to collect a debt, and any information obtained will be used for that purpose. This communication is from a debt collector. In construing this Notice, the singular includes the plural, the word Grantor includes any successor in interest to the Grantor as well as any other person owing an obligation, the performance of which is secured by said Deed of Trust, and the words Trustee and Beneficiary include its respective successors in interest, if any. DATED: May 2, 2018. ALAN N. STEWART, Successor Trustee Merrill O’Sullivan LLP 805 SW Industrial Way, Bend, OR 97702 Telephone: 541-389-1770 Published May 2, 9, 16, 23, 2018 44374

ad: 44374

Publication: Newberg Legals 2

Section: Legals

Start Date: 2018/05/02

End Date: 2018/05/23

Owner: Merrill O'Sullivan, Attorney at Law

City: BEND

County: Yamhill