TRUSTEE’S NOTICE OF SALE T.S. Number: OR2200287237 Reference is made to that certain trust deed made by POWELL HOLDINGS LLC as grantor, to LAWYERS TITLE OF OREGON, LLC as trustee, in favor of CIVIC FINANCIAL SERVICES, LLC, as beneficiary, dated 05/06/2019 recorded on 05/07/2019, in the Records of MULTNOMAH County, OR, and/or as fee/file/instrument/microfilm/reception No. 2019-045692, and the beneficial interest was assigned to U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee of Fidelity & Guaranty Life Mortgage Trust 2018-1 and recorded 07/12/2019 as instrument # 2019-071447 of official records of MULTNOMAH County, Oregon, covering the following described real property situated in the above-mentioned county and state, to wit: Property ID: R272899 APN: 1N1E02CA-01200 SEE LEGAL DESCRIPTION EXHIBIT A Exhibit A Legal Description The East 15 feet of Lot 11 and the West 106 feet of Lot 10, South Shore Acres, in the City of Portland, County of Multnomah and State of Oregon. MULTNOMAH COUNTY Commonly Known As: 926-930 NE FALOMA RD, PORTLAND, OR 97211 Both the beneficiary U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee of Fidelity & Guaranty Life Mortgage Trust 2018-1 and the trustee First American Title Insurance Company have elected to sell the said real property to satisfy the obligations secured by said trust deed and a Notice of Default has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due the following sums: TOTAL REQUIRED TO PAYOFF: $493,584.33 The unpaid principal balance of $404,645.95 which became all due and payable pursuant to the terms of the Note on 06/01/2020 plus interest from 05/01/2020 together with late charges, attorney fees, recoverable advances plus foreclosure fees and costs. Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to-wit: THE UNPAID PRINCIPAL BALANCE OF 404,645.95 PLUS ACCRUED INTEREST AT 12.5% WHICH BECAME ALL DUE AND PAYABLE ON 6/1/2020, PLUS SUBSEQUENT DELINQUENCIES; ANY ADVANCES MADE BY THE BENEFICIARY PLUS INTEREST THEREON FROM THE DATES MADE; ATTORNEYS’ FEES PLUS INTEREST, PLUS SUBSEQUENT ATTORNEYS’ FEES WHICH MAY BECOME DUE AND PAYABLE; PLUS SUBSEQUENT TRUSTEE’S FEES AND EXPENSES WHICH MAY BECOME DUE AND PAYABLE. NOTHING IN THIS NOTICE OF DEFAULT SHOULD BE CONSTRUED AS A WAIVER OF ANY FEES OWING TO THE BENEFICIARY UNDER THE TERMS OF THE SUBJECT LOAN DOCUMENTS. Therefore, notice hereby is given that the undersigned trustee will on 07/18/2022 at the hour of 10:00AM, Standard of Time, At the main entrance to the Multnomah County Courthouse, 1200 SW First Ave, Portland, OR 97204 as established by ORS187.110, in the County of MULTNOMAH, State of OR, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by grantor of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five (5) days before the date last set for sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying the sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney fees not exceeding the amounts provided by ORS 86.778. In construing this notice the masculine gender includes the feminine and the neuter, the singular includes the plural the word grantor includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words trustee and beneficiary include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s Deed Upon Sale has been issued by the Trustee. If any irregularities are discovered within 10 days of the date of this sale, the Trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The Purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation. Without limiting the Trustee’s disclaimer of representation or warranties, Oregon law requires the Trustee to state in this notice that some residential properties sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential properties should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. To the extent your original obligation was discharged or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLE UNDER FEDERAL LAW. ATTACHED TO THS NOTICE OF DEFAULT, AND INCORPORATION HEREIN, IS A NOTICE TO TENANTS OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. Dated: 02/24/2022 First American Title Insurance Company DeeAnn Gregory First American Title Insurance Company 4795 Regent Blvd, Mail Code 1011-F Irving, TX 75063 Trustee Phone: 866-429-5179 FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772 NPP0399665 To: GRESHAM OUTLOOK 05/27/2022, 06/03/2022, 06/10/2022, 06/17/2022 Published May 27, June 3, 10 & 17, 2022 OL243980

ad: 243980

Publication: Non-Judicial (Trustee Sales)

Section: Legals

Start Date: 2022/05/27

End Date: 2022/06/17

Court Number: OR2200287237


County: Multnomah