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Posts Tagged ‘4/4/-4/25/2012’

Trustee Notice

April 11, 2012

 TRUSTEE’S NOTICE OF SALE File No. 7219.21202 Reference is made to that certain trust deed made by Gina M. Lende, as grantor, to First American Title Insurance Co. of OR, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., as beneficiary, dated 05/14/09, recorded 05/26/09, in the mortgage records of Columbia County, Oregon, as 2009-005145 and subsequently assigned to SunTrust Mortgage, Inc. by Assignment recorded as 2011-009252, covering the following described real property situated in said county and state, to wit: All that portion of the following described tract lying Northerly of the Northerly right of way line of Bird-Clark Road also known as Spencer County Road: Beginning at the Southeast corner of the Southeast quarter of section 28 in Township 5 North, Range 4 West of the Willamette Meridian, Columbia County, Oregon; thence North 60 rods; thence West 80 rods; thence South 60 rods; thence East 80 rods to the place of beginning; EXCEPTING that portion within the boundaries of public roads. ALSO EXCEPTING that portion conveyed to Ben J. Fowler et ux, by Deed recorded May 20, 1958 in Book 136, page 379, Deed Records of Columbia County, Oregon. PROPERTY ADDRESS: 61151 Stoney Point Road Vernonia, OR 97064 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,521.27 beginning 06/01/11; plus late charges of $0.00 each month beginning 06/15/11; plus prior accrued late charges of $59.29; plus advances of $9.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $201,209.59 with interest thereon at the rate of 5 percent per annum beginning 05/01/11; plus late charges of $0.00 each month beginning 06/15/11 until paid; plus prior accrued late charges of $59.29; plus advances of $9.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on July 5, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Lende, Gina M. (TS# 7219.21202) 1002.210051-FEI Publish 4/4, 4/11, 4/18, 4/25/2012 CNI1300COL

Posted in Columbia County, Scappoose | Tags: , , , , , , , ,

Trustee Notice

April 11, 2012

 TRUSTEE’S NOTICE OF SALE File No. 7037.71942 Reference is made to that certain trust deed made by Brian A. Bauska, unmarried, as grantor, to Key Title Company, as trustee, in favor of Chase Manhattan Mortgage Corp., as beneficiary, dated 06/02/03, recorded 06/17/03, in the mortgage records of Columbia County, Oregon, as 9278, covering the following described real property situated in said county and state, to wit: Parcel 1: That portion of tract conveyed to R.W. Burger et ux by deed recorded December 17, 1959 in Book 141, page 180, Deed Records of Columbia County, Oregon, described as follows: Beginning at an iron pipe set 217.88 feet North and 451.20 feet West of the quarter Section corner on the East side of Section 12, Township 3 North, Range 2 West of the Willamette Meridian, Columbia County, Oregon running thence South 20 degrees 6′ West on the Easterly line of said Burger tract 100 feet; thence North 64 degrees 12 1/2′ West along the Southerly line of said Burger tract, a distance of 100 feet; thence North 20 degrees 06′ East 100 feet to a point in the Northerly line of said Burger tract; thence South 64 degrees 13 1/2′ East a distance of 100 feet to the point of beginning. Parcel 2: An easement for a non-exclusive roadway over the following: Beginning at a point on the East line of tract of land described in deed to John T. Gilliam and Sadie J. Gilliam, recorded March 10, 1941 in Book 67, page 638, Deed Records of Columbia County, Oregon, said point being North 217.88 feet and West 451.20 feet and South 20 degrees 6′ West 100 feet from the quarter section corner on the East side of Section 12, Township 3 North, Range 2 West, Willamette Meridian, Columbia County, Oregon; thence from this point of beginning North 64 degrees 12 1/2′ West 200 feet to the Southeast corner of Lot 5, Block A, Hudkins Subdivision; thence South 20 degrees 06 West 60 feet to the Northeast corner of Lot 4, Block B, Hudkins Subdivision; thence South 64 degrees 12 1/2′ East 200 feet to the East line of said Gilliam tract; thence North 20 degrees 06′ East 60 feet to the point of beginning. PROPERTY ADDRESS: 33897 NE Prairie Street Scappoose, OR 97056 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $931.94 beginning 08/01/10; plus late charges of $0.00 each month beginning 08/16/10; plus prior accrued late charges of $132.94; plus advances of $351.20; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $96,873.35 with interest thereon at the rate of 5.5 percent per annum beginning 07/01/10; plus late charges of $0.00 each month beginning 08/16/10 until paid; plus prior accrued late charges of $132.94; plus advances of $351.20; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on June 29, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Becky Baker Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Bauska, Brian A. (TS# 7037.71942) 1002.190452-FEI Publish 4/4, 4/11, 4/18, 4/25/2012 CNI11507COL

Posted in Columbia County, Scappoose | Tags: , , , , , , , ,

Trustee Notice

April 11, 2012

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by DIANNA SUE TRACHSEL, A SINGLE WOMAN., as grantor(s), to TICOR TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 01/03/2007, recorded 01/05/2007, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2007-000168, and subsequently assigned to U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FF2 by Assignment recorded 11/01/2011 in Book/Reel/Volume No. N/A at Page No. N/A as Recorder’s fee/file/instrument/microfilm/reception No. 2011-008057, covering the following described real property situated in said county and state, to wit: LOT 15, BLOCK 4, COLUMBIA PARK, IN THE CITY OF ST. HELENS, COLUMBIA COUNTY, OREGON. PROPERTY ADDRESS: 374 N 7TH ST SAINT HELENS, OR 97051 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,041.98 beginning 05/01/2011; plus late charges of $45.28 each month beginning with the 05/01/2011 payment plus prior accrued late charges of $-135.84; plus advances of $105.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $140,970.80 with interest thereon at the rate of 7.45 percent per annum beginning 04/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, June 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: February 22, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0008514) 1006.154230-FEI Publish 4/4, 4/11, 4/18, 4/25/2012 CNI1299COL

Posted in Columbia County, Scappoose, St. Helens | Tags: , , , , , , , ,

Trustee Notice

April 11, 2012

 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by GARRY KINNEY, AND, AND, CHARLOTTE KINNEY, IN A FEE SIMPLE ESTATE AS TENANTS BY THE ENTIRETY, as grantor(s), to FIDELITY NATIONAL TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATIONS SYSTEMS, INC., as Beneficiary, dated 03/07/2005, recorded 03/14/2005, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2005-003327, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-1 by Assignment recorded 02/21/2012 in Book/Reel/Volume No. N/A at Page No. N/A as Recorder’s fee/file/instrument/microfilm/reception No. 2012-001092, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: A TRACT OF LAND IN SECTION 33, TOWNSHIP 5 NORTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, IN THE COUNTY OF COLUMBIA, STATE OF OREGON, DESCRIBED AS THE FOLLOWING TWO PARCELS: PARCEL 1: BEGINNING AT THE QUARTER CORNER ON THE SOUTH BOUNDARY LINE OF SECTION 33, TOWNSHIP 5 NORTH, RANGE 4 WEST, OF THE WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON; THENCE RUNNING EAST ON THE SECTION LINE A DISTANCE OF 253 FEET; THENCE, IN A NORTHERLY DIRECTION ALONG THE SOUTH BOUNDARY LINE OF THE PRESENT ESTABLISHED COUNTY ROAD, A DISTANCE OF 311 FEET TO A POINT ON THE ONE-HALF SECTION LINE; THENCE SOUTH, ON THE ONE-HALF SECTION LINE, A DISTANCE OF 189 FEET TO THE PLACE OF BEGINNING; PARCEL 2: THAT PORTION OF VACATED COLUMBIA AVENUE, THAT INURED THERETO BY VACATION ORDER 83-88 AS RECORDED JULY 28, 1988 AS FEE NO. 88-3533, DESCRIBED AS FOLLOWS: THAT PORTION OF COLUMBIA AVENUE IN BLOCK 26, MELLINGER’S FIRST ADDITION TO VERNONIA, VACATED BY VACATION ORDER NO. 83-88, WHICH WAS RECORDED JULY 28, 1988 IN COMMISSIONERS JOURNAL BOOK 21, PAGE 0588 AND AS COLUMBIA COUNTY CLERK’S INSTRUMENT NO. 88-3533, LYING EAST OF A LINE THAT RUNS FROM THE SOUTHEAST CORNER OF SAID BLOCK 26, NORTH 20 DEGREES 40′ EAST 160 FEET, MORE OR LESS, TO THE NORTHWEST CORNER OF A TRACT OF LAND AS DESCRIBED IN COLUMBIA COUNTY DEED BOOK 254, PAGE 691. PROPERTY ADDRESS: 18528 MELLINGER ROAD VERNONIA, OR 97064 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $771.02 beginning 10/01/2010; plus late charges of $32.11 each month beginning with the 10/01/2010 payment plus prior accrued late charges of $-64.22; plus advances of $220.50; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $91,304.37 with interest thereon at the rate of 6.88 percent per annum beginning 09/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, June 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: February 22, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0008550) 1006.154224-FEI Publish 4/4, 4/11, 4/18, 4/25/2012 CNI1298COL

Posted in Columbia County, Scappoose | Tags: , , , , , , , ,

Trustee Notice

April 11, 2012

TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by TJ HEIN, AND JOHN HEIN, as grantor(s), to COLULMBIA COUNTY TITLE & ESCROW SERVICES INC, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 04/11/2005, recorded 04/15/2005, in the mortgage records of Columbia County, Oregon, as Recorder’s fee/file/instrument/microfilm/reception Number 2005-005071, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 by Assignment recorded 11/28/2011 in Book/Reel/Volume No. N/A at Page No. N/A as Recorder’s fee/file/instrument/microfilm/reception No. 2011-008777, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: A TRACT OF LAND SITUATE IN THE WEST HALF OF THE SOUTHEAST QUARTER OF SECTION 26, TOWNSHIP 7 NORTH, RANGE 3 WEST, WILLAMETTE MERIDIAN, DESCRIBED IN THE PUBLIC RECORDS AS THE FOLLOWING 2 PARCELS: PARCEL 1: BEGINNING AT A POINT ON THE WEST SECTION LINE OF SECTION 26, TOWNSHIP 7 NORTH, RANGE 3 WEST, WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON, THAT IS 1600 FEET NORTH OF THE SOUTHWEST CORNER OF SAID SECTION 26; THENCE EASTERLY AND PARALLEL TO THE SOUTH SECTION LINE OF SAID SECTION 26 TO POINT OF INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF APIARY-MARKET COUNTY ROAD; THENCE FOLLOWING ALONG WESTERLY LINE OF SAID COUNTY ROAD IN A NORTHERLY DIRECTION TO THE SOUTHEAST CORNER OF THE TERRY ALLEN CHAPMAN, ET UX, TRACT AS DESCRIBED IN DEED RECORDED JUNE 15, 1977 IN BOOK 212, PAGE 272, DEED RECORDS OF COLUMBIA COUNTY, OREGON; THENCE WEST, ALONG THE SOUTH LINE OF SAID CHAPMAN ET UX TRACT, TO THE WEST LINE OF SAID SECTION 26; THENCE SOUTH, ALONG THE WEST LINE OF SAID SECTION 26, A DISTANCE OF 365 FEET TO THE POINT OF BEGINNING. PARCEL 2: BEGINNING AT A POINT ON THE WESTERLY LINE OF SECTION 26, TOWNSHIP 7 NORTH, RANGE 3 WEST, WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON, WHICH IS IN THE CENTER OF THE JOSEPH HACKENBERG DRIVEWAY AND WHICH IS ALSO APPROXIMATELY 1310 FEET NORTH OF THE SOUTHWEST CORNER OF SAID SECTION 26; THENCE, FOLLOWING THE CENTER LINE OF HACKENBERG DRIVEWAY, EASTERLY TO CENTER OF THE APIARY-MARKET COUNTY ROAD; THENCE FOLLOWING THE CENTER OF SAID COUNTY ROAD NORTHERLY TO THE SOUTH LINE OF TRACT OF LAND CONVEYED TO ARVEL CHAPMAN, ET UX, BY DEED RECORDED DECEMBER 15, 1976 IN BOOK 209, PAGE 235, DEED RECORDS OF COLUMBIA COUNTY, OREGON; THENCE WESTERLY, ALONG THE SOUTHERLY LINE OF THE ARVEL CHAPMAN, ET UX, TRACT, TO THE WEST SECTION LINE; THENCE SOUTH, ALONG THE WESTERLY LINE OF SAID SECTION 26, TO THE PLACE OF BEGINNING. PROPERTY ADDRESS: 73345 APIARY ROAD RAINIER, OR 97048 Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,698.30 beginning 08/01/2011; plus late charges of $68.02 each month beginning with the 08/01/2011 payment plus prior accrued late charges of $-136.04; plus advances of $75.00; together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $189,505.23 with interest thereon at the rate of 6.90 percent per annum beginning 07/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee’s fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, June 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand St., St. Helens, Columbia County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any. Dated: February 17, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0009303) 1006.153951-FEI Publish 4/4, 4/11, 4/18, 4/25/2012 CNI1297COL

Posted in Columbia County, Scappoose | Tags: , , , , , , , ,

Trustee Notice

April 11, 2012

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-12-493157-SH Reference is made to that certain deed made by NICHOLAS R VOLLMAN AND HAYLIE A VOLLMAN as Grantor to LSI – LENDER’S SERVICE, INC., as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONSTAR MORTGAGE LLC, as Beneficiary, dated 12/14/2010, recorded 01/18/2011, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2011-008504, , covering the following described real property situated in said County and State, to wit: APN: R277024 LOT 3 AND THE EAST 40 FEET OF LOT 12, BLOCK 4, STRANG’S ADDITION TO THE CITY OF PORTLAND, IN THE CITY OF PORTLAND, MULTNOMAH COUNTY, OREGON. Commonly known as: 5818 SE BUSH ST , PORTLAND, OR 97206  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 10/1/2011, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $1,977.23 Monthly Late Charge $98.86 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $273,297.43 together with interest thereon at the rate of 5.2500 per annum from 9/1/2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 8/3/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/26/2012 Quality Loan Service Corporation of Washington, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 8/3/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P935655 4/4, 4/11, 4/18, 04/25/2012 CNI3347GO

Posted in Gresham, Multnomah County, Portland | Tags: , , , , , , , , ,

Trustee Notice

April 11, 2012

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-12-498809-SH Reference is made to that certain deed made by EDGAR RAUL VILLEGAS AND LORENA MARTINEZ-LARA, HUSBAND AND WIFE as Grantor to PATRICK R. BERG, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIRST MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, D/B/A FIRST MORTGAGE CORPORATION OF CALIFORNIA, as Beneficiary, dated 5/9/2009, recorded 06/05/2009, in official records of Multnomah County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2009-078978, , covering the following described real property situated in said County and State, to wit: APN: R154591 THE FOLLOWING DESCRIBED PROPERTY:  LOT 17, EDWARDS HOMES, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH, STATE OF OREGON. Commonly known as: 4007 SOUTHEAST 98TH AVENUE. PORTLAND, OR 97266  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 9/1/2011, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $1,765.00 Monthly Late Charge $88.25 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $226,933.13 together with interest thereon at the rate of 5.5000 per annum from 8/1/2011 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 8/6/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the East steps of the County Courthouse, 1021 Southwest 4th Ave., Portland, OR County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/26/2012 Quality Loan Service Corporation of Washington, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 8/6/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P935652 4/4, 4/11, 4/18, 04/25/2012 CNI3346GO

Posted in Gresham, Multnomah County, Portland | Tags: , , , , , , , ,

Trustee Notice

April 11, 2012

 TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-439481-NH Reference is made to that certain deed made by PATRICIA C HANN as Grantor to FIDELITY NATIONA TITLE INSURANCE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A., as Beneficiary, dated 10/1/2008, recorded 10/08/2008, in official records of Clackamas County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2008-069904, , covering the following described real property situated in said County and State, to wit: APN: 05020334 UNIT 10, DOUBLE CREEK CONDOMINIUMS, IN THE CITY OF SANDY, CLACKAMAS COUNTY, OREGON. TOGETHER WITH THE LIMITED COMMON ELEMENTS AND THE UNDIVIDED INTEREST IN THE GENERAL COMMON ELEMENTS APPURTENANT THERETO, AS SET FORTH IN DECLARATION OF CONDOMINIUM OWNERSHIP RECORDED DECEMBER 17, 2007, RECORDER’S NO. 2007-104529. Commonly known as: 17301 RUBEN LANE , SANDY, OR 97055  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 1/1/2011, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $816.64 Monthly Late Charge $34.16 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $106,752.64 together with interest thereon at the rate of 6.3750 per annum from 12/1/2010 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 8/3/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the main entrance of Clackamas County Courthouse, 807 Main Street, Oregon City, OR  County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/26/2012 Quality Loan Service Corporation of Washington, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 8/3/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P935695 4/4, 4/11, 4/18, 04/25/2012 CNI5296SP

Posted in Clackamas County, Sandy | Tags: , , , , , , , , ,

Trustee Notice

April 11, 2012

TRUSTEE’S NOTICE OF SALE T.S. No.: OR-11-421650-NH Reference is made to that certain deed made by RYAN GUERTIN & SARAH GUERTIN as Grantor to FIDELITY NATIONAL TITLE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK N.A., as Beneficiary, dated 12/18/2008, recorded 12/31/2008, in official records of Clackamas County, Oregon, in book / reel / volume number fee / file / instrument / microfile / reception number 2008-084587, , covering the following described real property situated in said County and State, to wit: APN: 05003235 LOT 14, BLOCK K, CLAKAMAS HEIGHTS, IN THE CITY OF OREGON CITY , CLACKAMAS COUNTY, OREGON. Commonly known as: 14106 ROCK STREET, OREGON CITY, OR 97045  Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantors: The installments of principal and interest which became due on 9/1/2010, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Monthly Payment $1,889.32 Monthly Late Charge $75.57 By this reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $255,825.09 together with interest thereon at the rate of 5.7500 per annum from 8/1/2010 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that Quality Loan Service Corporation of Washington, the undersigned trustee will on 7/30/2012 at the hour of 10:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the main entrance of Clackamas County Courthouse, 807 Main Street, Oregon City, OR County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to: www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service Corporation of Washington.  If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/21/2012 Quality Loan Service Corporation of Washington, as Trustee Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 For Non-Sale Information: Quality Loan Service Corporation of Washington c/o Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 7/30/2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; • Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. Oregon State Bar: (503) 684-3763; (800) 452-7636 Legal assistance: www.lawhelp.org/or/index.cfm P934352 4/4, 4/11, 4/18, 04/25/2012 CNI5295SP

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