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Posts Tagged ‘Trustee’s Notice of Sale’

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Reference is made to that certain trust deed made by Pamela S. Martin, as grantor, to First American Title Insurance Company, as trustee, in favor of Siuslaw Bank as beneficiary, dated July 23, 2008, and recorded on July 25, 2008, as Instrument No.  2008065638 of the Official Records of Washington County, Oregon, and that certain Assignment of Trust Deed dated July 23, 2008 and recorded July 25, 2008 as Instrument No. 2008065639 wherein Oregon Housing and Community Services Department, State of Oregon, was designated as the successor beneficiary, covering the following described real property situated in said county and state, to-wit:

Lot 112, MEADOWBROOK NO. 2, Washington County, Oregon.

Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is Grantors’ failure to pay when due the following sums: Grantor’s failure to pay monthly installment payments due under the Promissory Note in the amount of $1,389.00 for the months of May, June, July, August and September 2012.
By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: the principal balance of $183,734.44 together with accrued interest through August 27, 2012 in the amount of $4,248.63 (interest continues to accrue at the rate of $28.7846 per diem from August 28, 2012 until paid), plus late fees in the amount of $283.00, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
WHEREFORE, notice is hereby given that the undersigned Trustee will on February 8, 2013, at the hour of 10:00 o’clock A.M., in accord with the standard of time established by ORS 187.110, at Washington County Courthouse steps, 145 NE Second Avenue, City of Hillsboro, County of Washington, Oregon, sell at public auction to the highest bidder for cash the interest in said described real property which the Grantors had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantors or their successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.  Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount when due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by rendering the performance required under the obligation or Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with Trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.753.
In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “Grantors” includes any successor in interest to the Grantors as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any.

DATED:  September 12, 2012

Benjamin M. Kearney, Successor Trustee
800 Willamette Street, Suite 800
Eugene, OR  97401
541-484-0188
Publish 11/29, 12/06, 12/13, 12/20/2012.               TT11739

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE

Reference is made to a certain trust deed (“Trust Deed”) made, executed and delivered by Darin R. Crosby, an estate in fee simple, as grantor, to Ticor Title, as trustee, in favor of St. Helens Community Federal Credit Union, as beneficiary, dated July 13, 2007, and recorded on July 18, 2007, as Recording No. 2007-009429, in the mortgage records of Columbia County, Oregon.  The Trust Deed was modified by instrument recorded on March 13, 2009 as Recording No. 2009-002631.
The Trust Deed covers the following described real property (“Property”) situated in said county and state, to-wit:
See attached Exhibit A.
There are defaults by the grantor or other person owing an obligation, the performance of which is secured by the Trust Deed, with respect to provisions therein which authorize sale in the event of default of such provision; the defaults for which foreclosure is made are grantor’s failure to pay real property taxes when due and grantor’s failure to pay when due the following sums:
Arrearage in the sum of $5,775.54 as of May 1, 2012, plus additional payments, property expenditures, taxes, liens, assessments, insurance, late fees, attorney’s and trustee’s fees and costs, and interest due at the time of reinstatement or sale.
By reason of said defaults, the beneficiary has declared all sums owing on the obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit:
Payoff in the sum of $5,775.54 as of May 1, 2012, plus taxes, liens, assessments, property expenditures, insurance, accruing interest, late fees, attorney’s and trustee’s fees and costs incurred by beneficiary or its assigns.
WHEREFORE, notice hereby is given that the undersigned trustee will on September 13, 2012, at the hour of 11:00 a.m., in accord with the standard of time established by ORS 187.110, at the following place: West Front Entrance of the Columbia County Courthouse, 230 Strand Street, St. Helens, Oregon, sell at public auction to the highest bidder for cash the interest in the above-described Property, which the grantor had or had power to convey at the time of the execution by grantor of the said Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying said sum or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753.
In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.
The NOTICE TO RESIDENTIAL TENANTS, attached hereto as Exhibit B, is incorporated herein by reference.  [Exhibit B, NOTICE TO RESIDENTIAL TENANTS, is not published pursuant to 86.750(2)(b).]
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
DATED:  May 2, 2012.
Michelle M. Bertolino, Successor Trustee
Farleigh Wada Witt
121 SW Morrison, Suite 600
Portland, OR  97204
Phone: 503-228-6044; fax: 503-228-1741

EXHIBIT A
Legal Description
BEGINNING at the Northeast corner of the South half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 33, Township 8 North, Range 3 West, Willamette Meridian, Columbia County, Oregon; Thence South 00° 38′ 45″ East, along the East line of said Section 33, a distance of 50.00 feet; thence South 89° 27′ 25″ West and parallel to the North line of said South half of the Northeast quarter of the Northeast quarter of the Southeast quarter (and the Westerly extension thereof) a distance of 1,380.00 feet; Thence South 00° 32′ 35″ East, a distance of 615.24 feet to the South line of the North half of the Southeast quarter of the Northwest quarter of the Southeast quarter of said Section 33; Thence South 89° 26′ 20″ West, along said South line and its Westerly extension, a distance of 1,260.77 feet to the Southwest corner of the North half of the Southwest quarter of the Northwest quarter of the Southeast quarter of said Section 33; Thence North 00° 07′ 50″ West, a distance of 665.63 feet to the Northwest corner of the South half of the Northwest quarter of the Northwest quarter of the Southeast quarter of said Section 33; Thence North 89° 27′ 25″ East a distance of 2,635.89 feet to the POINT OF BEGINNING.
Publish 08/01, 08/08, 08/15, 08/22/2012.            SCS978

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Reference is made to that certain trust deed made by Heather Gillissen, as grantor, to First American Title Insurance Company, as trustee, in favor of Siuslaw Bank as beneficiary, dated April 1, 2008, and recorded on April 8, 2008, as Instrument No. 2008-031742 of the Official Records of Washington County, Oregon, and that certain Assignment of Trust Deed dated April 1, 2008 and recorded April 8, 2008 as Instrument No. 2008-031743 wherein Oregon Housing and Community Services Department, State of Oregon, was designated as the successor beneficiary, covering the following described real property situated in said county and state, to-wit:
Lot 78, MERIDIAN VILLAGE, in the City of Beaverton, County of Washington and State of Oregon. TOGETHER WITH a private access easement over Tract “P” as delineated on the recorded plat.
Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is Grantors’ failure to pay when due the following sums: Grantor’s failure to pay monthly installment payments due under the Promissory Note in the amount of $1,350.00 for the months of January, February and March 2012.
By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: the principal balance of $176,427.07 together with accrued interest through March 4, 2012 in the amount of $2,503.35 (interest continues to accrue at the rate of 5.45% per annum ($26.2306 per day) from March 5, 2012 until paid), and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
WHEREFORE, notice is hereby given that the undersigned Trustee will on August 17, 2012, at the hour of 11:00 o’clock A.M., in accord with the standard of time established by ORS 187.110, at Washington County Courthouse steps, 150 N. 1st Street, City of Hillsboro, County of Washington, Oregon, sell at public auction to the highest bidder for cash the interest in said described real property which the Grantors had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantors or their successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.  Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount when due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by rendering the performance required under the obligation or Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with Trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.753.
In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “Grantors” includes any successor in interest to the Grantors as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any.
THE DEBT DESCRIBED IN THIS TRUSTEE’S NOTICE OF SALE WILL BE ASSUMED TO BE VALID UNLESS WITHIN 30 DAYS AFTER THE RECEIPT OF THIS NOTICE THE PERSON(S) OBLIGATED OR ALLEGEDLY OBLIGATED TO PAY THE DEBT DISPUTES IN WRITING THE VALIDITY OF THE DEBT OR SOME PORTION OF IT.
If the Successor Trustee is notified in writing within the 30 day period that the debt or some portion of it is disputed, the Successor Trustee will obtain verification of the debt.  Then, a copy of the verification will be mailed by the Successor Trustee to the person(s) notifying him of the dispute.
Upon written request within the 30 day period, the Successor Trustee will provide the name and address of the original creditor if different than the current creditor named above.
Written requests to the Successor Trustee should be delivered to: Benjamin M. Kearney, Arnold Gallagher Percell Roberts & Potter, P.C., P.O. Box 1758, Eugene, OR 97440-1758.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
DATED:  March 16, 2012
Benjamin M. Kearney, Successor Trustee
800 Willamette Street, Suite 800
Eugene, OR  97401
541-484-0188
Publish 06/14, 06/21, 06/28, 07/05/2012.            TT11696

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Reference is made to that certain deed of trust made by Richard M. Higgins and Beverly A. Higgins as grantor, to TICOR Title as the trustee, in favor of Home Town National Bank as beneficiary, dated February 7, 2007, recorded on February 14, 2007 as instrument number 2007-002325 of the Records of Columbia County, Oregon, (hereinafter referred to as “Trust Deed”) covering the following described real property situated in the above-mentioned county and state, to wit:
The Southeast quarter of Southwest quarter of Section 18,
and the Northeast quarter of the Northwest quarter of Section 19, all in Township 7 North, Range 2 West of the
Willamette Meridian, Columbia County Oregon.
EXCEPTING THEREFROM the following described
tract:
Beginning at a point on the West line of the Southeast quarter of the Southwest quarter of said Section 18 that is South 01°05′ 06″ East 40.00 feet from the Northwest corner of the Southeast quarter of the Southwest quarter thence South 01° 05′ 06” East along said West line 428.34 feet to a 5/8” iron rod
with a yellow plastic cap marked “KEENON LAND SERVICES, INC.” thence leaving said West line South 89° 17′ 43” East 508.72 feet to a 5/8” iron rod with a yellow plastic cap marked “KEENON LAND SERVICES, INC.”; thence North 01°05′ 06″ West 428.34 feet to a 5/8” iron rod with a yellow plastic cap marked “KEENON LAND SERVICES, INC.” on the South right of way line of Atkins County Road; thence North 89° 17′ 43” West along the South line of said Atkins County Road 508.72 feet to the point of beginning and as further described in the document records at Columbia County within the instrument numbered 2007-002325 and as more commonly known as 28414 Parkdale Road, Rainier Oregon. The Real Property tax identification numbers are 19536 721800001401 CODE 0305, and 19589 721900000200 CODE 0305.
Further reference is made to that certain Appointment of Successor Trustee recorded in the records of Columbia County on February 15, 2012, as instrument number 2012- 001015, wherein the aforementioned beneficiary, Home Town
National Bank, did appoint Edward F. Lohman, Attorney at Law, whose address is 1579 Burns Street, West Linn, Oregon,
97068, as successor trustee (hereinafter referred to a “Trustee”) under the Trust Deed.
Both the beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by the Trust
Deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums:
Monthly payments of $3,391.68 which were due and payable in November and December 2011, and January, 2012; Late charges of 169.58 each month for November and December 2011, and January, 2012, and for February, 2012 when balloon payment was due; Total unpaid principal sum of promissory note which was due and payable on February 8, 2012: $394,886.29, plus accrued interest thereon.
By reason of the default just described, the beneficiary has declared all sums owing on the obligations secured by the
Trust Deed immediately due and payable, those sums being the following, to-wit:
$394,886.29     (principal amount secured by Trust Deed)
$ 678.32     (four months of late fees)
$1,839.20     (interest on principal amount due at 8.5% per
annum from 10/19/11 to 11/8/11)
$17,721.34     (interest on principal amount due at 18% per
annum from 11/9/11 to 2/8/12)
$415,125.15 (total)
Interest, attorney fees and costs continue to accrue, which additional costs include, but are not limited to the sum of $1,182.00 for the cost of the Ticor Title Company Foreclosure Guarantee obtained herein.
WHEREFORE, notice is hereby given that the undersigned Trustee will on August 2, 2012, at the hour of ten o’clock A.M. (10:00 A.M.) in accord with the standard of time established by ORS 187.110, at the following place: In front of the Columbia County Courthouse, 230 Strand St., in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the real property described above which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not
then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying the sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the Trustee’s and attorney fees not exceeding the amounts provided by ORS 86.753.
In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.
Dated: February 23, 2012
/s/ Edward F. Lohman
Edward F. Lohman, OSB#86373
Successor Trustee (“Trustee”)
1579 Burns St., West Linn, Oregon 97068
(503) 656-5915
Publish 06/06, 06/13, 06/20, 06/27/2012.            SCS950

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: D535296 OR  Unit Code: D  Loan No: 112383099-1/BRUGH   AP #1: 12001   Title #: 6489249   Reference is made to that certain Trust Deed made by LARRY E. BRUGH as   Grantor, to TICOR TITLE INSURANCE COMPANY as Trustee, in favor of   MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS   NOMINEE FOR GOLF SAVINGS BANK as Beneficiary.   Dated March 23, 2010, Recorded March 29, 2010 as Instr. No.  2010-002679  in   Book  —  Page  —  of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   covering the following described real property situated in said county and state, to   wit:   LOT 2, CHERRYWOOD ESTATES, IN THE CITY OF ST. HELENS,   COLUMBIA COUNTY, OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 4 PYMTS FROM 11/01/11 TO 02/01/12 @ 1,404.55 $5,618.20 TOTAL LATE CHARGES $170.10 PROPERTY INSPECTION $27.00 Sub-Total of Amounts in Arrears:$5,815.30    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    59411 CHERRYWOOD DR., ST. HELENS, OR  97051    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $200,935.35, together with interest as provided in the note or other instrument secured from    10/01/11, and such other costs and fees are due under the note or other instrument secured, and as    are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on July 2, 2012, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  02/21/12    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 956490
PUB: 05/16/12, 05/23/12, 05/30/12, 06/06/12.             SCS938

TRUSTEE’S NOTICE OF SALE

Sale No.: 11-0338
Oregon Notice of Sale
Note Well: The bold print words and phrases herein are defined on Schedules 1, 2 and 3 attached hereto. The persons and things to which those words and phrases apply to herein are also stated on Schedules 1, 2 and 3 attached hereto. Only Schedule 1 is attached to the copy hereof that is published. (1) Not a Payment Demand. This is not a demand that any person make any payment on The Debt or an assertion that any person has personal liability on The Debt. (2) Defaults. The Defaults have occurred on The Debt. (3) Election to Sell. Because of The Defaults, The Foreclosing Party has elected to sell and intends to sell or cause to be sold The Collateral at a public foreclosure sale for cash in U.S. currency. The Collateral may be subject to other liens and encumbrances that may not be extinguished by the Foreclosure Sale. Before bidding, it is your legal duty to research the status of title. (4) Foreclosure Sale. The foreclosure sale shall be held: Date: April 19, 2012. Time: 10:00 a.m. Place: Clackamas Circuit Court, 807 Main Street, Oregon City, OR 97045 (5) Cure Right, Payoff Right. You may have a right to pay The Defaults (i.e., a Cure Right under ORS 86.753) or payoff all amounts owed on the Debt (i.e. Payoff Right) if paid before the foreclosure sale. The Trustee will provide those cure and payoff amounts to you if you request them. A Cure or Payoff will nullify this Notice and its Foreclosure Sale. No Cure or Payoff in the next 30 days will cause additional costs (recording, transmitting, publication, etc.) to be incurred, cause publication of The Defaults and advertise the Collateral’s Foreclosure Sale. (6) Redemption Right/Redemption Period. Redemption, i.e., the right to pay the successful bid at the foreclosure sale for a period of time after the sale, is not permitted, except when there is an IRS lien, IRS may redeem during the 120 days after the Foreclosure Sale. (7) Court Right. This foreclosure will not involve any judge or court. You have a right to ask a court to be involved in this foreclosure by filing a lawsuit asking for a court’s involvement. /s/ Philip M. Kleinsmith Attorney for Foreclosing Party and/or Present Trustee Atty. Reg. No. #3931 6035 Erin Park Dr., #203 Colorado Springs, CO 80918 Phone: 1-800-842-8417 Fax: 1-719-593-2193 E-mail: klein@kleinsmithlaw.com This Is An Attempt To Collect A Debt. Any Information Obtained Will Be Used For That Purpose. State of Colorado) County of El Paso) On February 9, 2012, before me personally appeared Philip M. Kleinsmith as said attorney and/or trustee, personally known to me. Under oath and penalty of perjury, he stated that this Notice and its attachments are true to the best of his knowledge. The Foreclosing Party: has actual construction possession of The Debt, and; he has authority to exercise the power of sale in The Lien pursuant to the Foreclosing Party’s instructions. Witness my hand and official seal. My commission expires: 09/09/2012. Name and Address of Notary: Name: Ashley D. Kirkbride 6035 Erin Park Dr., # 203 Colorado Springs, CO 80918 Signature of Notary: /s/ Ashley D. Kirkbride Mailing Note: This Notice with Schedule 1, 2 and 3 and Notice to Residential Tenants attached: (a) The original was mailed, certified mail, return receipt requested, for recording; (b) Copies were mailed, regular and certified mail, return receipt requested, to each Interested Party at each of their addresses on Schedule 3. (c) When the IRS and/or an Oregon government agency is/are Interested Parties on Schedule 1, its/their copy was mailed with, in addition, with a copy of its/their recorded lien. (d) Copies were mailed to be served and/or posted. (e) A copy was mailed for publication with only Schedule 1 attached. Dated: 2-21 2012, 20 /s/ Ashley D. Kirkbride Signature of Mailer Schedule 1: Definitions (p.1) In these definitions, the singular includes the plural and the plural includes the singular. The person or things they apply to herein are stated on the right side hereof. 1. The Collateral: The property given to pay The Debt when The Debt is not paid. 1. See p. 3 of Schedule 1 2. Cure Amount: The amount to bring The Debt payments current and stop collection activity. 2. $6,424016: When attached, see required Schedule 2 for details. 3. The Debt: The written paper agreeing to pay money. 3. Dated: 4/6/06 Titled: Multistate Home Equity Line of Credit Agreement and Disclosures under Federal Truth in Lending Act 4. The Debtors: The person(s) who are now obligated to pay The Debt. 4. Name(s) and Address (es): Patrick J. Duty and Lorena M. Duty 30917 Dee Jay Way Hubbard, OR 97032 5. The Defaults: The Debtor’s monetary or other duties not timely performed under The Debt and The Lien. 5. Non-Payment after: May 1, 2011 Other Defaults: None 6. The Foreclosing Party: The person who now owns The Debt and The Lien. 6. Name, Address, and Phone #: First Horizon Home Loan a Division First Tennessee Bank, NA, Successor by Merger with First Horizon Corp. PO Box 1469, Knoxville, TN 87901-1469 7. Foreclosing Party’s Servicer: The person who manages delinquent debts for the Foreclosing Party. 7. Name, Address, and Phone #: None 8. The Interested Parties: The person(s) who claim or may claim an interest in The Collateral. 8. See Schedule 3, when attached. 9. The Lien: The written paper by which The Collateral was made such for The Debt (e.g. a Mortgage, Deed of Trust, Trust Indenture, Homeowners Association Lien, Judgment Lien, Security Agreement/Financing Statement). 9. Titled: Oregon Line of Credit Dated: 4/6/2006 Date Recorded: 4/11/2006 Recording Data: 2006-032426 10. The Mortgagor(s)/ Grantors: The person(s) who originally gave The Collateral as collateral. 10. Name(s) and Address (es): Patrick J. Duty and Lorena M. Duty 30917 Dee Jay Way Hubbard, OR 97032 Schedule 1: Definitions (p.2) 11. The Original and Subsequent Lienholders: The person(s) who originally or subsequently owned The Debt and The Lien. 11. Original Lienholder (Name & Address) :First Horizon Home Loan Corp, 4000 Horizon Way, Irving, TX 75063 1st Assignee (Name & Address) :NA Recording/Filing Date: NA Data:NA 2nd Assignee (Name & Address) :NA Recording/Filing Date: Na Data: NA 12. Original Trustee: The person so appointed in The Lien. 12. Name Only: Fidelity Nat’l Title Ins. Co 13. The Owner(s)/ Presumed Occupant(s): The person(s) who own and/or presumably possess The Collateral. 13. Name(s) and Address (es): Patrick J. Duty and Lorena M. Duty 30917 Dee Jay Way Hubbard, OR 97032 14. Payoff Amount: The amount required to payoff The Debt totally, release The Lien, and stop any collection activity, including this foreclosure. 14. $232,938.10: When attached, See Schedule 2 for details. 15. Unknown Claimants/ Heirs: The unknown person(s) who may claim and/or possess The Collateral. 15. Unknown 16. Unknown Occupants: The Collateral unknown person(s) who occupy or possess The Collateral. 16. Unknown Occupants (at Address): 30917 Dee Jay Way Hubbard, OR 97032 17. Unknown Spouses: The unknown spouses of any Interested Party. 17. Unknown Schedule 1: Definitions (p. 3) Real Property Collateral: Common Description: 30917 Dee Jay Way Hubbard, OR 97032 Assessors Parcel No.: 01081108 Legal Description: The South One Half of Lot 2, as cut off by a line drawn parallel with the South Line of said Lot, Big E Subdivision, Clackamas County, Oregon Personal Property Collateral: None Common Description: NA Legal Description: NA
Publish 04/04, 04/11, 04/18, 04/25/2012.                    CLK12521

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE

The Trustee, under the terms of the Trust Deed described herein, at the direction of the Beneficiary, hereby elects to sell the property described in said Trust Deed to satisfy the obligations secured thereby. A. PARTIES TO THE TRUST DEED: GRANTOR: Richard A. Knight, 27650 NW Timber Road, Timber, OR  97144; TRUSTEE: Fidelity National Title Insurance Company; SUCCESSOR TRUSTEE: Steven L. Adkins, Esquire; MAILING ADDRESS OF TRUSTEE: PO Box 781, Corvallis OR 97339; BENEFICIARY: Equity Trust Company Custodian FBO Emerson Smoker, Sr. IRA #8738, 225 Burns Road, Elyria, Ohio  44035; B. DESCRIPTION OF PROPERTY: PARCEL A: Lots 5, 6, 7, 8 and 9, Block 2, TIMBER TOWNSITE, in the County of Washington and State of Oregon.  Which property has the address of 27650 NW Timber Road, Timber, OR  97144. C. TRUST DEED INFORMATION: DATE:     April 1, 2008; RECORDING DATE: April 15, 2008; RECORDING NUMBER: Fee No. 2008034059; RECORDING PLACE: Official records of the County of Washington, State of Oregon. A beneficial interest of which was assigned to Equity Trust Company Custodian FBO Emerson Smoker, Sr. IRS #8738 by successive assignments recorded March 5, 2009 as Fee No. 2009017728 of the official records of Washington County, Oregon. The successor trustee was appointed by document recorded in the same county. D. DEFAULT: The Grantor is in default and the Beneficiary elects to foreclose the Trust Deed for failure to pay: 1. Monthly Payments: Monthly installments of principal and interest as follows: Monthly payment due for March 1, 2010, in the sum of $800.00; and monthly payments due thereafter. TOTAL AMOUNT CURRENTLY IN ARREARS: $21,160.00. Which includes principal, interest, and late fees through January 1, 2012. Amount in arrears will increase after January 1, 2012. E. AMOUNT DUE:  The Beneficiary has declared all sums owing on the obligation and Trust deed immediately due and payable, in the following sums: $80,000.00 principal plus interest thereon at the rate of 12% per annum from February 1, 2010. Plus interest, late charges, title fees, attorney fees, trustee’s fees, escrow fees, recording fees and other recoverable costs and fees that shall continue to accrue. F. ELECTION TO SELL: NOTICE HEREBY IS GIVEN that the Beneficiary and Trustee, by reason of described default have elected and do hereby elect to foreclose the Trust Deed by advertisement and sale pursuant to Oregon Revised Statutes Sections 86.750 et seq., and to cause to be sold at public auction to the highest bidder, for cash or certified funds, the interest in the described property which the Debtor had, or had the power to convey, at the time of the execution of the Trust Deed together with any interest the Debtor or successors in interest acquired after the execution of the Trust Deed, to satisfy the obligations secured by the Trust Deed together with the expenses of the sale, including the compensation of the Trustee as provided by law, and the reasonable fees of Trustee’s Attorney. G. TIME AND PLACE OF SALE: TIME: 11:00 a.m., June 1, 2012; PLACE: AT THE FRONT DOOR OF THE WASHINGTON COUNTY COURTHOUSE; Address: 150 N. First Avenue, Hillsboro, OR  97124; H. RIGHT TO REINSTATE:  NOTICE IS FURTHER GIVEN that at any time prior to five days before the sale, this foreclosure proceeding may be dismissed and the Trust Deed reinstated by payment to the Trustee of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expenses to the Trustee actually incurred by Beneficiary and Trustee in enforcing the obligation and Trust Deed, together with Trustee’s fees and Attorney’s fees.

Steven L. Adkins,    Successor Trustee
Publish 03/28, 04/04, 04/11, 04/18/2012.        FGNT7198

TRUSTEE’S NOTICE OF SALE

Click to view notice.

Publish 02/15, 02/22, 02/29, 03/07/2012.                    CLK12484

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Reference is made to that certain trust deed made by Jack Bodan and Shane Bodan, as grantor, to First American Title Insurance Company, as trustee, in favor of Crest Power Equipment, Inc., as beneficiary, dated October 12, 2006, recorded October 19, 2006, in the Records of Clackamas County, Oregon as Instrument No. 2006-096999, covering the following described real property situated in the above-mentioned county and state, to wit:
See Exhibit ‘A’ attached hereto

Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.753(3); the default for which the foreclosure is made in grantor’s failure to pay when due the following sums:
Principal balance due on October 1, 2011 in the sum of $260,000
plus accrued interest of 6.5% per annum until paid, less any credits
to which Grantor is entitled, plus cost of Trustee Sale Guaranty,
recording fees, trustee fees, attorney fees and any advances made
under the Note and Trust Deed.

By reason of the default just described, the beneficiary has declared all sums owning on the obligation secured by the trust deed immediately due and payable, those sums being the following, to wit:
Principal balance due on October 1, 2011 in the sum of $260,000
plus accrued interest of 6.5% per annum until paid, less any credits
to which Grantor is entitled, plus cost of Trustee Sale Guaranty,
recording fees, trustee fees, attorney fees and any advances made
under the Note and Trust Deed.

WHEREFORE, notice is hereby given that the undersigned trustee will on March 29, 2012, at the hour of 9:01 o’clock, a.m., in accord with the standard of time established by ORS 187.110, at front steps, Clackamas County Courthouse, 807 Main Street in the City of Oregon City, County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the real property described above which the grantor had or had power to convey, at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred), and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee and attorney fees not exceeding the amounts provided by ORS86.753.

In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.

Dated November 14, 2011.

/s/Joel Grayson, Trustee
7959 SE Foster Road
Portland OR 97206
I certify I am the attorney or one of the attorneys for the above named trustee and that the foregoing is a complete and exact copy of the original trustee’s notice of sale.
______________________________

EXHIBIT A

LEGAL DESCRIPTION:
A TRACT OF LAND IN SECTION 22, TOWNSHIP 3 SOUTH, RANGE 4 EAST, OF THE WILLAMETTE MERIDIAN, IN THE COUNTY OF CLACKAMAS AND STATE OF OREGON, DESCRIBED AS FOLLOWS:

BEGINNING AT THE NORTHWEST CORNER OF THAT TRACT OF LAND DESCRIBED IN DEED TO BELLE DUUS RECORDED AUGUST 29, 1950, IN BOOK 435, PAGE 374; THENCE NORTH 89°27’43” EAST, 1,329.50 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 89°27’43” EAST, 1,299.50 FEET, THENCE SOUTH 00°36’14” EAST, 724.23 FEET; THENCE SOUTH 89°27’19” WEST, 1,292.08 FEET; THENCE SOUTH 44°37’36” WEST, 17.73 FEET; THENCE SOUTH 89°27’19” WEST, 1,304.67 FEET TO THE EAST LINE OF CURRIN ROAD; THENCE NORTH ALONG THE EAST LINE OF SAID CURRIN ROAD 25 FEET; THENCE NORTH 89°27’19” EAST, 1,304.50 FEET; THENCE NORTH 00°12’08” WEST, 711.90 FEET TO THE TRUE POINT OF BEGINNING.
Publish 02/08, 02/15, 02/22, 02/29/2012.                    CLK12471

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Reference is made to that certain deed of trust (“Trust Deed”) made, executed and delivered by Lori M. Adams, as an estate in fee simple, as grantor, to Ticor Title, as trustee, in favor of St. Helens Community Federal Credit Union, as beneficiary, dated December 22, 2010, and recorded on December 29, 2010, as Recording No. 2010-010714, in the mortgage records of Columbia County, Oregon which Trust Deed was re-recorded to correct the legal description on November 16, 2011 as Document No. 2011-008491.
The Trust Deed covers the following described real property (“Property”) situated in said county and state, to-wit:
See attached Exhibit A.
EXHIBIT A
Legal Description
Beginning at a point in the South line of a tract of land conveyed to Harry Johnson and Annie Johnson, husband and wife by deed made March 22, 1945 and recorded May 31, 1945 in Book 77, page 270, Deed Records of Columbia County, Oregon, said point being 230 feet Easterly from the Southwest corner of said tract; thence Easterly 104 feet to an iron bar, said bar being set for the Southeast corner of said tract first above mentioned; thence North 3° 34 1/2’ West 124 feet to a point; thence Westerly and parallel with the line first above mentioned in this description a distance of 104 feet to a point; thence Southerly 124 feet to the place of beginning and lying in Section 12, Township 3 North, Range 2 West, Willamette Meridian, Columbia County, Oregon. EXCEPTING THEREFROM any portion lying within the county road.
There are defaults by the grantor or other person owing an obligation, the performance of which is secured by the Trust Deed, with respect to provisions therein which authorize sale in the event of default of such provision; the defaults for which foreclosure is made is grantor’s failure to pay when due the following sums:
Arrearage in the sum of $5,802.04 as of November 15, 2011, plus additional payments, property expenditures, taxes, liens, assessments, insurance, late fees, attorney’s and trustee’s fees and costs, and interest due at the time of reinstatement or sale.
By reason of said defaults, the beneficiary has declared all sums owing on the obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit:
Payoff in the sum of $250,743.39 as of November 15, 2011, plus taxes, liens, assessments, property expenditures, insurance, accruing interest, late fees, attorney’s and trustee’s fees and costs incurred by beneficiary or its assigns.
WHEREFORE, notice hereby is given that the undersigned trustee will on April 5, 2012, at the hour of 11:00 a.m., in accord with the standard of time established by ORS 187.110, at the following place: West Front Entrance of the Columbia County Courthouse, 230 Strand Street, St. Helens, Oregon, sell at public auction to the highest bidder for cash the interest in the above-described Property, which the grantor had or had power to convey at the time of the execution by grantor of the said Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying said sum or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753.
In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.
The NOTICE TO RESIDENTIAL TENANTS, attached hereto as Exhibit B, is incorporated herein by reference.  [Exhibit B, NOTICE TO RESIDENTIAL TENANTS, is not published pursuant to ORS 86.750(2)(b).]
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
DATED: November 22, 2011.

Michelle M. Bertolino, Successor Trustee
Farleigh Wada Witt
121 SW Morrison, Suite 600
Portland, OR  97204
Phone: 503-228-6044; fax: 503-228-1741

Publish 01/25, 02/01, 02/08, 02/15/2012.            SCS891