Public Notices

TRUSTEE’S NOTICE OF SALE File No. 7021.10964 Reference is made to that certain trust deed made by Brian J. Gardner, a married man and Connie Carpenter, as grantor, to Columbia County Title and Escrow, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, its successors and assigns, as beneficiary, dated 10/05/07, recorded 10/09/07, in the mortgage records of COLUMBIA County, Oregon, as 2007-012843 and subsequently assigned to Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by Assignment recorded, covering the following described real property situated in said county and state, to wit: A tract in Section 4, Township 4 North, Range 1 West of the Willamette Meridian, in the City of St. Helens, County of Columbia and State of Oregon, described as follows: Beginning at an iron bar in the bed of Milton Creek on the Southeasterly boundary line of the Northern Pacific Railway Company’s right of way, said iron bar is South 579.7 feet and East 199.8 feet from that corner of the Aaron Broyles Donation Land Claim in Section 4, Township 4 North, Range 1 West of the Willamette Meridian, in said County of Columbia and State of Oregon, that is West 13.00 chains from the Southeast corner of said Broyles Donation Land Claim; Thence from said iron bar in the bed of Milton Creek, South 35 degrees 11′ West, a distance of 140 feet; Thence at right angles Southeasterly 29 feet to a point marked by a 3/4 inch iron pin; Thence South 46 degrees 37′ East a distance of 50.51 feet to the True Point of Beginning of the tract herein described, said point being the most Easterly corner of that tract conveyed to Ida L. Clark by Annette Clark, widow and O.C. Clark by correction deed recorded April 4, 1924 in book 36, page 566, Columbia County Deed Records; Thence along the Southeasterly boundary line of said Clark tract, South 35 degrees 11′ West a distance of 100 feet; Thence South 46 degrees 37′ East a distance of 50 feet, said point being the most Westerly corner of that tract conveyed to Vera M. White by Myran W. Miller and Lorena S. Miller, husband and wife, and Clyde B. Wills and Elnora Wills, husband and wife by deed recorded March 29, 1957 in Book 132, page 166, Columbia County Deed Records; Thence along the Westerly boundary line of said White et al tract, North 35 degrees 11′ East a distance of 100 feet; Thence North 36 degrees 47′ West a distance of 50 feet to the True Point of Beginning. PROPERTY ADDRESS: 115 Clark Street Saint Helens, OR 97051-3001 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $845.90 beginning 08/01/11; plus late charges of $42.30 each month beginning 08/16/11; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $119,141.07 with interest thereon at the rate of 7.25 percent per annum beginning 07/01/11; plus late charges of $42.30 each month beginning 08/16/11 until paid; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on June 11, 2012 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Winston Khan Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Gardner, Brian J. (TS# 7021.10964) 1002.208119-FEI.  Publish 03/14, 03/21, 03/28, 04/04/2012 CNI1287COL.