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TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
File No. 7699.20684 Reference is made to that certain trust deed made by Thomas W. Rempfer and Ann L. Wolf, husband and wife, as grantor, to Fidelity National Title Company of Oregon, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Eagle Home Mortgage, Inc., its successors and assigns, as beneficiary, dated 09/09/05, recorded 09/19/05, in the mortgage records of COLUMBIA County, Oregon, as 2005-012539 and subsequently assigned to Lakeview Loan Servicing, LLC by Assignment recorded as 2013-007915, covering the following described real property situated in said county and state, to wit: Parcel 1: Beginning at the intersection of the West line of the Southwest quarter of the Northeast quarter of Section 7, Township 4 North, Range 2 West, Willamette Meridian, Columbia County, Oregon, with the Southerly right of way line of the road commonly known as Cedar Creek Road; thence South along the West line of said Southwest quarter of Northeast quarter 350.0 feet to a point; thence East at right angles to said West line of Southwest quarter of Northeast quarter 350.0 feet, more or less to the Southerly line of said road; thence Northwesterly along the Southerly line of said road to the point of beginning. Parcel 2: A tract of land in the Northeast quarter of Section 7, Township 4 North, Range 2 West, Willamette Meridian, Columbia County, Oregon, more particularly described as follows: Beginning at the Northwest corner of the tract of land conveyed to Jerry Hylton and Sally Hylton and described in Instrument Number 94-5186, Records of Columbia County, Oregon, as surveyed in County Survey No. B-270, Survey Records, said point being on the West line of the Northeast quarter, South 00 degrees 32′ 04″ East 454.98 feet from the Northwest corner of the Southwest quarter of the Northeast quarter of said section 7; thence along the West line of the said Northeast quarter, North 00 degrees 32’04″ West, 35.99 feet to a 5/8 inch iron rod with a yellow plastic cap stamped “KEENON LAND SERVICES INC.” on the Southwesterly right of way line of Cedar Creek Road as described in Columbia County Circuit Court Case Number 98-2035; thence along said Southwesterly line South 42 degrees 21′ 32″ East 517.92 feet to a 5/8 inch iron rod with a yellow plastic cap stamped “KEENON LAND SERVICES INC.”; thence South 89 degrees 27′ 56” West 32.21 feet to the Southeast corner of said Hylton tract as surveyed in County Survey No. B-270, Columbia County Survey Records; thence North 42 degrees 21′ 32″ West 469.62 feet to the point of beginning. PROPERTY ADDRESS: 58615 CEDAR CREEK RD SCAPPOOSE, OR 97056 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,260.48 beginning 03/01/10, $1,254.07 beginning 12/01/12, $1,178.49 beginning 11/01/13 and $1,178.33 beginning 1/01/14; plus late charges of $50.42 each month beginning 03/16/10; plus prior accrued late charges of $46.00; plus advances of $1,064.90 that represent property inspections and preservations; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $170,037.05 with interest thereon at the rate of 5.625 percent per annum beginning 02/01/10; plus late charges of $50.42 each month beginning 03/16/10 until paid; plus prior accrued late charges of $46.00; plus advances of $1,064.90 that represent property inspections and preservations; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on November 17, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 425-586-1900 REMPFER, THOMAS W and WOLF, ANN L (TS# 7699.20684) 1002.270987-File No.
Publish 08/22, 08/29, 09/05, 09/12/2014.        SCS1271

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE

File No. 7670.20121 Reference is made to that certain trust deed made by Cheryl L Horton, as grantor, to Ticor Title Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Umpqua Bank, An Oregon State Chartered Bank, as beneficiary, dated 09/11/12, recorded 09/27/12, in the mortgage records of Columbia County, Oregon, as 2012-007474 and subsequently assigned to Umpqua Bank by Assignment recorded as 2014-004151, covering the following described real property situated in said county and state, to wit: Parcel 2 of Partition Plat No. 1995-13, recorded April 20, 1995, Fee No. 95-03352, in Columbia County, Oregon. PROPERTY ADDRESS: 75280 Fern Hill Road Rainier, OR 97048 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,129.64 beginning 02/01/14; plus prior accrued late charges of $142.15; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $143,393.09 with interest thereon at the rate of 4.125 percent per annum beginning 01/01/14; plus prior accrued late charges of $142.15; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on November 19, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 425-586-1900 Horton, Cheryl L. (TS# 7670.20121) 1002.270879-File No.
Publish 08/22, 08/29, 09/05, 09/12/2014.        SCS1270

TRUSTEE’S NOTICE OF SALE

File No. 7699.20419 Reference is made to that certain trust deed made by Frank E Browning and Dena K Smith, as grantor, to Stewart Title Guaranty Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for M&T Bank, its successors and assigns, as beneficiary, dated 04/23/12, recorded 04/26/12, in the mortgage records of COLUMBIA County, Oregon, as 2012-002920 and subsequently assigned to M&T Bank by Assignment recorded as 2013-005644, covering the following described real property situated in said county and state, to wit: Lot 51, Ridgecrest Planned Community Development (Phase 1), in the City of St Helens, County of Columbia and State of Oregon. PROPERTY ADDRESS: 59023 GLACIER AVENUE SAINT HELENS, OR 97051 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,566.12 beginning 02/01/13, $1,516.51 beginning 1/01/14 and $1,551.42 beginning 4/01/14; plus late charges of $62.54 each month beginning 02/01/13; plus prior accrued late charges of $57.52; plus advances of $3,267.66 that represent paid bankruptcy & foreclosure fees and costs and property inspections; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $214,808.81 with interest thereon at the rate of 4 percent per annum beginning 01/01/13; plus late charges of $62.54 each month beginning 02/01/13 until paid; plus prior accrued late charges of $57.52; plus advances of $3,267.66 that represent paid bankruptcy & foreclosure fees and costs and property inspections; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on September 18, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 425-586-1900 BROWNING, FRANK E and SMITH, DENA K (TS# 7699.20419) 1002.259820-File No.
Publish 06/20, 06/27, 07/04, 07/11/2014.             SCS1249

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L544283 OR  Unit Code: L  Loan No: 1366409/HANSON   AP #1: 13516   Title #: 8391606   Reference is made to that certain Trust Deed made by MARCIA R. HANSON as   Grantor, to FARMERS HOME ADMINISTRATION, UNITED STATES   DEPARTMENT OF AGRICULTURE, ACTING THROUGH THE STATE   DIRECTOR OF THE FARMERS HOME ADMINISTRATION FOR THE   STATE OF OREGON as Trustee, in favor of UNITED STATES OF AMERICA   ACTING THROUGH THE RURAL HOUSING SERVICE, SUCCESSOR IN   INTEREST TO FMHA UNITED STATES DEPARTMENT OF   AGRICULTURE as Beneficiary.   Dated July 12, 1993, Recorded July 13, 1993 as Instr. No.  93-5837 in Book —   Page — of Official Records in the office of the Recorder of COLUMBIA   County; OREGON   REAMORTIZATION AGREEMENT(S) DATED 5/12/99 & 6/12/05   covering the following described real property situated in said county and state, to   wit:   LOT 21, BLOCK 5, RAILROAD ADDITION IN THE CITY OF ST. HELENS,   COUNTY OF COLUMBIA, AND STATE OF OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 1 PYMT DUE 07/12/12 @ 738.31 $738.31 12 PYMTS FROM 08/12/12 TO 07/12/13 @ 712.83 $8,553.96 5 PYMTS FROM 08/12/13 TO 12/12/13 @ 710.37 $3,551.85 TOTAL LATE CHARGES $136.08 MISCELLANEOUS FEES $82.62 Sub-Total of Amounts in Arrears:$13,062.82    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be:    464 N. 13TH ST., SAINT HELENS, OR  97051-1320    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $63,923.33, together with interest as provided in the note or other instrument secured from    07/12/12, plus subsidy recapture in the sum of $48,137.71 and fees assessed in the amount of    $1,937.11,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on May 9, 2014, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at salestrack.tdsf.com DATED:  12/24/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT   4000 W. Metropolitan Drive Suite 400  Orange, CA  92868  (800) 843-0260 TAC# 968179
PUB: 03/21/14, 03/28/14, 04/04/14, 04/11/14.         SCS1186

OREGON TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L543569 OR Unit Code: L Loan No: 12100340/ALLEN   AP #1: 5N1W33-DD-07500/13634   Title #: 8341924   Reference is made to that certain Trust Deed made by BRIAN ALLEN as Grantor,   to UNITED STATES OF AMERICA ACTING THROUGH THE RURAL   HOUSING SERVICE OR SUCCESSOR AGENCY, UNITED STATES   DEPARTMENT OF AGRICULTURE as Trustee, in favor of UNITED STATES   OF AMERICA ACTING THROUGH THE RURAL HOUSING SERVICE OR   SUCCESSOR AGENCY, UNITED STATES DEPARTMENT OF   AGRICULTURE as Beneficiary.   Dated August 23, 2002, Recorded August 26, 2002 as Instr. No.  02-11122 in   Book — Page — of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   REAMORTIZATION AGREEMENT WITH EFFECTIVE DATE OF MAY 23,   2009   covering the following described real property situated in said county and state, to   wit:   LOT 11, BLOCK 78, CITY OF ST. HELENS, COLUMBIA COUNTY,   OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 39 PYMTS FROM 05/23/10 TO 07/23/13 @ 1,052.31 $41,040.09 MISCELLANEOUS FEES $802.11 Sub-Total of Amounts in Arrears:$41,842.20    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    396 N. 10TH STREET, ST. HELENS, OR  97051    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $122,993.23, together with interest as provided in the note or other instrument secured from    04/23/10, plus subsidy recapture in the sum of $22,172.93 and fees assessed in the amount of    $8,641.02,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on January 3, 2014, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  08/20/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 966673
PUB: 11/15/13, 11/22/13, 11/29/13, 12/06/2013.        SCS1145

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L542333 OR Unit Code: L Loan No:   37415942/37649080/KEARNS   AP #1: 3302/3N2W12-AB-00211   Title #: 8151223   Reference is made to that certain Trust Deed made by BENJAMIN D. KEARNS   as Grantor, to RURAL HOUSING SERVICE OR ITS SUCCESSOR AGENCY,   UNITED STATES DEPARTMENT OF AGRICULTURE as Trustee, in favor of   UNITED STATES OF AMERICA ACTING THROUGH THE RURAL   HOUSING SERVICE, SUCCESSOR IN INTEREST TO FMHA UNITED   STATES DEPARTMENT OF AGRICULTURE as Beneficiary.   Dated July 15, 2009, Recorded July 15, 2009 as Instr. No.  2009-006821  in   Book  —  Page  —  of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   ASSUMPTION AGREEMENT DATED 7/15/09   covering the following described real property situated in said county and state, to   wit:   LOT 8, JOHNSON ESTATES, IN THE CITY OF SCAPPOOSE, RECORDED   DECEMBER 12, 2002 IN PLAT BOOK 6, PAGE 4, COLUMBIA COUNTY,   OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 4 PYMTS FROM 04/15/11 TO 07/15/11 @ 813.92 $3,255.68 21 PYMTS FROM 08/15/11 TO 04/15/13 @ 1,221.08 $25,642.68 ACCRUED LATE CHARGES $84.46 MISCELLANEOUS FEES $301.16 Sub-Total of Amounts in Arrears:$29,283.98    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    52841 NE 2ND ST, SCAPPOOSE, OR  97056-3223    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $197,887.09, together with interest as provided in the note or other instrument secured from    03/15/11, plus subsidy recapture in the sum of $8,143.20 and fees assessed in the amount of    $4,521.79,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on September 5, 2013, at    the hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  04/16/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 964539  PUB: 07/19/13, 07/26/13,    08/02/13, 08/09/2013.                                          SCS1103

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L542081 OR Unit Code: L Loan No: 35134283/POLICY   AP #1: 12195   Title #: 8091365   Reference is made to that certain Trust Deed made by JOANIE M. POLICY,   JOHN S. SPENCER as Grantor, to RURAL HOUSING SERVICE OR ITS   SUCCESSOR AGENCY as Trustee, in favor of UNITED STATES OF   AMERICA ACTING THROUGH THE RURAL HOUSING SERVICE,   SUCCESSOR IN INTEREST TO FMHA UNITED STATES DEPARTMENT OF   AGRICULTURE as Beneficiary.   Dated October 31, 2007, Recorded October 31, 2007 as Instr. No.  2007-013719   in Book  —  Page  —  of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   covering the following described real property situated in said county and state, to   wit:   LOT 21, OAK RIDGE ESTATES PHASE 1, IN THE CITY OF ST. HELENS,   COLUMBIA COUNTY, OREGON.  TOGETHER WITH AN UNDIVIDED   INTEREST IN AND TO TRACTS “A”, “B”, AND “C” OF OAK RIDGE   ESTATES PHASE 1, IN THE CITY OF ST. HELENS, COLUMBIA COUNTY,   OREGON, AS DISCLOSED ON THE FACE OF THE PLAT.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 3 PYMTS FROM 10/28/10 TO 12/28/10 @ 938.45 $2,815.35 19 PYMTS FROM 01/28/11 TO 07/28/12 @ 981.83 $18,654.77 8 PYMTS FROM 08/28/12 TO 03/28/13 @ 1,679.55 $13,436.40 TOTAL LATE CHARGES $87.42 MISCELLANEOUS FEES $12.90 Sub-Total of Amounts in Arrears:$35,006.84    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    35140 BURT RD, ST HELENS, OR  97051    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $237,933.75, together with interest as provided in the note or other instrument secured from    09/28/10, plus subsidy recapture in the sum of $22,175.06 and fees assessed in the amount of    $5,625.55,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on August 15, 2013, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  04/04/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 964132  PUB: 07/05/13, 07/12/13,    07/19/13, 07/26/2013.                                    SCS1102

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE

Reference is made to that certain trust deed made by Jeremiah Kevin Sullivan, as grantor, to Fidelity National Title Insurance, as trustee, in favor of  Countrywide Mortgage Ventures, LLC dba West Hills Mortgage as beneficiary, dated March 24, 2007, and recorded on March 30, 2007, as Instrument No. 2007-027462 of the Official Records of Clackamas County, Oregon, and that certain Assignment of Trust Deed dated June 27, 2007 and recorded July 9, 2007 as Instrument No. 2007-059553 wherein Oregon Housing and Community Services Department, State of Oregon, was designated as the successor beneficiary, covering the following described real property situated in said county and state, to-wit:

Unit 8545-D, Stage 4, of French Prairie Village Condominium, as set forth in Condominium Declaration recorded October 1, 1998 as 98-092391, Wilsonville, Clackamas County, Oregon, together with those limited common elements appurtenant to said Unit as set forth in said declaration, and together with an undivided fractional ownership of the general common elements of said Condominium as set forth in the said Declaration and in any subsequent amendments thereto as appurtenant to said Unit.

Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is Grantors’ failure to pay when due the following sums: Grantor’s failure to pay monthly installment payments due under the Promissory Note in the amount of $1,110.00 per month for the months of September, October, November and December 2012, and January, February and March 2013.
By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: the principal balance of $134,967.75 together with accrued interest through March 13, 2013, in the amount of $4,774.17 (interest continues to accrue at the rate of $21.0293 per diem from March 13, 2013 until paid), plus late fees in the amount of $128.19, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
WHEREFORE, notice is hereby given that the undersigned Trustee will on September 12, 2013, at the hour of 10:00 o’clock A.M., in accord with the standard of time established by ORS 187.110, at Clackamas County Courthouse steps, 807 Main Street, City of Oregon City, County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantors or their successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.  Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount when due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by rendering the performance required under the obligation or Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with Trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.753.
In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “Grantors” includes any successor in interest to the Grantors as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words “Trustee” and “Beneficiary” include their respective successors in interest, if any.
DATED: March 20, 2013
Benjamin M. Kearney, Successor Trustee
800 Willamette Street, Suite 800
Eugene, OR 97401
(541) 484-0188
Publish 07/04, 07/11, 07/18, 07/25/2013.           LOR12984

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Pursuant to O.R.S. 86.705, et seq. and O.R.S. 79.5010, et seq. Reference is made to that certain trust deed made, executed, and delivered by Lisa J. Calvillo, a married woman, as her separate estate, as grantor, to Chicago Title Insurance Company, as trustee, to secure certain obligations in favor of Equity Home Mortgage LLC, an Oregon limited liability company, as beneficiary, dated October 9, 2007, and recorded on October 12, 2007, in the Mortgage records of Multnomah County, Oregon, under File No. 2007-180458.  The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by Oregon Housing and Community Services Department, State of Oregon by assignment of deed of trust recorded on November 14, 2007, in the Mortgage records of Multnomah County, Oregon under File No. 2007-197272.  Said Trust Deed encumbers the following described real property situated in said county and state, to-wit: LOT 3, BLOCK 1, SHERWOOD PARK, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON; The street address or other common designation, if any, of the real property described above is purported to be: 16365 Southeast Alder Street, Portland, Oregon  97233. The undersigned Trustee disclaims any liability for any incorrectness of the above street address or other common designation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3).  The default for which the foreclosure is made is grantor’s failure to pay when due, the following sums:
12 Monthly payments of $1,413.69 due from 4/1/2012 through 3/1/2013:    $16,964.28; 12 Late charges of $56.93 due on payments past due from 4/1/2012, through 3/1/2013:    $683.16
Additional Late Charge Balance:    $170.79; Title Charges: $648.00; Inspection Fees:    $96.00; Advances by Lender: Trustee’s Fees and Costs for related Foreclosure Action: $725.00
Sub-Total of Monthly Payments, Late Charges, and Advances in arrears:    $19,287.23. ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and deed of trust, the beneficiary may insist that you do so in order to reinstate your account in good standing.  The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These requirements for reinstatement should be confirmed by contacting the undersigned Trustee. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $178,385.28, AS OF MARCH 1, 2012, PLUS, FROM THAT DATE UNTIL PAID, ACCRUED AND ACCRUING INTEREST AT THE RATE OF 6.000% PER ANNUM, PLUS ANY LATE CHARGES, ESCROW ADVANCES, FORECLOSURE COSTS, TRUSTEE’S FEES, ATTORNEYS’ FEES, SUMS REQUIRED FOR PROTECTION OF THE PROPERTY AND ADDITIONAL SUMS SECURED BY THE TRUST DEED. WHEREFORE, notice hereby is given that the undersigned trustee will, on August 9, 2013, at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the front entrance of Multnomah County Courthouse, 1021 SW 4th Avenue, City of Portland, County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash, the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees.  Notice is also given that any person named in ORS 86.753 has the right to bring a court action to assert the non-existence of a default or any other defense to acceleration and sale. NOTICE TO RESIDENTIAL TENANTS – The property in which you are living is in foreclosure. A foreclosure sale is scheduled for August 9, 2013. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place.
The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The in-formation does not apply to you if you own this property or if you are not a bona fide resi-dential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION – IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR:
• THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR • AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale be-fore you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: • Is the result of an arm’s-length transaction; •    Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and • Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY – BETWEEN NOW AND THE FORECLOSURE SALE: RENT – YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE.  IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED.  BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT – You may apply your security deposit and any rent you paid in advance against the cur-rent rent you owe your landlord as provided in ORS 90.367.  To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment.  You may do this only for the rent you owe your current landlord.  If you do this, you must do so before the foreclosure sale.  The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE – The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease.  After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information.  You should contact the new owner if you would like to stay.  If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property.  Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you.
The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires.  You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU.  FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER.  If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service.  Contact information for the Oregon State Bar is listed below.  If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free.  For free legal assistance, contact the Oregon State Bar and ask for the Legal Aid Services. OREGON STATE BAR CONTACT INFORMATION, Oregon State Bar, P.O. Box 231935, Tigard, OR, 97281-1935, Tel (in Oregon):  (800) 452-8260, Tel (outside Oregon):  (503) 620-0222, E-mail:  info@osbar.org
Website:  www.osbar.org. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.
THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION WILL BE USED FOR THAT PURPOSE.  UNLESS YOU NOTIFY US WITHIN 30 DAYS AFTER RECEIVING THIS LETTER THAT YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION OF IT, WE WILL ASSUME THE DEBT IS VALID.  IF YOU NOTIFY US, IN WRITING WITHIN 30 DAYS AFTER RECEIPT OF THIS LETTER THAT YOU DO DISPUTE THE DEBT OR ANY PORTION OF IT, WE WILL PROVIDE VERIFICATION BY MAILING YOU A COPY OF THE RECORDS.  IF YOU SO REQUEST, IN WRITING, WITHIN 30 DAYS AFTER RECEIPT OF THIS NOTICE, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE CURRENT CREDITOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Sale status may be accessed at http://ts.hcmp.com. DATED this 28th day of March, 2013.  SUCCESSOR TRUSTEE: JULIE B. HAMILTON, Oregon Bar #092650 c/o Hillis Clark Martin & Peterson P.S.
1221 Second Avenue, Suite 500, Seattle, Washington 98101-2925; Telephone:  (206) 623-1745
Publish 06/27, 07/04, 07/11, 07/18/2013.            PT1211

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Pursuant to O.R.S. 86.705, et seq. and O.R.S. 79.5010, et seq.
Reference is made to that certain trust deed made by:  Dylan D. Hartung, as grantor, to Chicago Title Insurance, as trustee, in favor of M & T Bank, as lender, dated February 12, 2008, and recorded February 25, 2008, in the mortgage records of Multnomah County, Oregon, in/ under Auditor’s File No. 2008-028150.  The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by Oregon Housing and Community Services Department by assignment of deed of trust recorded on February 25, 2008, in the Mortgage records of Multnomah County, Oregon.  Said Trust Deed encumbers the following described real property situated in said county and state, to wit: THE WEST HALF OF LOT 2 AND THE EAST 37.5 FEET OF LOT 15, BLOCK 8, BRIGHTON PARK ADDITION TO EAST PORTLAND, RECORDED IN PLAT BOOK 151, PAGE 62, IN THE CITY OF PORTLAND, COUNTY OF MULTNOMAH AND STATE OF OREGON;
The street address or other common designation, if any, of the real property described above is purported to be: 6516 Southeast Lambert Street, Portland, Oregon  97206
The undersigned Trustee disclaims any liability for any incorrectness of the above street address or other common designation.
Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3).  The default for which the foreclosure is made is grantor’s failure to pay when due, the following sums: 11 Monthly payments of $1,295.20 due from 5/1/2012 through 3/1/13:    $14,247.20; 11 Late charges of $49.40 due on payments past due from 5/1/2012, through 3/1/13:    $543.40; Advances by Lender:    Additional Late Charge Balance:    $119.31; Prior inspections:    $108.00; Sub-Total of Monthly Payments, Late Charges, and Advances in arrears: $15,017.91. ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and deed of trust, the beneficiary may insist that you do so in order to reinstate your account in good standing.  The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These requirements for reinstatement should be confirmed by contacting the undersigned Trustee.
By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following:
UNPAID PRINCIPAL BALANCE OF $168,592.99, AS OF MAY 1, 2012, PLUS, FROM THAT DATE UNTIL PAID, ACCRUED AND ACCRUING INTEREST AT THE RATE OF 5.625% PER ANNUM, PLUS ANY LATE CHARGES, ESCROW ADVANCES, FORECLOSURE COSTS, TRUSTEE’S FEES, ATTORNEYS’ FEES, SUMS REQUIRED FOR PROTECTION OF THE PROPERTY AND ADDITIONAL SUMS SECURED BY THE TRUST DEED.
WHEREFORE, notice hereby is given that the undersigned trustee will, on August 9, 2013, at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the front entrance of Multnomah County Courthouse, 1021 SW 4th Avenue, City of Portland, County of Multnomah, State of Oregon, sell at public auction to the highest bidder for cash, the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees.  Notice is also given that any person named in ORS 86.753 has the right to bring a court action to assert the non-existence of a default or any other defense to acceleration and sale. NOTICE TO RESIDENTIAL TENANTS -The property in which you are living is in foreclosure. A foreclosure sale is scheduled for August 9, 2013. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The in-formation does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION -
IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR:  • THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR •    AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left. You must be provided with at least 90 days’ written notice after the foreclosure sale be-fore you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: •    Is the result of an arm’s-length transaction; •    Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and •    Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT – YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE.  IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED.  BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT -You may apply your security deposit and any rent you paid in advance against the cur-rent rent you owe your landlord as provided in ORS 90.367.  To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment.  You may do this only for the rent you owe your current landlord.  If you do this, you must do so before the foreclosure sale.  The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE – The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease.  After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information.  You should contact the new owner if you would like to stay.  If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property.  Otherwise: • You do not owe rent; • The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and • You must move out by the date the new owner specifies in a notice to you.
The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires.  You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU.  FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER.  If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service.  Contact information for the Oregon State Bar is listed below.  If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free.  For free legal assistance, contact the Oregon State Bar and ask for the Legal Aid Services. OREGON STATE BAR CONTACT INFORMATION, Oregon State Bar, P.O. Box 231935, Tigard, OR, 97281-1935, Tel (in Oregon):  (800) 452-8260; Tel (outside Oregon):  (503) 620-0222 E-mail:  info@osbar.org; Website:  www.osbar.org In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION WILL BE USED FOR THAT PURPOSE.  UNLESS YOU NOTIFY US WITHIN 30 DAYS AFTER RECEIVING THIS LETTER THAT YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION OF IT, WE WILL ASSUME THE DEBT IS VALID.  IF YOU NOTIFY US, IN WRITING WITHIN 30 DAYS AFTER RECEIPT OF THIS LETTER THAT YOU DO DISPUTE THE DEBT OR ANY PORTION OF IT, WE WILL PROVIDE VERIFICATION BY MAILING YOU A COPY OF THE RECORDS.  IF YOU SO REQUEST, IN WRITING, WITHIN 30 DAYS AFTER RECEIPT OF THIS NOTICE, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE CURRENT CREDITOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Sale status may be accessed at http://ts.hcmp.com.
DATED this 21st day of March, 2013. SUCCESSOR TRUSTEE: JULIE B. HAMILTON, Oregon Bar #092650, c/o Hillis Clark Martin & Peterson P.S., 1221 Second Avenue, Suite 500, Seattle, Washington 98101-2925; Telephone: (206) 623-1745
Publish 06/27, 07/04, 07/11, 07/18/2013.            PT1210