To place a legal notice ad
Please email us at:
legals@commnewspapers.com
or contact Louise Faxon
at 503-546- 0752

Posts Tagged ‘TNOS’

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
Reference is made to that certain line of credit trust deed (the “Trust Deed”) dated January 19, 2007, executed by Jeanine Rabito (the “Grantor”) to U.S. Bank Trust Company, National Association (the “Trustee”), whose mailing address is 111 S.W. Fifth Avenue, Suite 3500, Portland, Oregon 97204, to secure payment and performance of certain obligations of Grantor to U.S. Bank National Association (the “Beneficiary”), including repayment of a promissory note dated January 19, 2007, in the principal amount of $176,000 (the “Note”). The Trust Deed was
recorded on February 20, 2007, as Instrument No. 2007-002536 in the official real property records of Columbia County, Oregon. The legal description of the real property covered by the Trust Deed is as follows: Lots 8 and 9, Block 67, City of St. Helens, Columbia County, Oregon No action has been instituted to recover the obligation, or any part thereof, now remaining secured by the Trust Deed or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). The default for which the foreclosure is made is Grantor’s failure to pay when due the following sums: monthly payments in full owed under the Note beginning March 2012 and each month thereafter; and expenses, costs, trustee fees and attorney fees. By reason of said default, Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable which sums are as follows: (a) the principal amount of $171,269.81 as of July 30, 2014, (b) accrued interest of $8,355.63 as of July 30, 2014, and interest accruing thereafter on the principal amount at the rate set forth in the Note until fully paid, (c) and any other
expenses or fees owed under the Note or Trust Deed, (d) amounts that Beneficiary has paid on or may hereinafter pay to protect the lien, including by way of illustration, but not limitation, taxes, assessments, interest on prior liens, and insurance premiums, and (e) expenses, costs and attorney and trustee fees incurred by Beneficiary in foreclosure, including the cost of a trustee’s sale guarantee and any other environmental or appraisal report. By reason of said default, Beneficiary and the Successor Trustee have elected to foreclose the trust deed by advertisement and sale pursuant to ORS 86.705 to ORS 86.815 and to sell the real property identified above to satisfy the obligation that is secured by the Trust Deed. NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee or Successor Trustee’s agent will, on February 4, 2015, at one o’clock (1:00) p.m., based on the standard of time established by ORS 187.110, just outside the main entrance of the Columbia County Courthouse Annex, 230 Strand Street, St. Helens, Oregon, sell for cash at public auction to the highest bidder the interest in said real property, which Grantor has or had power to convey at the time of the execution by Grantor of the Trust Deed, together with any interest that Grantor or the successors in interest to Grantor acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale. NOTICE IS FURTHER GIVEN that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to Beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred), and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed and, in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with Trustee and attorney fees not exceeding the amounts provided by ORS 86.778. In construing this notice, the singular includes the plural, and the word “grantor” includes any successor in interest of grantor, as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. In accordance with the Fair Debt Collection Practices Act, this is an attempt to collect a debt, and any information obtained will be used for that purpose. This communication is from a debt collector. For further information, please contact James M. Walker at his mailing address of Miller Nash LLP, 111 S.W. Fifth Avenue, Suite 3400, Portland, Oregon 97204 or telephone him at (503) 224-5858. DATED this 23rd day of September, 2014. /s/ James M. Walker Successor Trustee Published: Oct. 17, 24, 31 & Nov. 7, 2014. 10623441 SCS1289DJC

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
TS No.: 018061-OR Loan No.: ******6055 Reference is made to that certain trust deed (the “Deed of Trust”) executed by KENNETH WAYNE TILSON AND ELINA MARIE TILSON, HUSBAND AND WIFE, as Grantor, to FIDELITY NATIONAL TITLE CO., as Trustee, in favor of WELLS FARGO HOME MORTGAGE, INC., as Beneficiary, dated 7/1/2003, recorded 7/11/2003, as Instrument No. 0701, in the
Official Records of Columbia County, Oregon, which covers the following described real property situated in Columbia County, Oregon: BEGINNING AT A POINT 1920 FEET WEST AND 187 FEET NORTH OF THE SOUTHEAST CORNER OF SECTION 33, IN TOWNSHIP 8 NORTH OF RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON; THENCE NORTH 28 DEGREES 43′ WEST IN CENTER OF DITCH 580.0 FEET; THENCE AT RIGHT ANGLES, NORTH 61 DEGREES 17′ EAST 75.0 FEET; THENCE SOUTH 28 DEGREES 43′ EAST PARALLEL WITH WEST LINE, TO BEAVER DISTRICT CHANNEL; THENCE WESTERLY 75.0 FEET TO THE POINT OF BEGINNING; EXCEPTING ROAD ON LEVEE. APN: 0510-28309 / 8433-D0-00500 Commonly known as: 18645 BEAVER DIKE ROAD CLATSKANIE, OREGON 97016 The current beneficiary is: Wells Fargo Bank, N.A. Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due, the following sums: Delinquent Payments: Dates: No. Amount Total: 06/01/13 thru 02/01/14 9 $995.38 $8,958.42 03/01/14 thru 03/01/14 1 $934.69 $934.69 04/01/14 thru 09/01/14 6 $973.32 $5,839.92 Late Charges: $220.26 Beneficiary Advances: $0.00 Foreclosure Fees and Expenses: $819.00 Total Required to Reinstate: $16,772.29 TOTAL REQUIRED TO PAYOFF: $116,660.67 By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $104,940.84 together with interest thereon at the rate of 5.75 % per annum, from 5/1/2013 until paid, plus all accrued late charges, and all trustee’s fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP., whose address is 4375 Jutland Drive, San Diego, CA 92117, will on 1/29/2015, at the hour of 12:00 PM, standard time, as established by ORS 187.110, AT THE WEST ENTRANCE TO THE COLUMBIA COUNTY COURTHOUSE, 230 THE STRAND, ST. HELENS, OR 97423, sell at public auction to the highest bidder for cash the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee’s and attorneys’ fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 9/15/2014 CLEAR RECON CORP 4375 Jutland Drive San Diego, CA 92117 858-750-7600 Published: Oct. 10, 17, 24 & 31, 2014. 10610627                                     SCS1284DJC

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
File No. 7023.110922 Reference is made to that certain trust deed made by Terry L Bremer and Kathy D. Bremer, husband and wife, as grantor, to Fidelity National Title Ins Co, as trustee, in favor of Wells Fargo Bank, N.A., as beneficiary, dated 03/14/05, recorded 03/24/05, in the mortgage records of COLUMBIA County, Oregon, as 2005-003861 and subsequently assigned to by Assignment recorded as , covering the following described real property situated in said county and state, to wit: PARCEL 1: A tract of land in Section 23, Township 7 North of Range 2 West of the Willamette Meridian, Columbia County, Oregon, more particularly described as follows; Starting at an iron pipe which is South 789.0 feet and East 2019.5 feet from quarter section corner between Sections 22 and 23, Township 7 North, Range 2 West of the Willamette Meridian, Columbia County, Oregon, said Point is also the most Westerly corner of the Hinton property as described In deed recorded November 10, 1937 in Book 61, Page 397, Deed Records of Columbia County, Oregon; Thence North 50 degrees 11′ 30″ East, along the North boundary of the Hinton property to the West right of way line of S.P. and S. Railroad and the most Northerly corner of the Hinton property; Thence along the West right of way line in a Northwesterly direction 160 feet to a point; Thence South 42 degrees 49′ 00″ West 210.0 feet to an iron pipe; Thence South 03 degrees 11′ 00″ East 90.0 feet to an iron pipe; Thence North 82 degrees 12′ 00″ East 122.2 feet to an iron pipe and POINT OF BEGINNING. PARCEL 2: A tract of land in Section 23, Township 7 North, Range 2 West, Willamette Meridian, Columbia County, Oregon, more particularly described as follows; BEGINNING at an iron stake which marks the most Westerly corner of the Soley property as described in deed recorded April 29, 1952 in Book 114, Page 490, Deed Records of Columbia County, Oregon; Thence North 42 degrees 49′ 00″ East 210.00 feet, more or less, to the Southwesterly right of way boundary line of Spokane, Portland and Seattle Railway; Thence Northwesterly, along said right of way boundary 18.21 feet; Thence South 38 degrees 49′ 00″ West 220.50 feet to the POINT OF BEGINNING. ALSO that certain easement set forth in a grant of easement recorded June 20, 1972, in Book 187, Page 246, Deed Records of Columbia County, Oregon. PROPERTY ADDRESS: 74340 LAURELWOOD RD RAINIER, OR 97048-3310 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,808.42 beginning 07/01/13, $1,802.92 beginning 3/1/14 and $2,189.40 beginning 4/1/14; plus late charges of $69.83 each month beginning 07/16/13; plus prior accrued late charges of $0.00; plus advances of $2,124.00 that represent paid foreclosure fees and costs and paid water/sewer costs; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $271,535.37 with interest thereon at the rate of 2.875 percent per annum beginning 06/01/13; plus late charges of $69.83 each month beginning 07/16/13 until paid; plus prior accrued late charges of $0.00; plus advances of $2,124.00 that represent paid foreclosure fees and costs and paid water/sewer costs; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on December 10, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 586-1900 BREMER, TERRY L and KATHY D (TS# 7023.110922) 1002.271540-File No.
Publish 09/12, 09/19, 09/26, 10/03/2014.              SCS1278

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE
File No. 7699.20684 Reference is made to that certain trust deed made by Thomas W. Rempfer and Ann L. Wolf, husband and wife, as grantor, to Fidelity National Title Company of Oregon, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Eagle Home Mortgage, Inc., its successors and assigns, as beneficiary, dated 09/09/05, recorded 09/19/05, in the mortgage records of COLUMBIA County, Oregon, as 2005-012539 and subsequently assigned to Lakeview Loan Servicing, LLC by Assignment recorded as 2013-007915, covering the following described real property situated in said county and state, to wit: Parcel 1: Beginning at the intersection of the West line of the Southwest quarter of the Northeast quarter of Section 7, Township 4 North, Range 2 West, Willamette Meridian, Columbia County, Oregon, with the Southerly right of way line of the road commonly known as Cedar Creek Road; thence South along the West line of said Southwest quarter of Northeast quarter 350.0 feet to a point; thence East at right angles to said West line of Southwest quarter of Northeast quarter 350.0 feet, more or less to the Southerly line of said road; thence Northwesterly along the Southerly line of said road to the point of beginning. Parcel 2: A tract of land in the Northeast quarter of Section 7, Township 4 North, Range 2 West, Willamette Meridian, Columbia County, Oregon, more particularly described as follows: Beginning at the Northwest corner of the tract of land conveyed to Jerry Hylton and Sally Hylton and described in Instrument Number 94-5186, Records of Columbia County, Oregon, as surveyed in County Survey No. B-270, Survey Records, said point being on the West line of the Northeast quarter, South 00 degrees 32′ 04″ East 454.98 feet from the Northwest corner of the Southwest quarter of the Northeast quarter of said section 7; thence along the West line of the said Northeast quarter, North 00 degrees 32’04″ West, 35.99 feet to a 5/8 inch iron rod with a yellow plastic cap stamped “KEENON LAND SERVICES INC.” on the Southwesterly right of way line of Cedar Creek Road as described in Columbia County Circuit Court Case Number 98-2035; thence along said Southwesterly line South 42 degrees 21′ 32″ East 517.92 feet to a 5/8 inch iron rod with a yellow plastic cap stamped “KEENON LAND SERVICES INC.”; thence South 89 degrees 27′ 56” West 32.21 feet to the Southeast corner of said Hylton tract as surveyed in County Survey No. B-270, Columbia County Survey Records; thence North 42 degrees 21′ 32″ West 469.62 feet to the point of beginning. PROPERTY ADDRESS: 58615 CEDAR CREEK RD SCAPPOOSE, OR 97056 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,260.48 beginning 03/01/10, $1,254.07 beginning 12/01/12, $1,178.49 beginning 11/01/13 and $1,178.33 beginning 1/01/14; plus late charges of $50.42 each month beginning 03/16/10; plus prior accrued late charges of $46.00; plus advances of $1,064.90 that represent property inspections and preservations; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $170,037.05 with interest thereon at the rate of 5.625 percent per annum beginning 02/01/10; plus late charges of $50.42 each month beginning 03/16/10 until paid; plus prior accrued late charges of $46.00; plus advances of $1,064.90 that represent property inspections and preservations; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on November 17, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 425-586-1900 REMPFER, THOMAS W and WOLF, ANN L (TS# 7699.20684) 1002.270987-File No.
Publish 08/22, 08/29, 09/05, 09/12/2014.        SCS1271

TRUSTEE’S NOTICE OF SALE

TRUSTEE’S NOTICE OF SALE

File No. 7670.20121 Reference is made to that certain trust deed made by Cheryl L Horton, as grantor, to Ticor Title Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Umpqua Bank, An Oregon State Chartered Bank, as beneficiary, dated 09/11/12, recorded 09/27/12, in the mortgage records of Columbia County, Oregon, as 2012-007474 and subsequently assigned to Umpqua Bank by Assignment recorded as 2014-004151, covering the following described real property situated in said county and state, to wit: Parcel 2 of Partition Plat No. 1995-13, recorded April 20, 1995, Fee No. 95-03352, in Columbia County, Oregon. PROPERTY ADDRESS: 75280 Fern Hill Road Rainier, OR 97048 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,129.64 beginning 02/01/14; plus prior accrued late charges of $142.15; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $143,393.09 with interest thereon at the rate of 4.125 percent per annum beginning 01/01/14; plus prior accrued late charges of $142.15; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on November 19, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of Columbia, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 425-586-1900 Horton, Cheryl L. (TS# 7670.20121) 1002.270879-File No.
Publish 08/22, 08/29, 09/05, 09/12/2014.        SCS1270

TRUSTEE’S NOTICE OF SALE

File No. 7699.20419 Reference is made to that certain trust deed made by Frank E Browning and Dena K Smith, as grantor, to Stewart Title Guaranty Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for M&T Bank, its successors and assigns, as beneficiary, dated 04/23/12, recorded 04/26/12, in the mortgage records of COLUMBIA County, Oregon, as 2012-002920 and subsequently assigned to M&T Bank by Assignment recorded as 2013-005644, covering the following described real property situated in said county and state, to wit: Lot 51, Ridgecrest Planned Community Development (Phase 1), in the City of St Helens, County of Columbia and State of Oregon. PROPERTY ADDRESS: 59023 GLACIER AVENUE SAINT HELENS, OR 97051 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: monthly payments of $1,566.12 beginning 02/01/13, $1,516.51 beginning 1/01/14 and $1,551.42 beginning 4/01/14; plus late charges of $62.54 each month beginning 02/01/13; plus prior accrued late charges of $57.52; plus advances of $3,267.66 that represent paid bankruptcy & foreclosure fees and costs and property inspections; together with title expense, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $214,808.81 with interest thereon at the rate of 4 percent per annum beginning 01/01/13; plus late charges of $62.54 each month beginning 02/01/13 until paid; plus prior accrued late charges of $57.52; plus advances of $3,267.66 that represent paid bankruptcy & foreclosure fees and costs and property inspections; together with title expense, costs, trustee’s fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice hereby is given that the undersigned trustee will on September 18, 2014 at the hour of 10:00 o’clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Annex to the old Columbia County Courthouse, 230 Strand Street, in the City of St. Helens, County of COLUMBIA, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be timely communicated in a written request that complies with that statute addressed to the trustee’s “Urgent Request Desk” either by personal delivery to the trustee’s physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee’s post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Requests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee’s sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 425-586-1900 BROWNING, FRANK E and SMITH, DENA K (TS# 7699.20419) 1002.259820-File No.
Publish 06/20, 06/27, 07/04, 07/11/2014.             SCS1249

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L544283 OR  Unit Code: L  Loan No: 1366409/HANSON   AP #1: 13516   Title #: 8391606   Reference is made to that certain Trust Deed made by MARCIA R. HANSON as   Grantor, to FARMERS HOME ADMINISTRATION, UNITED STATES   DEPARTMENT OF AGRICULTURE, ACTING THROUGH THE STATE   DIRECTOR OF THE FARMERS HOME ADMINISTRATION FOR THE   STATE OF OREGON as Trustee, in favor of UNITED STATES OF AMERICA   ACTING THROUGH THE RURAL HOUSING SERVICE, SUCCESSOR IN   INTEREST TO FMHA UNITED STATES DEPARTMENT OF   AGRICULTURE as Beneficiary.   Dated July 12, 1993, Recorded July 13, 1993 as Instr. No.  93-5837 in Book —   Page — of Official Records in the office of the Recorder of COLUMBIA   County; OREGON   REAMORTIZATION AGREEMENT(S) DATED 5/12/99 & 6/12/05   covering the following described real property situated in said county and state, to   wit:   LOT 21, BLOCK 5, RAILROAD ADDITION IN THE CITY OF ST. HELENS,   COUNTY OF COLUMBIA, AND STATE OF OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 1 PYMT DUE 07/12/12 @ 738.31 $738.31 12 PYMTS FROM 08/12/12 TO 07/12/13 @ 712.83 $8,553.96 5 PYMTS FROM 08/12/13 TO 12/12/13 @ 710.37 $3,551.85 TOTAL LATE CHARGES $136.08 MISCELLANEOUS FEES $82.62 Sub-Total of Amounts in Arrears:$13,062.82    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be:    464 N. 13TH ST., SAINT HELENS, OR  97051-1320    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $63,923.33, together with interest as provided in the note or other instrument secured from    07/12/12, plus subsidy recapture in the sum of $48,137.71 and fees assessed in the amount of    $1,937.11,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on May 9, 2014, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at salestrack.tdsf.com DATED:  12/24/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT   4000 W. Metropolitan Drive Suite 400  Orange, CA  92868  (800) 843-0260 TAC# 968179
PUB: 03/21/14, 03/28/14, 04/04/14, 04/11/14.         SCS1186

OREGON TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L543569 OR Unit Code: L Loan No: 12100340/ALLEN   AP #1: 5N1W33-DD-07500/13634   Title #: 8341924   Reference is made to that certain Trust Deed made by BRIAN ALLEN as Grantor,   to UNITED STATES OF AMERICA ACTING THROUGH THE RURAL   HOUSING SERVICE OR SUCCESSOR AGENCY, UNITED STATES   DEPARTMENT OF AGRICULTURE as Trustee, in favor of UNITED STATES   OF AMERICA ACTING THROUGH THE RURAL HOUSING SERVICE OR   SUCCESSOR AGENCY, UNITED STATES DEPARTMENT OF   AGRICULTURE as Beneficiary.   Dated August 23, 2002, Recorded August 26, 2002 as Instr. No.  02-11122 in   Book — Page — of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   REAMORTIZATION AGREEMENT WITH EFFECTIVE DATE OF MAY 23,   2009   covering the following described real property situated in said county and state, to   wit:   LOT 11, BLOCK 78, CITY OF ST. HELENS, COLUMBIA COUNTY,   OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 39 PYMTS FROM 05/23/10 TO 07/23/13 @ 1,052.31 $41,040.09 MISCELLANEOUS FEES $802.11 Sub-Total of Amounts in Arrears:$41,842.20    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    396 N. 10TH STREET, ST. HELENS, OR  97051    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $122,993.23, together with interest as provided in the note or other instrument secured from    04/23/10, plus subsidy recapture in the sum of $22,172.93 and fees assessed in the amount of    $8,641.02,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on January 3, 2014, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  08/20/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 966673
PUB: 11/15/13, 11/22/13, 11/29/13, 12/06/2013.        SCS1145

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L542333 OR Unit Code: L Loan No:   37415942/37649080/KEARNS   AP #1: 3302/3N2W12-AB-00211   Title #: 8151223   Reference is made to that certain Trust Deed made by BENJAMIN D. KEARNS   as Grantor, to RURAL HOUSING SERVICE OR ITS SUCCESSOR AGENCY,   UNITED STATES DEPARTMENT OF AGRICULTURE as Trustee, in favor of   UNITED STATES OF AMERICA ACTING THROUGH THE RURAL   HOUSING SERVICE, SUCCESSOR IN INTEREST TO FMHA UNITED   STATES DEPARTMENT OF AGRICULTURE as Beneficiary.   Dated July 15, 2009, Recorded July 15, 2009 as Instr. No.  2009-006821  in   Book  —  Page  —  of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   ASSUMPTION AGREEMENT DATED 7/15/09   covering the following described real property situated in said county and state, to   wit:   LOT 8, JOHNSON ESTATES, IN THE CITY OF SCAPPOOSE, RECORDED   DECEMBER 12, 2002 IN PLAT BOOK 6, PAGE 4, COLUMBIA COUNTY,   OREGON.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 4 PYMTS FROM 04/15/11 TO 07/15/11 @ 813.92 $3,255.68 21 PYMTS FROM 08/15/11 TO 04/15/13 @ 1,221.08 $25,642.68 ACCRUED LATE CHARGES $84.46 MISCELLANEOUS FEES $301.16 Sub-Total of Amounts in Arrears:$29,283.98    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    52841 NE 2ND ST, SCAPPOOSE, OR  97056-3223    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $197,887.09, together with interest as provided in the note or other instrument secured from    03/15/11, plus subsidy recapture in the sum of $8,143.20 and fees assessed in the amount of    $4,521.79,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on September 5, 2013, at    the hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  04/16/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 964539  PUB: 07/19/13, 07/26/13,    08/02/13, 08/09/2013.                                          SCS1103

TRUSTEE’S NOTICE OF SALE

OREGON TRUSTEE’S NOTICE OF SALE
T.S. No: L542081 OR Unit Code: L Loan No: 35134283/POLICY   AP #1: 12195   Title #: 8091365   Reference is made to that certain Trust Deed made by JOANIE M. POLICY,   JOHN S. SPENCER as Grantor, to RURAL HOUSING SERVICE OR ITS   SUCCESSOR AGENCY as Trustee, in favor of UNITED STATES OF   AMERICA ACTING THROUGH THE RURAL HOUSING SERVICE,   SUCCESSOR IN INTEREST TO FMHA UNITED STATES DEPARTMENT OF   AGRICULTURE as Beneficiary.   Dated October 31, 2007, Recorded October 31, 2007 as Instr. No.  2007-013719   in Book  —  Page  —  of Official Records in the office of the Recorder of   COLUMBIA County; OREGON   covering the following described real property situated in said county and state, to   wit:   LOT 21, OAK RIDGE ESTATES PHASE 1, IN THE CITY OF ST. HELENS,   COLUMBIA COUNTY, OREGON.  TOGETHER WITH AN UNDIVIDED   INTEREST IN AND TO TRACTS “A”, “B”, AND “C” OF OAK RIDGE   ESTATES PHASE 1, IN THE CITY OF ST. HELENS, COLUMBIA COUNTY,   OREGON, AS DISCLOSED ON THE FACE OF THE PLAT.   Both the beneficiary and the trustee have elected to sell the said real property to   satisfy the obligations secured by said Trust Deed and a Notice of Default has   been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for   which the foreclosure is made is Grantor’s failure to pay when due, the following   sums: 3 PYMTS FROM 10/28/10 TO 12/28/10 @ 938.45 $2,815.35 19 PYMTS FROM 01/28/11 TO 07/28/12 @ 981.83 $18,654.77 8 PYMTS FROM 08/28/12 TO 03/28/13 @ 1,679.55 $13,436.40 TOTAL LATE CHARGES $87.42 MISCELLANEOUS FEES $12.90 Sub-Total of Amounts in Arrears:$35,006.84    Together with any default in the payment of recurring obligations as they become due.    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay    other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may    insist that you do so in order to reinstate your account in good standing.  The beneficiary may    require as a condition to reinstatement that you provide reliable written evidence that you have paid    all senior liens or encumbrances, property taxes, and hazard insurance premiums.  These    requirements for reinstatement should be confirmed by contacting the undersigned Trustee.    The street or other common designation if any, of the real property described above is purported to    be :    35140 BURT RD, ST HELENS, OR  97051    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other    common designation.    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by    said Trust Deed immediately due and payable, said sums being the following, to wit: Principal    $237,933.75, together with interest as provided in the note or other instrument secured from    09/28/10, plus subsidy recapture in the sum of $22,175.06 and fees assessed in the amount of    $5,625.55,  plus accrued interest due thereon, and such other costs and fees are due under the note    or other instrument secured, and as are provided by statute.    WHEREFORE, notice is hereby given that the undersigned trustee will, on August 15, 2013, at the    hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE    THE MAIN LOBBY OF THE COLUMBIA COUNTY COURTHOUSE ANNEX, 230 STRAND    ST., ST. HELENS , County of COLUMBIA, State of OREGON, (which is the new date, time and    place set for said sale) sell at public auction to the highest bidder for cash the interest in the said    described real property which the Grantor had or had power to convey at the time of execution by    him of the said Trust Deed, together with any interest which the Grantor or his successors in    interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby    secured and the costs and expenses of sale, including a reasonable charge by the trustee.    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to    five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the    Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such    portion of the principal as would not then be due had no default occurred) and by curing any other    default complained herein that is capable of being cured by tendering the performance required    under the obligation of the Trust Deed, and in addition to paying said sums or tendering the    performance necessary to cure the default, by paying all costs and expenses actually incurred in    enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding    the amounts provided by said ORS 86.753.    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or    payoff so that you may be advised of the exact amount, including trustee’s costs and fees, that you    will be required to pay.  Payment must be in the full amount in the form of cashier’s or certified    check.    The effect of the sale will be to deprive you and all those who hold by, through and under you of    all interest in the property described above.    In construing this notice, the masculine gender includes the feminine and the neuter, the singular    includes the plural, the word “grantor” includes any successor in interest to the grantor as well as    any other person owing an obligation, the performance of which is secured by said Trust Deed, and    the words “trustee” and “beneficiary” include their respective successors in interest, if any.    The Beneficiary may be attempting to collect a debt and any information obtained may be used for    that purpose.    If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive    remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no    further recourse.    If available, the expected opening bid and/or postponement information may be obtained by calling    the following telephone number(s) on the day before the sale:  (714) 480-5690 or you may access    sales information at www.tacforeclosures.com/sales DATED:  04/04/13    CHRISTOPHER C. DORR, OSBA # 992526    By CHRISTOPHER C. DORR, ATTORNEY AT LAW    DIRECT INQUIRIES TO:    T.D. SERVICE COMPANY    FORECLOSURE DEPARTMENT    4000 W. Metropolitan Drive    Suite 400    Orange, CA  92868    (800) 843-0260 TAC# 964132  PUB: 07/05/13, 07/12/13,    07/19/13, 07/26/2013.                                    SCS1102